Jason Gower is a CFP®-credentialed financial advisor with 17 years of industry experience. He has worked at Creative Planning, Inc. since 2020 and previously spent six years with Stratford Consulting, LLC. He is based in Addison, TX. Creative Planning provides investment advisory and financial planning services to a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning-led investment process focused on low-cost indexing and buy-and-hold strategies, supplemented by additional portfolio management techniques and a range of retirement plan services.

Charles Schwender is a financial advisor at PNC Wealth Management holding a Series 66 designation. He began his advisory career in 2024 after completing full-time education. His prior experience includes roles at First Horizon Bank and LDV, as well as work related to the University of Alabama and Hoover Recreation Center. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio offering for employees that uses algorithmic risk assessment and invests in approved mutual funds and ETFs with annual rebalancing.

Stuart Schwartz is a financial advisor at Oppenheimer in Dallas, TX, with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Oppenheimer since 2009. Outside of his advisory role, he is a partner in a retail business specializing in ladies' outerwear and serves as trustee for separate property trust accounts established for his children. Oppenheimer serves a broad client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as discretionary and non-discretionary investment management, consulting, and retirement services. The firm employs strategic and tactical asset allocation with a range of investment vehicles and acts as a qualified custodian for client assets.

Kyle Deatherage is a financial advisor with Kestra Advisory, holding the CFP® designation and Series 63 and 65 licenses, with 29 years of industry experience. He has been affiliated with Kestra Advisory since 2016 and also owns Deatherage Financial Consulting, through which he provides advisory and insurance services. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, including large institutional investors. The firm provides fiduciary services, plan design, compliance testing, and employee education, leveraging multiple management platforms and extensive third-party relationships.

Karl Cole is a financial advisor with Independent Financial Group, LLC, holding CFP® and Series 63 credentials and bringing 37 years of industry experience. He previously worked at LPL Financial LLC from 2003 to 2017. Cole is also the owner and registered representative of a DBA marketing under the name Cole Financial. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of advisors and utilizes multiple advisory programs and third-party asset managers.

Allen Horak is a financial advisor at Kestra Advisory with one year of industry experience. He holds the Series 66 designation and has professional experience at firms including Applied Systems, Inc., EZLynx, and NetSuite/Oracle. Outside of his advisory role, Horak serves as a board member of Infinix Global and operates a CPA consultancy focused on business, financial, and accounting services. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors, institutional investors, and individuals. The firm offers services such as fiduciary consulting, plan design, and employee education, and manages approximately $79.8 billion in assets, with a client roster that includes sovereign wealth funds.

Dylan Harig is a financial advisor with GWN Securities Inc. in Colleyville, TX, holding the ChFC® designation and Series 66 license, with 21 years of industry experience. He has worked at Highland Capital Brokerage and GWN Securities since 2012. Outside of his advisory role, he serves as Managing Director of RISE, a Medicare-related business, and is involved with Redwood Financial, focusing on fixed annuity and insurance products. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers. The firm manages approximately $3.65 billion across over 37,000 accounts and offers a range of managed-account programs, including unique legacy market-timing and momentum-based strategies.

Frank Zuch is a financial advisor with Oppenheimer in Dallas, TX, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Fahnestock & Co. Inc. since 2003. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a wide range of advisory and brokerage services, employing strategic and tactical asset allocation along with various investment vehicles, and acts as a qualified custodian for client assets.

Cameron Smith is a CFP® professional affiliated with Commonwealth Financial Network, with six years of industry experience. Prior to joining Commonwealth in 2026, he held roles at Messett Financial, Charles Schwab & Co., Schwab Wealth Advisory, TD Ameritrade, and Equitable Advisors. Smith also has experience in the hospitality and gig economy sectors, including positions at The Biscuit Bar, Orlando's Italian Restaurant, Uber, and DoorDash. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm provides a broad support platform including managed-account programs, third-party asset manager access, and custody/clearing services, offering a range of investment options and hybrid model portfolio solutions.

Shayan Peerwani is a financial advisor with Schwab Wealth Advisory in Westlake, TX, holding Series 63 and Series 66 licenses and possessing seven years of industry experience. His prior experience includes roles at Charles Schwab & Co., Inc., Charles Schwab Bank, TIAA-CREF Individual & Institutional Services, LLC, University of Texas at Dallas, and Bank of the Ozarks. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm uses standard asset allocation models and Schwab research tools to guide its advice, with final trading decisions left to clients and discretionary management handled by affiliated or third-party money managers.

Eron Dahl is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 1999, including 14 years at Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Roland Villanueva Jr. is a financial advisor with Schwab Wealth Advisory and holds a Series 66 designation. He has four years of industry experience, with prior roles at Fisher Investments, Edward Jones, and other financial firms. His background includes diverse positions in wealth management and financial planning. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm delivers annual financial reviews and investment recommendations, with clients retaining final trading decisions and accounts reviewed at least annually.

Kevin Seales is a CFP® professional with five years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, Inc. and has previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc., Bank of America, N.A., and Scottrade. He also holds Series 66 and Series 63 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.'s asset allocation models and research tools while leaving final trading decisions to clients. The firm operates as an internal advisory unit within the Schwab ecosystem and delivers services including financial reviews and retirement planning without acting as a discretionary portfolio manager.

Eric Cardenas is a financial advisor at Sanctuary Advisors, LLC with 20 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley in various capacities from 2009 to 2023. Sanctuary Advisors provides investment advisory and financial planning services to individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs through Advisor-Directed accounts, Separately Managed Accounts, Unified Managed Accounts, and both wrap and non-wrap solutions, utilizing a network of independent advisors and affiliated broker-dealer services.

Joseph Mcintosh is a financial advisor with Mercer Global Advisors Inc. in Colleyville, TX, holding a Series 65 designation and 11 years of industry experience. He previously worked at Steward Financial Group, LLC for 10 years before joining Mercer in 2023. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts and tax management, using a variety of implementation options including ETFs and separate accounts.

Jose Guerra Jr. is a CFA® charterholder and Series 66 licensee with five years of industry experience. He currently serves as a financial advisor at Schwab Wealth Advisory, having previously worked at JPMorgan Securities LLC and BNP Paribas. Outside of his advisory role, he is a Regional Advisory Board Member for IDEA Public Schools of Tarrant County and a board member of the Fort Worth Hispanic Chamber of Commerce. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm delivers advice using Charles Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Jaie Arlington is a financial advisor at Sanctuary Advisors, LLC with 18 years of industry experience. He holds a Series 66 designation and previously worked at Merrill for 12 years before joining Sanctuary Securities in 2021. Outside of his advisory role, he serves as a power of attorney for his parents' accounts. Sanctuary Advisors provides investment advisory and financial planning services to individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs through various account types and employs a range of sub-advisors and third-party platforms as part of its integrated affiliate structure.

Stephen Taylor is a Series 66-licensed financial advisor with Goldman Sachs Wealth Services in Irving, TX, bringing four years of industry experience. He has been with Goldman Sachs since 2019. Goldman Sachs Wealth Services advises a diverse client base including individual investors, executives, corporate and plan sponsors, and institutional clients, providing tailored financial planning and portfolio management. The firm integrates strategic allocation models and proprietary research with a range of service offerings, leveraging the broader Goldman Sachs ecosystem.

Monty Alspaugh is a financial advisor with Eagle Strategies (New York Life) in Dallas, TX, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. He has been with Eagle Strategies since 2005 and has a continuous affiliation with New York Life and NYLife Securities since 2001. Outside of his advisory role, he owns The Airfield Financial Group, LLC, an investment-related business. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailored recommendations, with the majority of its assets under management held on a non-discretionary basis.

Loyd Beacham IV is a CFP® professional with eight years of industry experience, currently serving as an advisor at PNC Wealth Management in Ft. Worth, TX. His prior roles include positions at Coppell Advisory Solutions LLC, Badger Creek Advisors, and Voya Investment Management. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account that employs algorithm-driven portfolio strategies managed by PNC or third-party strategists.