Carlos Tovar is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities LLC, GWN Securities, Inc., and AXA Advisors, LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Logan Sammons is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 designation and bringing nine years of industry experience. He has been with Morgan Stanley since 2016, including four years at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and research.

Troy Engelke is a financial advisor with Ameriprise in Live Oak, TX, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Randolph-Brooks Federal Credit Union and Cuna Brokerage Services. Outside of advising, he serves as Data Analytics Manager for RBFCU Assets LLC, providing analytical and operational support to Credit Union Service Organization leadership. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to provide tailored, non-discretionary advice, primarily for clients with substantial assets under management.

Leticia Sanchez is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and bringing 18 years of industry experience. Her prior work includes roles at Waddell & Reed, Inc. and various insurance carriers serving W&R Insurance Agencies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research and operational tools.

Eric Ayarzagoitia Trevino is a financial advisor with UBS Financial Services in San Antonio, TX, holding a Series 66 credential and 14 years of industry experience. He has been with UBS since 2011. Outside of his advisory role, he is the proprietor of MTSA Property Group LLC, involved in real estate investments and management. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, employing model-based asset allocation and research-driven strategies tailored to client goals and risk profiles. The firm combines institutional trading capabilities with wealth management, offering a broad range of financial products and services.

Charles Glover is a CFA®-credentialed financial advisor with six years of industry experience, currently affiliated with Wells Fargo Advisors in San Antonio, TX. He has previously worked at Wells Fargo Clearing and USAA. He holds a one-third ownership in SAWM, LLC, a business related to investment activities. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad menu of planning solutions supported by proprietary research and tools. Their services include discrete planning engagements across various areas such as retirement, risk, and niche planning needs.

Antonio Licon is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 66 and Series 63 licenses. He has three years of industry experience, including five years at USAA prior to joining J.P. Morgan Securities in 2022. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Robert Nelson Jr. is a financial advisor at Merrill with over 56 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1969 and Bank of America since 2011. Outside his advisory role, he is an investor in an oil and gas exploration venture through Nelson and Son LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jacky Phan is a Series 65-licensed financial advisor with LPL Financial in San Antonio, TX, and has four years of industry experience. Prior to joining LPL Financial in 2025, Phan worked at Ulrich Consulting and Investment Group, LLC, CapFinancial Partners, LLC (CAPTRUST), Covenant, and was affiliated with the University of Texas at San Antonio. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, using a mix of discretionary and non-discretionary strategies supported by research tools and machine-learning applications.

Maria Elena De Anda is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in providing personalized financial planning and guidance tailored to clients' unique goals and priorities. Her focus areas include college education planning, family wealth management strategies, legacy planning, retirement income, small business strategies, philanthropic planning, portfolio management services, tax minimization, managing new wealth, and personal retirement planning. Maria holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Her educational background includes a High School Diploma from Allen High School and an Associate's Degree from Collin College. Outside of her professional work, Maria enjoys antiquing, cooking, interior decorating, photography, spending time with her family, and traveling.

Curtis Mason is a financial advisor at Ameriprise with 28 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 1997. Outside of his advisory role, Mason serves as Vice Chair of the Board of Trustees at Mt Zion First Baptist Church in San Antonio, Texas. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-assisted retirement income recommendations.

Brock Gallegos is a financial advisor at Fidelity with two years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Texas A&M University and Blinn College. Outside of finance, he was involved with Bellows Window Cleaning for several years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Kelly Hendin is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 credential and 15 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2010 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Daniel Dean is a financial advisor at Thrivent Investment Management in San Antonio, TX, with 34 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. He holds Series 63 and Series 65 licenses. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses covering a broad range of financial planning topics, allowing clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Rebecca Benavidez is a financial advisor at Merrill with 37 years of industry experience. She holds a Series 63 designation and has been with Merrill since 1987. Located in San Antonio, TX, her career has been dedicated to serving clients through Merrill’s platform. Merrill provides managed account services through its Select Portfolio Solutions (SPS) Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs model-based and discretionary investment strategies developed by internal and third-party managers, offering strategic asset allocation and tax-aware options.

Andrew Paz is a Financial Consultant with a focus on retirement planning. He guides clients through every stage of their financial journey, aligning strategies with personal goals to help create a secure future. Andrew emphasizes transparency and confidence, aiming to empower clients to make informed decisions that reflect their values and long-term aspirations. He has experience as a Financial Planner at Mission Financial Planners from 2023 to 2024 and as a Financial Advisor at Cetera Investors from 2019 to 2022. Andrew holds a Certified Financial Planner® designation and a California Insurance License. Outside of his professional work, Andrew has interests in board games, music, pets, and tennis.

Eduardo Guajardo is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 designation and 16 years of industry experience. He previously worked at Bank of America and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by firm-approved tools and analysis methods.

Diana Scheel is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding Series 63 and Series 65 licenses and with 22 years of industry experience. She has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2005. In addition to her advisory role, she works as a life insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools, with optional implementation through separate brokerage or insurance arrangements.

Denise Townley is a financial advisor with Edward Jones in San Antonio, TX, holding a Series 66 designation and 13 years of industry experience. She has worked at Edward Jones since 2010, with a brief interval when she was a partner at Townley Technologies, a computer services business. Denise also has experience with Parkhill Baptist Church. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

David Wynn is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 63 designation and possessing 33 years of industry experience. He has been with Ameriprise since 1993, including 15 years at Ameriprise Financial Services, Inc. Outside of his advisory role, Wynn is involved in several non-investment-related business ownerships and co-ownerships in the San Antonio area. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing tailored Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, delivering advisory, brokerage, and insurance solutions through its broad institutional platform.