George Avila is a financial advisor with OSAIC Institutions, Inc. in Brea, CA, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has worked at Infinex Investments, Inc. since 2022 and previously spent 11 years at LPL Financial. Additionally, he has been affiliated with Financial Partners Credit Union since 2010. Outside of his advisory work, he is involved with AmeriEstate Legal Plan, providing consultation on living trusts on a referral basis. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering advisory and brokerage services through customized engagements. The firm employs a mix of fundamental and technical analysis and provides access to alternative investments, lending, and cash-management solutions primarily via a network of investment adviser representatives.

Kelly Owens is a CFP® professional with 11 years of industry experience, currently serving as an advisor at EP Wealth Advisors. Prior to joining EP Wealth Advisors in 2025, Owens spent 11 years at Alphamark Advisors LLC. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to manage portfolios using a range of investment vehicles and offers additional services such as tax preparation and estate-document facilitation.

Michael Goddard is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Integrated Wealth Concepts LLC since 2025. His prior experience includes roles at OneDigital Investment Advisors LLC, Independent Financial Partners, LPL Financial, and Triad Advisors. He is the founder and CEO of C-Suite Connector, a web-based executive networking group. Integrated Wealth Concepts LLC serves individuals, families, high-net-worth clients, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm provides discretionary investment management, financial planning, family office, and retirement plan advisory services, offering customized portfolios primarily using mutual funds, ETFs, equities, and fixed income with a long-term investment approach complemented by shorter-term rebalancing.

Brian Parker is a CFP® professional with 27 years of experience in financial advising. He has been with EP Wealth Advisors since 2005. Parker serves on the finance committee of the Beach Cities Health District and is a board member of the Hermosa Beach Education Foundation. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven approach to portfolio management and offers financial planning, retirement plan advisory, and ancillary services including tax preparation and estate-document facilitation.

Klaudia Dettloff is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors since 2019. She previously worked at Guidant Wealth Advisors and LPL Financial, LLC. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven approach to portfolio management and financial planning, offering services that include discretionary management, retirement plan advisory, tax preparation, and estate-document facilitation.

Amir Kiani is a financial advisor at Centaurus Financial, Inc. with two years of industry experience. He holds a Series 66 designation and has worked at Elevate Wealth Management, LLC and Stratton Group - Keller Williams Southern Arizona. Outside of his advisory role, Kiani is involved in real estate referral and business services related to tax preparation and estate planning. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, and institutions. The firm offers a range of financial planning and portfolio management solutions, employing various analytical approaches and providing both discretionary and non-discretionary investment arrangements.

Thomas Dwyer is a CFP® and holds a Series 65 license with 22 years of experience in the financial advisory industry. He has worked at EP Wealth Advisors, LLC since 2023 and previously spent 20 years at Resolute Financial, LLC. He is based in Newburyport, MA. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to create and manage portfolios, offers a range of financial planning and ancillary services, and manages approximately $35.57 billion in assets.

Rebecca Dutka is a CFA® charterholder and financial advisor with over three years of industry experience. She has worked at Cerity Partners LLC since 2022 and previously spent 18 years at Covington Capital Management. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, and institutional investors. The firm offers customized portfolios emphasizing diversified asset allocation and provides a range of services including investment management, financial planning, tax and insurance support, retirement plan services, and access to alternative and private-market investments.

Matthew Christopher is a CFA® charterholder currently with EP Wealth Advisors, where he has worked since 2025. He has prior experience at Parcion Private Wealth LLC and City of London Investment Management Company Limited, spanning nearly a decade in the investment industry. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to manage portfolios and offers a range of services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Xinyu Zhang is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds the Series 66 designation and has previously worked at PC Surrogacy, John Edgar State Farm Insurance, and TCL North America. Zhang has been with Citigroup since 2019. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through various advisory programs, broker-dealer execution, and custody services. The firm combines large institutional scale with unique market roles, including in-house research and acting as a swap dealer and futures commission merchant.

James Edleman is a financial advisor with GWN Securities Inc. in Cerritos, CA, holding a Series 66 designation and over 20 years of industry experience. He has been with GWN Securities since 2014 and also works with American United Life. Edleman is the owner and president of JBE Financial, an insurance sales business, and is involved in the renovation and reopening of a historic hotel and restaurant in Pittsburgh, PA, as a minority investor. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers. The firm offers a range of managed-account programs and model portfolios, including both traditional and legacy market-timing strategies, and manages approximately $3.65 billion across more than 37,000 client accounts.

Brock Miller is a CFP®-certified financial advisor with EP Wealth Advisors in Torrance, CA, bringing three years of industry experience. Prior to joining EP Wealth Advisors in 2022, he spent five years at Utah State University and two years with The Church of Jesus Christ of Latter-day Saints. Outside of finance, he is a partner involved in social media work for an indoor golf facility. EP Wealth Advisors serves individuals, corporations, and retirement plans with wealth management, discretionary portfolio management, and financial planning services. The firm employs customized model portfolios and a combination of fundamental, technical, and cyclical analysis, offering a range of investment strategies including third-party manager recommendations and ERISA plan services.

Matthew Gale is a CFP® and holds a Series 66 license with 10 years of industry experience. He is currently with EP Wealth Advisors, where he has worked since 2024. His prior experience includes roles at Steel Peak Wealth Management, Brighton Jones, and Charles Schwab. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven process and a range of investment vehicles.

Julie Xiang is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 17 years of industry experience. Her prior roles include positions at Cetera, Cathay Bank, LPL Financial, and UnionBanc Investment Services. Outside of her advisory work, she is a wellness advocate involved in aromatherapy. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, supported by in-house research and oversight committees.

Jeffrey Hobert is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has been with Centaurus Financial since 2015 and also operates under the Hobert Wealth Management brand since 2012. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing both discretionary and non-discretionary arrangements.

Sebastian Kim is a financial advisor at Eagle Strategies (NY Life) in Los Angeles, CA, with 15 years of industry experience. He holds the Series 63 and Series 65 designations and has been affiliated with Eagle Strategies since 2019. In addition to his advisory role, he operates an insurance brokerage licensed with outside carriers and owns the Sebastian Kim Agency Inc., which is used for corporate tax purposes. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Constantin Brancov is a financial advisor with PlanMember Securities Corporation in Carpinteria, CA, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. He has worked at PlanMember since 2013 and also leads Brancov Financial Services, a financial and insurance sales firm he founded in 2000. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm’s investment approach uses a top-down strategic asset allocation framework and manages risk-based mutual fund portfolios with periodic rebalancing based on economic and portfolio considerations.

Scott Shellhamer is a financial advisor at EP Wealth Advisors with 15 years of industry experience. He holds a Series 66 designation and previously worked at Warren Financial Service for 10 years. Outside of his advisory role, he serves on the board of directors and fundraising committee for Good Works, Inc., a non-profit focused on home repair and outreach. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management and financial planning services, employing a suitability-driven process and utilizing a range of investment vehicles including mutual funds, ETFs, equities, fixed income, and alternatives.

Lauren Zuniga is a CFP® professional with four years of industry experience, currently serving as an advisor at Savant Wealth Management. Her prior experience includes roles at Kemp Financial Management, Independent Financial Group, and SagePoint Financial Advisors. Outside of finance, she was involved with Cha Cha's Latin Kitchen for nine years. Savant Wealth Management provides comprehensive wealth management, financial planning, and family office services to individuals, families, pension plans, charitable organizations, corporations, and high-net-worth clients. The firm employs a blend of evidence-based, model-driven asset allocation alongside actively managed strategies and offers a range of affiliated services including accounting, legal, and trust operations.

Stephanie Hicks is a financial advisor with Transamerica Financial Advisors who holds Series 65 and Series 63 licenses and has 20 years of industry experience. She has worked with multiple firms, including Advantage Legacy Corporation and Dickerson Insurance Agency, and is involved in providing Medicare services to seniors. Hicks also provides health benefit coverage through Covered California and offers guaranteed issue whole life products for clients under age 50 via Enrollment First Inc. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering advisory and broker-dealer services through proprietary and third-party model portfolios with options for discretionary and non-discretionary management.