Richard Lupkes is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 credentials and 15 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2014 to 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Jenna Marquardt is an Investment Consultant at Fidelity Investments, where she works directly with individuals and families to develop customized financial plans and strategies aligned with their goals and values. She emphasizes collaboration with clients to adapt their financial plans as life circumstances evolve. Jenna has been with Fidelity Investments since 2021, progressing through roles including Customer Relationship Advocate, High Net Worth Associate, Central Relationship Manager, and Relationship Manager before her current position. Her experience spans client relationship management and investment consulting within the firm. Outside of her professional work, Jenna enjoys spending time at the beach, attending concerts, cooking and baking, exploring food-related activities, socializing with friends, and caring for her pets.

Kellie Kuhar is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and eight years of industry experience. Prior to joining Cambridge, she worked seven years at First Command Financial Planning. Outside of her advisory role, she manages Strategic Wealth of Tampa LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a broad network of independent professionals. The firm provides both discretionary and non-discretionary investment solutions utilizing a variety of platform arrangements and proprietary and third-party strategies.

Susan Wasserman is a ChFC®-designated financial advisor with 15 years of industry experience, currently with Cetera. She previously worked at Avantax Advisory Services and Avantax Investment Services, Inc. Outside of her advisory role, she owns a CPA firm specializing in tax preparation and serves as president of Yoga Flow Inc., which offers yoga classes and related products. She also volunteers as treasurer for the Florida Yoga Teachers Association. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and financial planning services through a multi-manager platform, offering access to affiliated and third-party managers with discretionary and non-discretionary program options.

Christopher Rich is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He previously worked for Securities America Advisors, Inc. for 16 years before joining LPL Financial in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies in its investment approach.

Emmanuel Tsesmelis is a financial advisor with LPL Financial in Tarpon Springs, FL, holding Series 63 and Series 66 designations and having 19 years of industry experience. He has been with LPL Financial since 2014 and operates under Tsesmelis Wealth Management as a DBA for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Andy Lopez is a financial advisor with Wells Fargo Clearing in Saint Petersburg, FL, holding a Series 66 designation and seven years of industry experience. He previously worked at Morgan Stanley Smith Barney LLC and Bank of America. Outside of his advisory role, Lopez is involved in a home-flipping business through Tampa Private Group LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options in its investment menus, serving a broad range of institutional clients.

Kimberly Jackson Fernandez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 20 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC and Accurate Advisory Group. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Allyson Snow is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 11 years of industry experience. Her prior roles include positions at J.W. Cole Advisors, Axa Advisors LLC, and she owns Tampa Bay Yogi, LLC, where she hosts yoga and fitness events and classes. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 advisors. The firm serves a diverse client base including individuals, institutions, and government entities, offering wealth advisory planning and investment consulting through both non-discretionary advice and institutional services.

Matthew Robichaux is a financial advisor at Raymond James Financial Services Advisors, Inc. in Tampa, FL, holding a Series 66 designation with two years of industry experience. His prior roles include positions at DoorDash, Inc., Maple Bear, Inc. (dba Instacart), and the Thurber Law Firm, P.A. He is also involved with Phoenix Financial Partners as an associate. Raymond James Financial Services Advisors serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing advisory and implementation-support services tailored through detailed client risk profiling and firm research.

Tori Lewis is a CFP® professional with 27 years of experience in the financial industry. She currently works at LPL Financial and previously had roles at Spc and Sigma Financial Corporation. Outside of her advisory work, she is also an artist and musician. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers diverse advisory programs, retirement plan consulting, and brokerage services, supported by research and model portfolios.

Seema Ramroop is a financial advisor at LPL Enterprise with 18 years of industry experience. She holds a Series 66 designation and has previously worked at Prudential Insurance Company of America, Pruco Securities, Bank of America, and Merrill. Ramroop is also involved with Empower Insurance and Financial Services through her own entity. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, providing advisory and brokerage services along with access to model portfolios and third-party asset management programs. The firm’s integrated platform combines advisory programs with insurance products and a collateralized lending program.

Nathaniel Jones is a CFP® professional with 12 years of experience, currently serving as a financial advisor at Wells Fargo Advisors. He has worked within Wells Fargo Clearing Services and Wells Fargo Bank since 2010. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including retirement, education, risk, and wealth-transfer planning, and utilizes proprietary research and tools to develop tailored recommendations for its clients.

Joshua Sclafani is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds the Series 66 designation and has seven years of industry experience. Prior to joining Raymond James & Associates in 2017, he worked for Convergence Consulting Group from 2014 to 2017. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, pension plans, corporations, and governmental entities, delivering advice on a non-discretionary basis supported by a broad affiliate network and municipal finance capabilities.

Nicholas Keating III is a financial advisor with Primerica Advisors in Largo, FL, holding Series 63 and Series 65 licenses and having 42 years of industry experience. He has worked with Primerica Financial Services since 1991 and has been affiliated with PFS Investments Inc. since 1983. Outside of advisory work, he is involved in the sale of home security and automation products through part-time referrals with Primerica Client Services, Inc. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its investment services.

Danielle Delgado Ellison is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has been with Raymond James & Associates since 2010. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a focus on public finance and municipal services.

Andrew Phillips is a financial advisor with Raymond James Financial Services Advisors, Inc. in Saint Petersburg, FL, holding a Series 66 designation and 24 years of industry experience. He has been with Raymond James since 2006 and is also associated with Cook & Phillips Financial Group. Phillips is an insurance agent as part of his other business activities. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing advisory and implementation-support roles over discretionary management.

Kirk Thiel is a Wealth Management Advisor at Merrill Lynch Wealth Management in Countryside, Florida, a role he has held since 2017 after a five-year career in the asset management industry. In his current position, Kirk develops customized financial strategies for high-net-worth individuals, families, and business owners, focusing on aligning financial plans with clients' personal goals and meaningful life priorities. His practice addresses areas such as family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Kirk is committed to providing strategic, long-term financial guidance, combining institutional asset management expertise with personalized service to instill confidence and security in clients' financial futures. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Kirk received a Bachelor of Science degree in Finance and Real Estate from Florida State University. Outside of his professional responsibilities, Kirk participates actively in community organizations, including Copperhead Charities, the Florida State University Alumni Association, and the Tampa Bay Seminole Club. He resides in St. Petersburg with his wife, Stephani, and their son, Everett. Kirk's personal interests include basketball, boating, football, skiing, spending time with his family, and traveling.

Matthew Allen is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He worked at Janney Montgomery Scott for 16 years prior to joining Raymond James in 2018. Raymond James & Associates offers financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations, with capabilities in public finance and municipal work alongside its retail advisory services.

Yelena Peshko is a financial advisor at Raymond James & Associates with 12 years of industry experience. She holds the Series 66 designation and has been with Raymond James since 2015. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program, as well as institutional consulting and public finance capabilities.