Colin Dickerson is a financial advisor at Empower Advisory Group with four years of industry experience. He holds Series 63 and Series 65 designations. His prior work includes roles at Personal Capital Advisors Corporation and Empower Financial Services, as well as a position at Pacific Beach Alehouse. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and savings rates, offering both point-in-time financial plans and optional managed account solutions.

Lars Ronten is a financial advisor at Guardian Life with seven years of industry experience. He holds the Series 66 designation and has worked at firms including Northwestern Mutual Wealth Management Company and Edward Jones. His current roles include positions at Guardian Life and Park Avenue Securities. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement consulting, and various investment advisory programs.

Hanna Kennedy is a CFP® and holds a Series 65 license, with six years of industry experience. She has worked at Creative Planning since 2021 and previously held roles at Reilly Financial Advisors, the County of San Diego, and Burger Lounge Restaurants. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base that includes individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies while incorporating private market investments and sub-advisory arrangements.

Ty Summerlin is a CFP® with 11 years of experience in the financial advisory industry. He currently works at Focus Partners Wealth, LLC and has prior experience at The Colony Group and Hoylecohen Llc. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that blends active and passive strategies within an enhanced open architecture framework.

Melissa Marin is a financial advisor with Integrated Wealth Concepts LLC and holds Series 65 and Series 66 licenses. She has 23 years of industry experience and has previously worked with firms including Commonwealth Financial Network, Manning Wealth Management, and John Hancock. Marin is involved with RetirementDNA, an affiliated investment-related business focused on retirement planning. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, managing portfolios using mutual funds, ETFs, equities, and fixed income with both long-term strategies and shorter-term adjustments.

Derek Hess is a financial advisor with Integrated Wealth Concepts LLC, holding CPA credentials and possessing 19 years of experience at Duffy Kruspodin LLP prior to joining Integrated Wealth Concepts in 2025. He serves as a partner at Duffy Kruspodin LLP, a CPA firm. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, consulting, and family office services, employing customized portfolios with a long-term approach and utilizing mutual funds, ETFs, equities, and fixed income.

Freddy Santizo is a financial advisor at First Command Advisory Services with two years of industry experience. He holds the Series 66 designation and has held roles at several First Command entities since 2023. Prior to that, he worked at Valley Forge Flag, Four Wheel Campers, Saladino's, and Coremark. First Command Advisory Services, Inc. is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Erik Kumas is a financial advisor with Commonwealth Financial Network holding a Series 66 designation and 14 years of industry experience. His career includes roles at LPL Financial LLC, Kingswood Capital Partners, and Blueprint Wealth Partners. Kumas is currently based in San Diego, CA. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Patrick Thebus is a financial advisor with Primerica Advisors based in Escondido, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes multiple roles at Park Avenue Securities and Guardian Life Insurance Company dating back to 2011. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory services along with financial planning and consulting. The firm utilizes a mix of proprietary and third-party investment strategies and supports various account-level services such as lending solutions and donor-advised funds.

Brian Ishihara is a financial advisor at Creative Planning with 21 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Mosaic Pacific Investment Advisors for 12 years. He is based in San Diego, CA. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets across more than 1,100 advisors.

Alexander Le is a financial advisor with Transamerica Financial Advisors in San Diego, CA, holding Series 63 and Series 65 credentials and possessing 10 years of industry experience. He is currently president of Ale Holdings, Inc., which serves as his business administration entity, and also leads Elevate Financial Partners LLC, a website marketing venture. Le has been with Transamerica Financial Advisors since 2016 and has prior experience with WFGIA. Transamerica Financial Advisors serves a broad client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers advisory and broker-dealer services featuring proprietary and third-party model portfolios, discretionary and non-discretionary program options, and integrated retirement and recordkeeping support.

Valerie Carlson is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 14 years of industry experience. She has worked at Commonwealth Financial since 2009 and joined LPL Financial LLC in 2026. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a range of managed account programs, access to third-party asset managers, retirement and plan consulting, and custody services.

James Nuanez is a financial advisor with United Planners' Financial Services of America and has 38 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with United Planners since 2008. In addition to his advisory work, he is involved with CDT Solutions, a company that provides screening services for professional athletes. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates an open-architecture platform using multiple custodians and third-party money managers, offering both fee-based and commission-based solutions through its network of 477 independent Investment Advisor Representatives.

Patricia Posada is a financial advisor at Commonwealth Financial Network with 38 years of industry experience. She holds the Series 63 and Series 65 credentials. Her prior roles include positions at Sagepoint Financial, INC. and OSAIC. Commonwealth Financial Network serves a national network of nearly 2,900 affiliated advisors and their individual and institutional clients, managing around $212.7 billion in assets. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, and custody services.

James Reopelle is a Series 66 credentialed financial advisor with 42 years of industry experience. He has worked at Independent Financial Group, LLC since 2021 and was previously with Hornor, Townsend & Kent, Inc. for 25 years. He serves as Chair Emeritus on the board of the Sharp HealthCare Foundation. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and pension plans. The firm offers financial planning and portfolio management utilizing firm- and third-party models, combining passive and active investment strategies tailored to client risk profiles.

Kyle Riharb is a financial advisor at PlanMember Securities Corporation with two years of industry experience. He holds Series 63 and Series 65 designations. Outside of his advisory role, he is co-founder of Shaka Bites, an energy bar manufacturing business. PlanMember provides retirement-plan advisory services to employers and participants, offering fiduciary management and participant-level investment options supported by education, seminars, and personalized planning. The firm employs a top-down strategic asset allocation approach with risk-based mutual fund portfolios ranging from conservative to aggressive.

Douglas Hall is a financial advisor with United Planners' Financial Services of America and holds the Series 63, Series 65, and Series 66 licenses. He has 29 years of industry experience, including prior roles at Independent Financial Group, LLC and his own consulting firm, Doug Hall Consulting. He currently owns Doug Hall Consulting, providing consulting services in San Diego, CA. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions through an open-architecture platform with multiple custodians and third-party money managers.

Luka Vujovich is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Systems Source and Strategic Furniture Group. He also offers insurance products outside of Guardian Life as an independent contractor. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser that serves individuals, pension plans, charitable organizations, and corporate clients with brokerage, financial planning, and investment advisory services. The firm provides access to proprietary and third-party models, including a hybrid digital advisory platform, and offers tailored financial planning and retirement plan management options.

Jeff Boyd is a CFP® professional with 27 years of industry experience, currently serving at Independent Financial Group, LLC since 2011. His prior work includes roles at Advanced Wealth Planning, First Allied Securities, Inc., and SPC. Outside of his advisory work, he serves as a board member for the nonprofit Teule Kenya and for Grove Church. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm utilizes a combination of firm- and third-party investment models, offering discretionary and non-discretionary portfolio management, and employs strategic asset allocation with both passive and active exposures across various risk profiles.

Darren Wagerman is a financial advisor with Voya Financial Advisors, Inc. and Voya Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked for Great West Life & Annuity Insurance Company for 20 years. Outside of his advisory role, he also works as a Lyft driver during weekends and holidays. Voya Financial Advisors, Inc. serves a diverse client base including individual and institutional investors, offering financial planning, portfolio management, and retirement plan consulting through various program structures. The firm primarily provides non-discretionary, recommendation-based advice across multiple affiliated platforms.