Suhrob Karimov is a financial advisor with Ameriprise in Frisco, TX, holding a Series 66 designation and eight years of industry experience. He previously worked at Edward Jones for seven years and at Crest Cadillac, part of Berkshire Hathaway Automotive, for two years. Karimov also provides financial advice through RBFCU. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research and modeling to deliver tailored, non-discretionary recommendations focused on income sources, tax efficiency, and withdrawal strategies.

Jeffery Altman is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has been with Ameriprise since 2013, working across affiliated entities within the firm. Outside of his advisory role, he is involved in managing property rental, land ownership and sales, as well as securities investment activities through his business, Altman Inv. LLC. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, delivering written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Justin Fruhwirth is a financial advisor at Ameriprise with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including LPL Financial, TIAA-CREF, TD Ameritrade, and Scottrade. In addition to his advisory role, he serves as a portfolio manager in the trust department of American National Bank of Texas, where he creates investment models and proposals for the trust investment committee. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored income strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

John Pesano is a financial advisor with Osaic Wealth, Inc. based in Richardson, TX, holding a Series 66 designation and 19 years of industry experience. He previously worked at FSC Securities Corp for nine years before joining Osaic in 2023. Outside of his advisory role, he is president of Online Elevation LLC, a company specializing in B2B sales of website optimization, online marketing, and reputation management services. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors with a broad range of investment and financial planning services. The firm offers integrated brokerage and advisory platforms, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Brad Novotny is a financial advisor with Edward Jones, holding a Series 66 designation and having 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a wide range of investment strategies and affiliated services, and managing approximately $1.01 trillion in assets through a large nationwide network of advisors and branch offices.

Nash Noorali is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Northwestern Mutual Investment Management and JPMorgan Chase Bank, N.A. Noorali is also involved in non-investment business activities, including ownership interests in a commercial real estate firm and a retail corporation. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

Mark Kim is a financial advisor at LPL Enterprise with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Prudential Insurance Company of America, Pruco Securities, Transamerica Financial Advisors, and World Financial Group. Outside of his advisory role, he provides high-speed driving instruction at Eagles Canyon Raceway in Decatur, TX. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to a range of investment and insurance products through advisory and brokerage channels, leveraging a platform that integrates adviser programs with active sales and lending services.

John Kopenhaver is a Certified Financial Planner (CFP®) with 32 years of experience in the financial services industry. He is currently with LPL Financial and has held roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs with both discretionary and non-discretionary management options.

Michael Jarvis is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 35 years of industry experience. He has worked at Cetera since 2017 and previously spent eight years at Girard Securities, Inc. He also manages his own financial and insurance services firm, Legacy Financial Advisors, and is involved in selling life, disability, and long-term care insurance. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that supports various investment strategies and custodial arrangements.

Alejandro Regalado Cruz is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at J.P. Morgan Securities LLC, JPMorgan Chase Bank N.A., M&T Bank, Reliant Community Credit Union, and operated an exotic car rental coaching and rental business through Forza Lux LLC. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Robert Stevens is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2015. He holds a Series 66 license and is based in McKinney, TX. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a variety of investment strategies and fiduciary advisory services through a nationwide network of over 23,700 advisors.

Brian Ratcliff is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 30 years of industry experience. His prior roles include positions at VOYA Financial Advisors and operating his own firm, Ratcliff Financial Services, since 1991. Outside of advising, he is involved with Heights Baptist Church as Vice Chair and Chair of Deacons and organizes charity car shows to support local food pantry initiatives. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, enabling advisors to implement model portfolios, select third-party managers, or create customized strategies.

John Elisafidis is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2012. From 2016 to 2023, he was involved with Kookla Ventures, LLC, and Tango Empanadas & Bakery. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Muralidharan George is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In this role, he works closely with clients to understand their personal priorities and financial goals. His approach involves developing tailored strategies that address a variety of needs, such as retirement planning, funding education, and managing unexpected expenses. He emphasizes simplicity and transparency in wealth planning, aiming to make the process accessible and aligned with each client's unique circumstances. Mr. George holds a Personal Investment Advisor (PIA) designation and has earned a Master's Degree, an MBA, both from Wayne State University, as well as a Bachelor's Degree from Bharathiar University. Proficient in multiple languages including English, Hindi, Tamil, Telugu, Kannada, and Malayalam, he is positioned to serve a diverse client base. He is affiliated with Merrill Lynch Wealth Management as his primary professional organization.

Maya Bensen is a financial advisor with J.P. Morgan Securities in Plano, TX, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. Her prior experience includes roles at Northwestern Mutual and Hofstra University. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a combination of wealth advisory and affiliated brokerage and investment management capabilities.

David Shill is a CFP®-certified financial advisor with 27 years of industry experience. He is currently affiliated with Cetera Wealth Services, LLC and Cetera as of 2025 and is the owner of Katapult Wealth Partners, LLC, a wealth management business he has managed since 2021. His prior experience includes roles at Avantax and 1 St Global Advisors. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and unaffiliated third-party managers.

Mark Blankinship is a financial advisor with Ameriprise in Van Alstyne, TX, holding Series 63 and Series 65 licenses and 18 years of industry experience. His career includes prior roles at Logsdon Wilson Wealth Advisors LLC, Raymond James Financial Services Advisors, Inc., and a previous tenure at Ameriprise. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, delivering personalized, research-driven recommendations focused on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines algorithmic tools with advisor oversight to tailor plans, while offering a broad range of advisory, brokerage, and insurance solutions.

Ardarius Singleton is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Fidelity Brokerage Services prior to joining Vanguard in 2025. His background includes roles in education and community organizations. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through a combination of technology and advisor support.

Roger Behymer is a financial advisor at LPL Financial with 20 years of industry experience. He holds Series 63 and Series 65 registrations and has been with LPL Financial since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and various technology-driven strategies.

Jason Palmer is a financial advisor with Ameriprise, holding a Series 63 designation and 26 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory work, he is the founder and managing partner of Genesis 1:1, LLC, a financial planning firm, and serves on the Investment and Finance Lab Advisory Board. Ameriprise offers a retirement-income planning service for individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to produce written recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.