Paul Walters is a CFP®-designated financial advisor with 32 years of industry experience. He has been with LPL Financial since 2017 and previously worked for National Planning Corporation for 18 years. Outside of his advisory role, he serves as a high school football referee in Orange County and works as a paralegal at a law firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, multiple advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Kelsey Belsito is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC. Outside of her advisory role, she has been involved with Woody's Diner since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its offerings.

Andrew Hong is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth and retirement planning along with managing discretionary assets. With 11 years of experience at Merrill, he works closely with clients to develop personalized financial strategies aimed at achieving long-term financial freedom. His client focus areas include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Andrew holds a Bachelor of Arts in Economics from the University of California, Berkeley. He has earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He follows Merrill’s tradition of community involvement and dedicates time to volunteering locally. Outside of work, Andrew enjoys biking, bowling, hiking, music, reading, and watching movies.

Anthony Bertocchini is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. He previously worked at Diversified Investment Services, Inc. and Commonwealth Financial Network, each for 14 years. His additional business activities include involvement with Atherton Holdings Inc., a non-investment-related entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides financial planning, advisory programs, and retirement consulting with both discretionary and non-discretionary management, supported by research and technology-driven tools.

Chase Pollard is a financial advisor with Charles Schwab, holding a Series 66 designation and 14 years of industry experience. He has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2011. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence on alternative investments.

Soo Min Lee is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities since 2019, also holding a concurrent role with JPMC Bank NA since 2017. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, investment manager searches, and customized performance reporting. The firm combines quantitative modeling and centralized due diligence, incorporating an ESG eligibility framework in its investment recommendations.

Wendy Eddy is a financial advisor with Wells Fargo Advisors in Irvine, CA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. She has been with Wells Fargo Advisors and its affiliates since 2009. Eddy is a member of the Ethics Board of the Investment & Wealth Institute, where she reviews administrative and disciplinary cases. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions. Advisors develop tailored recommendations using Wells Fargo’s research and tools, delivering those through meetings and written summaries, with clients deciding on implementation.

Luz De Sol Olmeda Morgan is a financial advisor at OSAIC with five years of industry experience. She holds the Series 66 designation and has worked at Royal Alliance Associates, Inc. since 2021 and Liberty Capital Management since 2017. Outside of her advisory role, she owns Alant Consulting, providing clerical services including research, filing, event planning, and scheduling. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct tailored portfolios.

Akhil Pruthi is a financial advisor at Edward Jones in Orange, CA, with 11 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at JP Morgan Chase for seven years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, managed accounts, and affiliated mutual funds.

Andrea Brezoi is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Prior to joining Merrill, she worked at Fullerton College and California State University Fullerton in various roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Diane Wegener is a financial advisor with Edward Jones in Laguna Beach, CA, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. She has been with Edward Jones since 1996. Outside of her advisory role, she owns a rental property in California. Edward Jones is a full-service wealth management firm serving a wide range of individual and institutional clients, offering various managed investment strategies and affiliated products through a large national network of advisors.

Adam Himelson is a financial advisor with Osaic Wealth Inc. in Laguna Niguel, CA, holding Series 65 and Series 63 licenses and bringing eight years of industry experience. His prior roles include positions at Independent Financial Group, LLC, and NPB Financial Group, LLC. Outside of his advisory work, he is involved in event planning through Himelson Enterprises Inc. Osaic Wealth, Inc. provides a range of financial services to retail and institutional clients, including investment advisory, financial planning, and retirement consulting. The firm utilizes robust asset-allocation tools and offers diverse investment options across brokerage and advisory platforms.

Kenneth Mascari is a financial advisor at OSAIC with 44 years of industry experience. He holds a Series 63 designation and has worked at Securities America Advisors and KPM Asset Management, Inc. He is also a part-owner of the building housing his branch office and manages a family trust property. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various tools and third-party platforms to construct and manage portfolios across a wide range of asset classes.

Daniel Duffy is a financial advisor at LPL Financial with one year of industry experience. He has worked at LPL Financial since 2024 and has been involved with 1 Track Management since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL and third-party subadvisors.

Stephanie Luo is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and four years of industry experience. Her work history includes multiple roles within JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2015, as well as a position at Mechanics Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity-related registrations.

Jerren Eldridge is a financial advisor at Edward Jones with one year of industry experience. He holds the Series 66 designation and previously worked at Ameriprise Financial for two years. Before joining the financial industry, he spent nearly three decades employed at Trader Joe's. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a network of over 23,700 advisors and 15,000 branch offices.

Scot Hicks is a financial advisor at Wells Fargo Advisors with 12 years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley and Independent Financial Group, LLC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and niche services such as business-owner transition and special-needs analysis. The firm uses proprietary research and tools to develop tailored recommendations delivered through meetings and written summaries, with clients deciding on implementation through brokerage or advisory programs.

Jeffrey Halbreich is a financial advisor with Ameriprise, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its related entities since 1999. Outside of his advisory role, he provides consulting services through his own firm and serves on the board of directors for SAMLARC. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement, focusing on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary recommendations primarily for clients with substantial investable assets.

Joseph Volz is a CFP®-certified financial advisor with Wells Fargo Advisors in Irvine, CA, with 28 years of industry experience. He has been with Wells Fargo Advisors since 2016. Outside of his advisory role, he holds a 25% ownership in Alpha Sports LLC, a soccer training business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including niche areas such as business-owner transition and special-needs planning, using proprietary research and tools to develop tailored recommendations.

Daniel Palmer is a CFP®-designated financial advisor with Merrill, where he has worked since 2009. He has 32 years of industry experience and has also been affiliated with Bank of America, N.A. since 2003. Palmer serves as a power of attorney in a fiduciary role for a family member. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.