Brandon Wise is a financial advisor at Wells Fargo Advisors with two years of industry experience. He holds the Series 66 designation and has previously worked at Osano and Multiview. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and sports & entertainment planning, using proprietary research and tools to develop customized recommendations.

Jaime Zapata is a Series 65-credentialed financial advisor with Cambridge Investment Research Advisors in Walnut Creek, CA, and has one year of experience with the firm. He has been associated with Cambridge Investment Research, Inc. since 2016. Cambridge Investment Research Advisors is a large SEC-registered adviser that serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals, employing a range of portfolio management strategies tailored to client objectives.

Nick Klarman is a Financial Consultant who collaborates with clients and their families to develop secure financial plans that encompass retirement planning, investment strategy, and income protection. He emphasizes education to simplify complex financial topics and strives to provide a white-glove experience that facilitates the co-creation of holistic financial plans tailored to individual needs. Nick's professional experience includes roles as an Investment Consultant at Fidelity Investments from 2025 to 2026, and as a Financial Representative at the same firm from 2023 to 2025. He holds a California Insurance License, supporting his expertise in income protection and insurance-related financial planning. Outside of his professional work, Nick engages in family activities, social events with friends, golf, and outdoor adventures.

John Bruzzone is a financial advisor with UBS Financial Services in Walnut Creek, California, holding a Series 63 designation and 41 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, he is a partner in an Angus cattle ranch involved in basic animal care. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management offerings and utilizing proprietary research and model-based asset allocations to tailor client plans.

Cody Smith is a CFP® credentialed financial advisor with 20 years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, Inc. and Summit Financial Group, where he has worked since 2010 and holds an active role as an independent contractor financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports a broad network of advisors with specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Alicia Taylor is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2017. Prior to joining Morgan Stanley, she worked at J.Jill for one year. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to both individual and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery conversations and proprietary planning tools.

Chris Garrigan is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation and has previously worked at Legion Technologies and Cornerstone, as well as running his own consulting and financial business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides access to financial planning, model portfolios, third-party asset management, and institutional platforms, supported by an extensive network of investment adviser representatives.

Laura Lashinsky is a financial advisor at Merrill in Walnut Creek, CA, holding a Series 66 designation with six years of industry experience. She has worked at Bank of America and Merrill since 2019 and previously was employed by the Lafayette School District from 2016 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies managed by internal teams and third-party managers for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Anthony Alfisi is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in personalized wealth management strategies tailored to clients’ individual financial goals. Anthony collaborates closely with clients to develop flexible financial plans that address changing market conditions and provide access to Merrill’s investment insights as well as Bank of America’s banking and lending solutions. His expertise includes college and education planning, retirement income and personal retirement planning, portfolio management, tax minimization, and strategies for endowments, foundations, non-profits, defined benefit plans, sports and entertainment clients, and both individual and corporate investment strategy. Anthony holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). He earned a bachelor's degree from San Francisco State University. Anthony is committed to community involvement and participates in volunteer activities aligned with Merrill’s tradition of service in local communities.

Matthew Costello is a financial advisor at OSAIC with 18 years of industry experience. He holds a Series 66 designation and previously worked for Woodbury Financial Services, Inc. for 10 years. Costello also owns a sole proprietorship involved in insurance sales. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers and multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios that include a broad range of investment products.

Douglas Neubrand is a financial advisor at Wells Fargo Advisors with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with Wells Fargo entities since 2011. Outside of his advisory role, he serves as an arbitrator in securities dispute resolution. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services through its network of advisors, utilizing proprietary research and tools to develop tailored client recommendations.

David Roche is a financial advisor with LPL Financial in Brentwood, CA, holding Series 63 and Series 65 registrations and having 37 years of industry experience. He previously worked at Wells Fargo Advisors Financial Network LLC for 16 years and held various roles at Morgan Stanley from 1997 to 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms, with advice delivered primarily through its large network of investment adviser representatives.

Charles Carter is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and was previously with Securities America, Inc. for 16 years. Outside of his advisory role, he is the sole proprietor of an insurance sales business focused on term life insurance and fixed annuities. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage, investment advisory services, and access to third-party money managers and managed accounts. The firm utilizes quantitative tools and multiple advisory platforms to construct diversified portfolios tailored to clients’ risk tolerance and investment restrictions.

Andrew Ross is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds the Series 63 and Series 65 designations and has worked within various Wells Fargo entities since 2011. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser offering investment and fee‑based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special‑needs analysis, using proprietary research and planning tools.

Michael Rothschild is a financial advisor at Ameriprise with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise since 2018, following roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he serves on the Board of Directors and as Treasurer for SRVLL. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Adam Koch is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding a Series 66 designation and 16 years of industry experience. Prior to joining Wells Fargo in 2019, he worked at Ameriprise Financial Services, Inc. from 2015 to 2019. He serves as an instructor for the Passport to Retirement program. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Mark Lobdell is a financial professional with 47 years of industry experience, currently affiliated with Cetera in Walnut Creek, CA. He holds Series 63 and Series 65 designations and has worked with Cetera and its affiliates since 2008. Lobdell also operates Lobdell & Lane Wealth Management, a financial services business. Cetera Investment Advisers LLC is an SEC-registered advisor serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party investment options.

Hannah Young is a financial advisor at Charles Schwab with five years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab & Co., Charles Schwab Bank, TD Ameritrade, Vector Marketing, and Impact Martial Arts. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, using multi-asset model portfolios and a centralized operational structure.

Katherine Egan is a financial advisor with Raymond James & Associates in Walnut Creek, CA. She holds a Series 66 designation and has one year of industry experience. Prior to joining Raymond James, she worked at Finley Technologies and Receipt Bank. Egan serves as secretary and board member of Grateful Gatherings, a nonprofit that assists families in the San Francisco Bay Area with housing and transitioning out of homelessness. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and public entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Distefano Palma is a financial advisor with Merrill in Walnut Creek, CA. He holds a Series 66 designation and has been in the industry since 2026. His prior experience includes roles at Equitable Advisors, Supreme, and The North Face. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.