Barry Botfeld is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. His career includes roles at multiple Cetera entities since 2018 and prior positions at firms such as Summit Financial Group and Finalis Securities. He is based in Boynton Beach, Florida. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party model portfolios.

Johana Diaz is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has been with Merrill since 2017, including roles from 2022 onward in West Palm Beach, FL. Prior to Merrill, she worked at SMDigital Partners for one year. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional entities. The firm is integrated with Bank of America’s corporate platform, providing access to a wide range of products and services.

Amanda Campbell is a financial advisor with Stifel in Palm Beach, FL, holding a Series 66 designation and 20 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2015. Outside of her advisory role, Campbell serves on the board of Rosarian Academy and is Secretary of the Jupiter Police Foundation, where she assists with fundraising and event planning. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment analysis methodology developed by its Investment Strategy Group.

Kevin Wandoff is a CFP® professional with 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2013 to 2016. He is based in Palm Beach, Florida. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Ryan Yelin is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he worked at Acentria Insurance and Tanium, and held roles outside the financial sector. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Dino Ruffa is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Securities America Advisors, Park Avenue Securities, and Guardian Life. Outside of advisory work, he owns an insurance agency and is a managing partner of Upward Wealth Group LLC, which provides financial planning and related services. OSAIC serves a broad client base including individual, high-net-worth, and institutional investors through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, financial planning, managed accounts, and access to third-party money managers, employing asset-allocation tools and automated rebalancing in portfolio construction.

Mark Belford is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Stephens, Inc. and KPMG Corporate Finance LLC. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering investment consulting and advisory services through its Institutional Consulting Services program with a focus on quantitative asset-allocation modeling and manager due diligence.

Phillip Edwards is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Citigroup for 11 years before joining Merrill in 2024. Edwards serves as a director on the Cultural Council of Palm Beach County and is a board member of the United Way of Palm Beach County. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional fiduciaries.

Luke Pingleton is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he assists clients in managing their individual wealth to meet their unique financial goals. Beginning his career in financial services in 2017, Luke emphasizes a thoughtful, client-focused approach that starts with listening to clients' needs and aims to ensure strategies are aligned with their objectives. Luke's areas of expertise include education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He leads The Pingleton Group in West Palm Beach, Florida, which is dedicated to building exemplary client relationships through teamwork and the resources available through Merrill. He holds a Bachelor's Degree from the University of Alabama System and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Luke is involved with several professional organizations, including the Alabama Alumni Association, PGA National Junior Executive, Scotch and Sharks, and The Benjamin School Alumni. His community involvement includes participation with the Leukemia & Lymphoma Society and Place of Hope. Outside of work, Luke enjoys adventure sports, chess, golfing, hiking, music, reading, skydiving, spending time with family, and traveling.

Juan Rionda is a financial advisor with Merrill based in Delray Beach, FL, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Merrill since 1993 and concurrently at Bank of America, N.A. since 2011. Outside of his advisory role, he serves on the finance committee of The Little Club, a private country club in Gulfstream, Florida. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Staceyanne Johnson is a financial advisor at Merrill with 14 years of industry experience. She holds the Series 63 and Series 66 licenses. Prior to joining Merrill in 2025, she worked at Citigroup and CitiBank, N.A. from 2016 to 2025. Johnson serves as a board member of the Literacy Coalition of Palm Beach, a nonprofit organization providing literacy programs to children and adults in Palm Beach County. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, delivering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Michael Book is a financial advisor with Mass Mutual Investors Services holding the ChFC® designation and Series 63 license. He has 34 years of industry experience, including long-term roles at MassMutual Life Insurance Co and Lenox Advisors, Inc. His background also includes managing 1311 Enterprises, LLC d/b/a Fifth Avenue Financial for 15 years. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements supported by firm-approved software and offers specialized services such as Divorce Planning and employer-sponsored planning programs.

Tracy Cooper is a financial advisor with Merrill in Palm Beach, FL, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has been with Merrill since 2011. Outside of her advisory role, she serves as a director and executive committee member for several charitable organizations, including SunFest of Palm Beach County, West Palm 100, and Liv's Lunches, where she is involved in organizational leadership and community service activities. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to diverse clients, including individuals, high-net-worth clients, and institutional entities.

John Whitledge is a financial advisor at Primerica Advisors with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Oppenheimer and Managed Account Services, LLC. Outside of his advisory role, he owns JKM Legacy Holdings, Inc., a company involved in real estate investing. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts within a wrap-fee structure.

G Bryan Cichon is a financial advisor at Merrill with 28 years of industry experience, including 27 years at Merrill. He holds Series 63 and Series 66 designations and is based in Delray Beach, FL. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm operates within Bank of America’s broader platform, providing access to a wide set of products and services beyond typical wealth management offerings.

Ronald Mercatante is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 25 years of industry experience. His career includes roles at Kovack Advisors, Inc. and Kovack Securities, Inc., and he has been involved in insurance-related activities for more than two decades. Outside of his advisory work, he is engaged in tax services and owns an administrative firm. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals. The firm offers a range of investment implementation options, proprietary and third-party model strategies, and features institutional resources such as advisor transition support and formal compliance programs.

Christopher Happel is a financial advisor at LPL Financial with seven years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, and iH Solutions, LLC. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, research, and technology-driven strategies.

Thaddeus Ripa is a financial advisor with Primerica Advisors in Delray Beach, FL, holding Series 63 and Series 65 registrations and bringing 37 years of industry experience. He has been affiliated with Primerica Financial Services and PFSI Investments, Inc. since 1989 and currently operates RIPA Wealth Advisors. Outside of advisory work, he is involved in the sale of home security and automation products through affiliate companies and owns an investment-related legal entity established for Primerica business purposes. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies supported by third-party asset managers and custodial services, managing approximately $15.5 billion in assets across a network of nearly 3,700 advisors.

Nathan Rimpf is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 65 and Series 66 designations and bringing nine years of industry experience. He previously worked at Goldman Sachs & Co. for nine years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2025. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Their financial planning process utilizes structured discovery and firm-approved tools without providing individual security recommendations in standalone plans.

Kyle Scholl is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since January 2008. He specializes in developing personalized long-term wealth management plans that are strategically tailored to meet each client's unique needs and life goals. Kyle’s areas of focus include college education planning, corporate executive services, family wealth management strategies, institutional investment consulting, and tax minimization, among others. Kyle holds a Bachelor's Degree from Florida Atlantic University and is a CERTIFIED FINANCIAL PLANNER® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Additionally, he possesses a Florida resident agent's license in life insurance and variable annuities and holds the Personal Investment Advisor (PIA) designation. Residing in Boca Raton, Kyle is a Native Floridian who enjoys spending time outdoors. His personal interests include biking, cooking, gardening, hiking, ice hockey, scuba diving, skiing, surfing, traveling, and spending time with family. He actively volunteers on restoration projects for Coastal Mangroves and the Florida Everglades.