Adrian Baker is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. across multiple periods since 2017, as well as at Bank of America and Merrill. Prior to his finance career, he was employed at Montage Wellness Center and Parking Company of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by systematic quantitative and qualitative research and includes capabilities in derivatives and commodities.

Dahn Lincoln is a Wealth Management Advisor at Merrill Lynch Wealth Management, based in the downtown San Jose office in Silicon Valley, Northern California. He began his career in financial services in 2016 in Los Angeles' Century City district. Dahn supports individuals and families by developing personalized financial plans through a Goals-Based Wealth Management process that centers on clients' values and priorities. He leverages Merrill Lynch's investment insights and Bank of America’s banking services to offer comprehensive wealth management solutions. Dahn holds a bachelor's degree in Business Economics from the University of California, Los Angeles (UCLA). He possesses several professional designations, including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is fluent in Mandarin Chinese, Japanese, and English, reflecting his years spent studying abroad in China and Japan. Dahn is a member of professional organizations such as SILVAR and the UCLA Alumni Association. Outside of work, his personal interests include basketball, football, music, running, spending time with family, and watching movies.

Dan Chang is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Ameriprise in San Jose, CA. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers retirement-income planning services tailored to individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide annual written recommendations through a centralized consulting team, primarily focusing on assets managed within Ameriprise.

Tuan Tran is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and has worked previously at JP Morgan Chase Bank, N.A., JP Morgan Securities LLC, and Chase Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Megan Edwards is a financial advisor with LPL Financial in Los Gatos, CA, holding a Series 66 designation and 19 years of industry experience. She has been with LPL Financial since 2009 and previously worked at Ivy Financial Planning & Associates, LLC, and Associated Securities Corp. Outside of her advisory role, she serves as an assistant JV softball coach at Los Gatos High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm utilizes both proprietary and third-party investment strategies and offers a broad platform that includes financial planning, model portfolios, and institutional programs.

Dominick Ruiz is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., Strategic Wealth Advisors Group, LLC, Wells Fargo Clearing, Chase Investment Services Corp., and Banc of America Investment Services, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a wide range of investment strategies and provides various advisory platforms alongside non-advisory financial services.

Mary Rono is a financial advisor at J.P. Morgan Securities in Los Gatos, CA, holding a Series 66 designation with 10 years of industry experience. She has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

Nathan Hodson is a financial advisor at Fidelity with 32 years of industry experience. He holds Series 63 and Series 65 designations and has been with Fidelity in various capacities since 2017. His work history includes roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and delivers model portfolios to intermediary platforms.

Xueling Zhang is a CFP® professional affiliated with Charles Schwab, with 10 years of industry experience. She has previously worked at National Life Insurance Company and TD Ameritrade prior to joining Charles Schwab Bank and Charles Schwab and Co., Inc. Zhang holds Series 63, Series 65, and Series 66 licenses. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment solutions. The firm integrates advisory, brokerage, custody, and cash-sweep services within its wrap fee programs, supported by centralized operations and access to alternative investments.

Michael Adiutori is a CFP® with 32 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2012 to 2020. In addition to his advisory role, he is involved in independent insurance brokering with companies including Blue Shield of California, Guardian, and Midland National. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Christopher Michinaka is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2020, as well as previous positions at Wells Fargo Clearing, Citigroup Global Markets, Barclays Capital, and Banc of America Investment Services. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and analysis methods such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and offers planning both directly and through corporate financial planning agreements.

Michael Richardson is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 65 licenses and 38 years of industry experience. His career includes positions at Mass Mutual Investors Services, Edward Jones, Financial Engines Advisors, Comerica Securities, Fidelity, and TD Ameritrade. Outside of his advisory work, he owns and operates Odyssey Senior Fitness, a fitness training business in San Jose. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets with over 14,000 advisors and provides both brokerage and advisory solutions.

Yea Bin Lee is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, Lee worked at Bank of America, Fidelity Investments, and New York Life Insurance Company. Outside of finance, Lee owns and operates a sole proprietorship focused on retail e-commerce selling clothing and cosmetics. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Adam Ward is a financial advisor with Ameriprise based in Monte Sereno, CA, holding Series 63 and Series 66 designations and possessing 24 years of industry experience. He has worked with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement who meet specific asset criteria, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

Jitian Tan is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, Jitian focuses on creating personalized financial strategies that align with clients' individual goals and adapt to changing market conditions. He leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to support clients in pursuing their long-term objectives. Jitian holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Master's Degree from Golden Gate University. Beyond his professional responsibilities, Jitian participates in community service, volunteering with local organizations as part of his commitment to the communities served by Merrill.

Chy Yip is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, Chy works closely with clients to develop personalized financial strategies aimed at pursuing long-term goals. Leveraging Merrill's research capabilities alongside the banking services of Bank of America, Chy focuses on creating flexible wealth management solutions tailored to each individual's financial picture. Chy specializes in a range of areas including college education planning, executive and equity compensation, family wealth management, legacy and retirement planning, tax minimization, and managing new wealth. With a consultative, goals-based approach, Chy emphasizes understanding clients’ aspirations and concerns to construct right-risk portfolio strategies supported by Merrill’s research resources. Chy Yip holds a Bachelor's Degree from San Jose State University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Fluent in Chinese and English, Chy is also engaged in community volunteer work and has personal interests in biking, cooking, and hiking.

Kamran Pazdel is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions. The firm provides tailored financial planning supported by structured discovery processes and firm-approved tools, serving clients directly and through corporate financial planning agreements.

Steven Anderson is a CFP®-credentialed financial advisor with 15 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2018 and previously held roles at Bank of America and Merrill. Outside of advising, he is involved in publishing related to recreation. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that include but do not rely on individual security recommendations as part of standalone planning.

Malyssa Schielke is a financial advisor at Ameriprise with 10 years of industry experience. She holds a Series 63 designation and has worked at Ameriprise since 2019, previously working at Foresters Financial Services. Outside of her advisory role, she provides in-home support services as a care provider for an individual with multiple sclerosis. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach includes written recommendation reports and ongoing planning advice focused on income sources and tax-aware withdrawal strategies.

Michael Luiza is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their priorities and develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. He provides guidance on a range of financial matters including general investing, retirement planning, and saving for unexpected expenses. Michael also facilitates access to Bank of America specialists in areas such as banking, credit, home financing, and small business solutions. He engages in ongoing discussions with clients to address their goals, concerns, and questions, offering continuous advice as their needs evolve. He holds a Bachelor's Degree from Santa Clara University.