Chris Spencer is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 22 years of industry experience. His career includes positions at LPL Financial, Mariner Independent Advisor Network, Merrill, Banc of America Investment Services, and Morgan Stanley. Spencer is involved in providing investment advisory services through Mariner Independent Advisor Network LLC, an independent investment advisor firm. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based model utilizing technology platforms and a range of investment strategies, often implementing advice through third-party managers and TAMPs.

Morgan Friel is a financial advisor at IEQ Capital, LLC with one year of industry experience. Prior to joining IEQ Capital in 2025, he worked for eight years at Autodesk and three years at AlienVault, which was acquired by AT&T. He holds a Series 65 credential. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals and families, as well as trusts, foundations, endowments, and nonprofit organizations. The firm emphasizes a research-driven investment process and offers additional family-office services, OCIO engagements, and access to digital asset investments through Fidelity Digital Asset Services.

Bradley Stinn is a financial advisor at Cresset Asset Management, LLC with 7 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Eaton Vance Distributors, Inc., Morgan Stanley Smith Barney LLC, and Morgan Stanley & Co., LLC. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles, employing a disciplined, risk-aware approach that integrates strategic asset allocation, manager selection, and a mix of active and passive investment strategies across public and alternative assets.

Chao Lin Wood is a ChFC® credentialed financial advisor with 18 years of industry experience, currently with Citigroup Global Markets in San Jose, CA, where he has worked since 2016. Prior to Citigroup, no other firms are listed. Outside of advisory work, he is a co-owner and landlord of rental properties in the San Jose and Santa Clara areas. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm integrates in-house research and operates with large institutional scale, providing a broad range of advisory and execution services.

Ying Shi is a financial advisor at Transamerica Financial Advisors with four years of industry experience. She holds Series 63 and Series 65 licenses. Outside of her advisory role, Ying serves as an associate director at Stanford University, managing events to promote faculty research to alumni, and is an independent board member of Kiwi Drop Inc, a company connecting small business owners with merchandise from China through social media and live broadcasting. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension and profit-sharing plans, trusts, and charitable organizations. The firm offers a range of advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with both discretionary and non-discretionary management options.

Julia Boustany is a financial advisor at IEQ Capital, LLC with a Series 66 designation and one year of industry experience. Prior to joining IEQ Capital, she worked at Morgan Stanley and held various roles at the University of Southern California, The Pacific Bridge Companies, ReInvest Capital, and Occidental College. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, trusts, foundations, and other entities. The firm’s investment approach includes centralized macroeconomic research, client-specific Investment Policy Statements, and portfolios constructed from liquid strategies, third-party independent managers, and private alternative investments.

Chelsea Salins is a financial advisor at Cerity Partners LLC with one year of industry experience. She holds a Series 65 credential and has previously worked at Galileo Planning Group. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, charitable institutions, and other investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios.

Pablo Albarran is a financial advisor with Transamerica Financial Advisors in Santa Clara, CA, holding Series 63 and Series 65 credentials and 23 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and is also involved with Dream Builder Financial and Silicon Valley Enterprise, Inc. Outside of advisory work, Albarran is engaged in health insurance sales through Matrix Insurance Agency. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement plan services to a wide range of clients, including individuals, employer-sponsored plans, trusts, and businesses. The firm utilizes model portfolios and third-party managers to implement its advisory services, supported by platforms such as Transamerica ONE and TFA365, managing approximately $1.7 billion in regulatory assets under management.

Andrew Porter is a financial advisor at Corient with seven years of industry experience. He holds a Series 65 designation and has worked previously at Portola Partners and Brownson, Rehmus & Foxworth. Corient provides investment advisory and financial planning services to individual and high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and continuous portfolio monitoring using advanced risk management tools.

Michael Glasser is a financial advisor at MAI Capital Management, LLC with a Series 65 designation and one year of industry experience. His prior roles include positions at Summit Financial Advisors, LLC and FC Naples. MAI Capital Management, LLC provides discretionary and non-discretionary investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base, including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm customizes portfolio management across a range of strategies and serves in both advisory and product-sponsor capacities, managing substantial assets and affiliated investment vehicles.

Jack Nelson is a Series 65 licensed financial advisor at Corient with one year of industry experience. His prior roles include positions at Crewe Advisors, Andersen, and Thomas Doll CPA's. He previously worked in education at Brigham Young University and Monte Vista High School. Corient provides investment advisory and financial planning services to a diverse range of clients, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and uses risk management tools and stress testing to align portfolios with client objectives.

Sajni Shah is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 credentials and 17 years of industry experience. Her prior work includes roles at Fidelity Investments, Bank of America, Merrill, Wells Fargo Advisors, Camino Advisors, LPL Financial LLC, and Mariner Independent. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, utilizing a fiduciary-based advisory model and a variety of investment strategies and technology platforms.

Parth Parikh is a financial advisor at HSBC Securities (USA) Inc. with two years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at several financial institutions, including Bank of America and Wells Fargo. Parikh is also the owner of Parikh Brothers and Associates, a technology business where he manages daily operations outside of his advisory role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary portfolios. The firm integrates strategic and tactical asset allocation with third-party fund due diligence, providing clients with a range of investment solutions including programs tailored for private bank clients and non-resident aliens.

Rigoberto Ruiz is a financial advisor with Eagle Strategies (NY Life) in San Mateo, CA, holding a Series 66 designation and seven years of industry experience. His career includes roles at NYLIFE Securities LLC, New York Life Insurance Co., Edward Jones, and Wells Fargo Clearing Services. Outside of his advisory work, he is the owner of Armor Property Investment LLC. Eagle Strategies serves a diverse client base including individual and institutional investors, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers a range of program types tailored to client goals and Plan Sponsor criteria, primarily managing assets on a non-discretionary basis.

Stephen Cheng is a financial advisor with Transamerica Financial Advisors and holds Series 63 and Series 65 licenses. He has 33 years of industry experience, including roles at Transamerica Financial Advisors since 2012 and World Financial Group since 2001. He is also involved in the sale of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses, delivering services through a large advisor network and multiple program platforms. The firm’s advisory model primarily utilizes model portfolios and third-party managers, supported by proprietary and external solutions.

John Micek IV is a financial advisor at IEQ Capital, LLC with three years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Third Leaf Partners and Criterion Capital Management. Outside of finance, he is the proprietor of Red Stitch Wine Group, a winery located in Napa, California, and serves as a director at a cybersecurity startup, Circle Systems. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, trusts, and institutions. The firm employs a macroeconomic research-driven investment process, constructing portfolios from a diverse mix of liquid strategies, independent managers, and private alternatives, and offers additional family-office and administrative services.

Hadi Ahmadi Aval is a CFP®-credentialed financial advisor with eight years of industry experience, currently affiliated with Eagle Strategies (NY Life) in San Jose, CA. He operates Aval Financial Strategies and Insurance Solutions, Inc., through which he sells New York Life products and brokers non-registered insurance products. Prior to his current roles, he has been associated with NYLIFE Securities LLC and New York Life Insurance Co. for multiple years. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, providing financial planning, investment management, and advisory services. The firm emphasizes tailored recommendations and conducts the majority of its asset management on a non-discretionary basis within an integrated New York Life affiliate structure.

Xiao Lin is a Certified Financial Planner® with five years of experience at Transamerica Financial Advisors and additional background as a Certified Divorce Financial Analyst since 2026. She has worked in health insurance sales and related businesses for over 15 years and is involved with Zhong Shi & Associates, Inc., a spouse-owned non-investment business. Transamerica Financial Advisors serves a wide range of clients including individuals, pension plans, and charitable organizations, offering advisory and broker-dealer services through proprietary and third-party investment models with both discretionary and non-discretionary options.

Mark Branson is a CFA® charterholder with 22 years of experience in the financial services industry. He has worked at Cerity Partners, LLC since 2026 and previously spent 20 years at Cornerstone Capital, Inc., as well as five years at RCM. Cerity Partners provides customized wealth management and related services to a broad national client base, including high-net-worth individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing, combining proprietary quantitative methods with third-party managers and individual securities.

Denny Tsuei is a financial advisor with HSBC Securities (USA) Inc., holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He has worked at several firms including Citigroup, TD Ameritrade, Scottrade, and Charles Schwab. Tsuei is also a dual-hatted Bank Officer at HSBC Bank (USA) N.A., where he engages in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary strategies. The firm employs a structured investment process with model risk profiles and leverages both affiliated and third-party providers for advisory, fund selection, and administrative services.