Bruce Beaty is a financial advisor at Madison Avenue Securities, LLC with eight years of industry experience. He holds the ChFC® and Series 63 designations and has held roles at multiple firms including AE Wealth Management, Dynamic Planning Network, and Heartland Investment Advisory Services. Outside of his advisory work, he serves as a managing partner in investment-unrelated ventures such as R&B Ventures, LLC and Quail Holding, LLC. Madison Avenue Securities provides investment advisory and brokerage services primarily to individual and high-net-worth clients, offering a range of portfolio management options through various platforms and third-party managers. The firm also supports pension consulting, college-savings assistance, and services for charitable organizations.

Nicholas Cipriano is a financial advisor at Prospera Financial Services, Inc. with 18 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank for a combined 10 years. Prospera Financial Services is an enterprise-scale firm serving a diverse client base including individuals, high-net-worth clients, corporate and charitable entities, and retirement plans. The firm offers investment advisory and financial planning services through multiple platforms and combines firm models, third-party sub-advisers, and customizable allocations to construct and manage portfolios.

Camryn Nurmberg is a financial advisor at Dunham with a Series 66 credential and one year of industry experience. Prior to joining Dunham, Camryn worked in various roles including at Solara Medical Supplies and McP’s Irish Pub. Dunham is an SEC-registered investment adviser and broker-dealer serving individual and high-net-worth clients through multiple investment vehicles, including proprietary mutual funds, wrap fee programs, separately managed accounts, and a private fund. The firm uses a manager-of-managers approach with formal quarterly rebalancing and offers custody, trust, and donor-advised fund services through its affiliated trust company.

Kyle Farmer is a CFP® professional with four years of experience at Pure Financial Advisors, LLC and prior experience at Sunrun and the SDSU Financial Markets Lab. Based in San Diego, CA, he also owns and operates Tuna Twins Fishing, a commercial fishing business. Pure Financial Advisors provides financial planning and portfolio management services primarily for individual and high-net-worth clients, trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm’s investment approach is planning-centered, utilizing modern portfolio theory, tax-aware techniques, and a multi-advisor platform supported by enterprise-scale infrastructure.

Joseph Bailey is a CFP® professional with two years of industry experience, currently with Pure Financial Advisors, LLC in San Diego, CA. Prior to his current role, he held a position at Bloomberg BNA for six years. He is also affiliated with the Association of International Certified Public Accounts. Pure Financial Advisors, LLC is a multi-team registered investment adviser managing approximately $11.05 billion in assets for individual and high-net-worth clients. The firm offers comprehensive financial planning and discretionary portfolio management, utilizing a financial-planning-centered approach based on academic frameworks such as modern portfolio theory and tax-aware asset location.

Anthony Krickl is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding a Series 66 credential and 16 years of industry experience. His prior roles include positions at Cetera, Mass Mutual Investors Services, and MetLife Securities. He is also a partner at DirectPath Financial, LLC, providing financial and insurance services. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by offering financial planning, portfolio management, and retirement plan consulting. The firm employs a mix of active and passive investment strategies and provides access to third-party managers and advisory annuity contracts.

David Morgan is a financial advisor at Belpointe Asset Management LLC with five years of industry experience. He previously worked at Axxcess Wealth Management, Onyx Bridge Wealth Group, Elite Investment Team, and Securities America Advisors. In addition to his advisory role, he owns and operates Dave Morgan CPA, Inc., an accounting firm based in San Diego. Belpointe serves a diverse client base including individual investors, retirement plans, corporations, and other advisers. The firm offers discretionary investment management, financial planning, retirement plan consulting, and a sponsored wrap program, utilizing a range of passive, active, tactical, and blended portfolio strategies tailored to client objectives.

Andrew Evans is a CFP® with 14 years of industry experience, currently serving as an investment advisor representative at Sovran Advisors, LLC. He is a founding partner of Parliament Wealth Management & Insurance Services and has held roles at Mass Mutual Investors Services, MetLife Securities, and Cetera Wealth Services. Outside of financial advising, Evans is owner of Silent Flight Inc., a business focused on expense management, and serves as treasurer for Redeemer OC. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm manages approximately $1.78 billion in client assets through a team of 53 advisors, offering tailored portfolio management and planning solutions using both advisor-managed and model portfolios across multiple platform relationships.

Jeffrey Brecht is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Pure Financial Advisors, LLC since 2021. His prior roles include positions at Principal Securities, Inc., Principal Life Insurance Company, MullinTBG, and M Holdings Securities, Inc. He holds Series 63 and Series 66 licenses and is based in San Diego, CA. Pure Financial Advisors, LLC is a multi-team registered investment adviser managing approximately $11.05 billion in assets for individual and high-net-worth clients. The firm offers comprehensive financial planning and discretionary portfolio management, utilizing a financial-planning-centered approach grounded in modern portfolio theory and tax-aware asset location.

Steven Brahy is a CFP® professional with 29 years of experience in the financial advisory industry. He is currently with Madison Avenue Securities, LLC, where he has worked since 2021. Prior to this, he was with Rose Court Wealth Management for eight years. Outside of his primary role, he is involved with Empress Investment Group, providing wealth management, insurance, and investment advisory services. Madison Avenue Securities, LLC serves a diverse client base including high net worth individuals, charitable institutions, and retirement plans, managing approximately $2.0 billion in assets. The firm offers a range of portfolio management and financial planning services through various account platforms, employing multiple investment strategies and custodial arrangements.

Karen Baszak is a Certified Financial Planner® with 23 years of industry experience, currently serving at Pure Financial Advisors, LLC since 2014. She holds the Series 63 and Series 65 licenses and is based in San Diego, CA. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach guided by an Investment Committee, incorporating tax-aware strategies and the use of sub-advisers for specialized investment sleeves.

Jeffery Wagner is a financial advisor with Madison Avenue Securities, LLC, holding a Series 66 designation and six years of industry experience. His prior roles include positions at AE Financial Services, AE Wealth Management, UMB Financial Services, and Waddell & Reed. Madison Avenue Securities provides investment advisory and brokerage services primarily to individual and high-net-worth clients, offering pension consulting, college-savings assistance, and services for charitable institutions and trusts. The firm manages approximately $2.0 billion for about 14,000 clients through multiple wrap programs, third-party managers, and advisor-managed models.

Deana Ingalls is a financial advisor with IP Financial Advisory Services LLC, holding the ChFC® designation and a Series 63 license. She has 33 years of industry experience and has previously worked with LPL Financial, LLC, and WCG Wealth Advisors, LLC. Ingalls is also a licensed notary and author. IP Financial Advisory Services primarily serves individual retail clients, focusing on portfolio management, financial planning, and retirement-plan consulting. The firm offers customized portfolio solutions and access to third-party investment advisors, with a notable emphasis on non-high-net-worth individuals.

Santiago Tena is a financial advisor at Dunham with Series 66 credentials and one year of industry experience. Prior to joining Dunham, he worked in educational roles at Loyola University Chicago and Benchmark Education, and has experience dating back to 2015 in various capacities. Dunham is an SEC-registered investment adviser and dually registered broker-dealer serving individual and high-net-worth clients. The firm employs a manager-of-managers investment approach with a mix of proprietary mutual funds, wrap fee programs, separately managed accounts, and a private fund, alongside custody and trust services through its affiliated trust company.

Shannon Neimeyer is a CFP® professional with 12 years of experience in financial planning and asset management. She is currently an owner of Pinder & Neimeyer Financial and serves as an investment advisor representative at Sovran Advisors, LLC. Her prior experience includes roles at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company. Neimeyer also holds a mortgage license and provides mortgage services as a secondary business activity. Sovran Advisors serves individual and institutional clients, including high-net-worth individuals, corporations, and retirement plan sponsors. The firm offers comprehensive financial planning, discretionary and non-discretionary portfolio management, and retirement plan consulting, utilizing a combination of active and passive investment strategies supported by technology-enabled rebalancing and administrative services.

Arthur Knori is a financial advisor at Wedbush Securities Inc. with 38 years of industry experience. He holds the Series 63 designation and has been with Wedbush Securities since 2009. Wedbush Securities serves a diverse client base including individual and high-net-worth investors, foundations, and institutional clients, offering both brokerage and SEC-registered investment advisory services across multiple asset classes. The firm operates managed account and wrap fee programs alongside commission-based brokerage arrangements, and combines broker-dealer, capital markets, custody, clearing, and prime services with a focus on commodities and derivatives.

Luis Cabuto is a CFP® professional affiliated with Verus Capital Partners, LLC, with eight years of industry experience. He has previously worked at LPL Financial and Securities America Advisors. Cabuto operates investment advisory services through Verus Capital Partners, an independent firm based in San Diego, CA. Verus Capital Partners is a fee-based advisory firm serving individuals, trusts, pension plans, and estates. The firm employs a combination of fundamental and technical analysis to construct customized portfolios, incorporating tactical adjustments and selective hedging tailored to clients' time horizons, risk tolerance, and tax considerations.

Brandi Pugh is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has been with Kestra and its affiliated entities since 2014 and maintains a senior licensed sales associate role at California Wealth Transitions, an independent RIA. Pugh also provides operational support for Oxygen Wealth Management in San Diego. Kestra Private Wealth Services, LLC offers investment advisory services through a network of independent advisors and multi-advisor teams, serving individuals and institutional clients. The firm manages approximately $13.45 billion in client assets and provides a broad range of investment products and specialized offerings through both discretionary and non-discretionary arrangements.

Carol Ann Donahue is a ChFC® credentialed financial advisor with 12 years of industry experience. She is currently with The Wealth Consulting Group in San Diego, CA, where she has worked since 2018, following prior roles at LPL Financial, CUSO Financial Services, LP, and North Island Credit Union. Donahue serves as a trustee of the Morgan W. Davis and Carol Ann Donahue Family Trust. The Wealth Consulting Group is an SEC-registered wealth management firm that provides services to individual, corporate, retirement plan, and trust clients. The firm uses a combination of fundamental, technical, macroeconomic, and quantitative analysis to tailor investment strategies and offers a range of active, passive, and algorithmically enhanced portfolio management solutions.

Paul Lee is a financial advisor with Kingswood Wealth Advisors, LLC and holds a Series 66 designation with 17 years of industry experience. Prior to joining Kingswood in 2021, he worked at Mirae Asset Wealth Management (USA) Inc. from 2015 to 2021. Outside of his advisory role, he serves as a managing director at Trinidad Coffee Company, where he consults on operational and marketing strategies, and he is a board member of the USC Asian Pacific American Alumni Association. Kingswood Wealth Advisors serves a broad mix of retail and institutional clients, offering portfolio management, financial planning, ERISA plan advisory, and consulting services. The firm operates an open-architecture platform and integrates insurance-linked account management, frequently working with third-party managers and affiliated financial entities.