Thomas Kim is a financial advisor with OSAIC based in Woodland Hills, CA, holding a Series 63 designation and 32 years of industry experience. He has been affiliated with Regal Advisory Services, Inc. since 1997, where he provides financial planning and investment advice. Outside his advisory role, he is the owner of two corporations involved in employee health care benefits and fee flow-through arrangements. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through a large network of advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizing a range of investment vehicles and portfolio construction tools, with support for discretionary and non-discretionary accounts.

Ferial Shamsian is a financial advisor at Ameriprise in Beverly Hills, CA, holding a Series 63 designation with 30 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she has interests in multi-family real estate ownership. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports. The firm emphasizes managed accounts and uses algorithmic automation overseen by a dedicated committee to support its advisory process.

Anthony Culazzo is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 66 license and 20 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and proprietary investment models in its advisory services.

Alexander Tate is a financial advisor with Fidelity in Thousand Oaks, CA, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Wells Fargo and various educational institutions, including Westfield State University and Middlesex Community College. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and is noted for its use of algorithmic methods and a formal advisory role to multiple registered investment companies.

Daniel Short is a financial advisor at UBS Financial Services with eight years of industry experience. He holds the Series 66 designation and has been with UBS since 2014, including a prior role at California Lutheran University. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services. The firm integrates institutional trading capabilities with wealth management, offering a variety of financial planning, portfolio management, and capital markets services.

Kunpeng Wang is a financial advisor at Charles Schwab with six years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at JPMorgan Chase Bank, LPL Financial, Wells Fargo Bank, and Information Forecast, Inc. Wang is also a commissioned notary in the state of California. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative-investment process, supported by a large client base and centralized operational infrastructure.

Michael Blank is a financial advisor with Wells Fargo Advisors in Westlake Village, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Wells Fargo Advisors since 2011 through various affiliated entities. Outside of his role at Wells Fargo, he owns MVB Wealth Management, Inc. and has a minority ownership in Westlake Private Wealth Management, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services tailored to clients meeting certain net-worth thresholds.

Robert Napp is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 38 years of industry experience. He has been with LPL Financial since 1999. Outside of advisory services, he is involved in independent insurance sales, focusing on long-term health, health, and disability insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing various investment strategies and technology tools, and oversees more than $819 billion in discretionary assets with a network of over 22,800 advisors.

Anthony Benedicto is a financial advisor at Equitable Advisors with 11 years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2015, with prior experience at Axa Advisors, LLC. Outside of advising, he served as a contingent power of attorney for his parents. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers advice through a network of Investment Adviser Representatives and utilizes various third-party asset managers and advisory programs to implement client solutions.

Rakhi Pritchard is a financial advisor at Raymond James & Associates with 11 years of industry experience. She holds a Series 66 designation and has worked previously at Farmers Financial Solutions, LPL Financial, and Kinecta Financial & Insurance Services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base that includes individuals, institutions, and municipal entities. The firm offers financial planning and consulting services supported by a range of portfolio management styles, firm research, and affiliated sub-advisers.

Laura Arrona is a financial advisor with Thrivent Investment Management in Glendale, CA, holding Series 63 and Series 65 credentials and bringing eight years of industry experience. Her previous roles include positions at Mass Mutual Investors Services, Modern Woodmen of America, and MillerCoors LLC. Outside of finance, she owns a designer clothing and accessories resale business. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering comprehensive goal-based planning across various financial topics without portfolio management or discretionary trading authority.

Patricia Adrian is a financial advisor with Ameriprise in Thousand Oaks, CA, holding the ChFC® designation and Series 66 license, with 26 years of industry experience. Her prior roles include positions at LPL Financial, Wells Fargo Clearing, and WELLS FARGO Advisors. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific eligibility criteria, providing detailed written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with algorithmic automation overseen by a Retirement Income Oversight Committee to deliver tailored planning, primarily for clients maintaining a significant portion of assets in Ameriprise Managed Accounts.

Sallie De Young is a CFP® professional with six years of industry experience, currently affiliated with Cetera. Her prior roles include positions at LPL Financial, Western International Securities, and Wells Fargo Advisors. She is also a commissioned notary public and operates Matador Family Financial Services as a separate business entity. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, employing a multi-manager platform with various program structures and custodial relationships.

Eric Sarkissian is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various JPMorgan entities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Kevin Aronov is a Financial Consultant currently working at Fidelity Investments since 2022. In his role, he focuses on building financial plans for clients and maintains frequent communication to ensure these plans are updated in accordance with changes in clients' goals and needs. Kevin has accumulated experience in the financial industry through various positions including Private Client Advisor at JP Morgan Securities from 2019 to 2022, Financial Solutions Advisor at Merrill from 2017 to 2019, Investment Specialist at Infinex Financial Group from 2016 to 2017, and Investment Assistant at Essex National Securities from 2015 to 2016. He holds a California Insurance License.

Brian McCoy is a financial advisor with LPL Financial, holding a Series 63 license and 30 years of industry experience. His prior work includes roles at Securities America Advisors, Inc. and National Planning Corporation. Outside of his advisory work, he serves as an assistant women's golf coach at California Lutheran University and is involved in laboratory and medical sales through Toxicology Management Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by advanced operational and research technologies.

Vincent Padilla is a financial advisor at Raymond James Financial with 21 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at LPL Financial and INVEST Financial Corp. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs in municipal finance and SIMPLE IRA employer consulting.

Daniel Mccombs is a financial advisor with Wells Fargo Advisors in Woodland Hills, CA, holding a Series 63 designation and bringing 34 years of industry experience. He previously worked at Morgan Stanley Private Bank from 2015 to 2017. Outside of his advisory role, Mccombs serves as secretary for the Northridge Heights Homeowner Association. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and sports and entertainment planning, using proprietary research and planning tools.

A Hudson is a CFP® professional with 37 years of industry experience, currently affiliated with LPL Financial. His career includes multiple tenures at LPL Financial, as well as experience at NEXT Financial Group and Wells Fargo Investments. Outside of advisory roles, he is involved in a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, third-party asset management, and institutional platforms, with advice delivered by a large network of investment adviser representatives using various portfolio strategies.

Guillermo Gutierrez Jr. is a CFP® professional with six years of industry experience, currently serving as a financial advisor at OSAIC since 2023. His previous roles include positions at One Capital Management, FSC Securities Corporation, and Zephyr Investment Management. Outside of financial services, he has coached sports through the City of Los Angeles Department of Recreation and Parks since 2006. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party platforms to construct portfolios that include a broad range of investment products.