Mark Curtis is a financial advisor at Morgan Stanley with Series 63 and 65 licenses and 44 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1993. Curtis serves as a board member and director of The Sobrato Foundation in Mountain View, CA. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in assets. The firm employs structured planning tools and a broad range of investment services, including both retail and institutional offerings.

Patrick Burke is a financial advisor at Ameriprise in Los Altos, CA, holding a Series 66 designation with one year of industry experience. His background includes roles at Ameriprise since 2024 and prior experience in academic settings at Santa Clara University. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Alexander Chychykaila is Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2010. He has extensive experience collaborating with high-net-worth clients to develop comprehensive wealth strategies that align with their individual goals and evolving needs. Prior to his current role, Alexander was a Client Service Associate at UBS Financial Services from 2007 to 2009. Alexander graduated from the University of San Francisco in 2007 and holds a California Insurance License. Originally from Belarus, he brings a global perspective to his financial consulting practice. Outside of his professional work, Alexander enjoys outdoor adventures, photography, skiing, table tennis, tennis, and yoga.

Sophey Tiet is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 12 years of industry experience. She has worked at Prudential Insurance Company of America since 2013 and joined LPL Enterprise in 2024. Based in San Jose, CA, her background includes extensive experience with insurance and securities through prior roles at Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach, offering financial planning, access to third-party asset managers, and participation in a wrap program, while also facilitating insurance product sales through affiliated entities.

Eduardo Aguirre is a financial advisor with Charles Schwab in Campbell, CA, holding a Series 66 designation and three years of industry experience. His prior work includes positions at Wells Fargo and a seven-year tenure at Uber, where he also worked as a driver in the transportation sector. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts, using multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Shu Ming Chu is a financial advisor at Charles Schwab with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Charles Schwab since 1997. Outside of his advisory role, he owns a residential property in Santa Clara, California. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering investment guidance via multi-asset model portfolios and due diligence on alternative investments.

Irma Quinones is a financial advisor at LPL Enterprise with 21 years of industry experience. She holds the ChFC® designation along with Series 63 and 65 licenses. Her prior career includes roles at The Prudential Insurance Company of America, Pruco Securities, LLC, and New York Life, spanning nearly two decades. LPL Enterprise, LLC provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and other entities through a large network of investment adviser representatives. The firm’s investment approach is model-driven, utilizing portfolios developed by internal and third-party strategists, and it offers a range of financial planning, consulting, and access to third-party asset managers.

Xuemei Qian is a financial advisor at Cetera with 13 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Cetera since 2015. Her prior experience includes roles at Cathay Bank and CTBC Bank. Cetera Investment Advisers LLC is a large, SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services using both affiliated and third-party managers across various program structures and custodial relationships.

Danny Pham is a financial advisor with Charles Schwab, holding a Series 66 designation and 27 years of industry experience. He has been with Charles Schwab since 2000 and has worked at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a centralized operational structure and multi-asset model portfolios.

Eunice Scholten is a CFP® professional with over 26 years of industry experience, currently advising clients at Edward Jones since 2006. She holds Series 63 and Series 65 licenses. Outside of her advisory role, Eunice is involved as an owner and trustee of family investment trusts holding rental properties in California and Iowa. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a wide range of advisory programs and investment solutions supported by a national network of more than 23,000 financial advisors and over 15,000 branch offices.

Narges Kadirzada is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has previously worked at UBS Financial Services, J.P. Morgan Securities, Morgan Stanley, and Wells Fargo Advisors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kin Chin is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at both Bank of America and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Anastasia Schmidt is a financial advisor at Charles Schwab with 26 years of industry experience. She holds the Series 66 designation and has worked at Charles Schwab and its affiliated entities since 1999, with a brief period at Coast Engraving from 2019 to 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services with access to discretionary separately managed accounts, employing a multi-asset model portfolio approach supported by in-house research and alternative investment offerings.

Edgardo Bruzzone is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Securian Financial Services, SGC Financial and Insurance Services, Strategic Wealth Advisors Group, Waddell & Reed, and Bank of America. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting over 22,800 advisors and more than $819 billion in discretionary assets.

Jay Kashyap is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2021. Prior to this role, he worked as an Assistant Vice President Financial Solutions Advisor at Bank of America Merrill Lynch from 2018 to 2021. Jay's professional focus is on simplifying financial planning and empowering clients to protect and grow their wealth through tailored, holistic strategies. He holds a California Insurance License, which complements his expertise in financial consulting. Jay aims to build enduring client relationships based on trust, transparency, and measurable success. Outside of his professional work, he enjoys biking, family activities, football, pets, swimming, and yoga.

Christopher Reyes is a financial advisor at Wells Fargo Clearing with 3 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and other firms. Reyes is based in San Jose, CA. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Iva Kordes is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She has worked previously at Wells Fargo Bank and Bank of America/Merrill Lynch. Kordes holds Series 63 and Series 65 credentials and is based in San Jose, CA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jeff Avancena is a Series 66 licensed financial advisor with Merrill, based in San Jose, CA. He has nine years of industry experience and has been with Merrill since 2015, concurrently working at Bank of America, N.A. since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tim Kao is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2018. In this role, he supports financial advisors and associates to deliver comprehensive financial services to clients. His professional approach emphasizes making complex financial decisions understandable through holistic guidance combined with Fidelity's resources to help clients manage their financial journeys effectively. Mr. Kao has extensive experience in the financial services industry, having held senior roles including Managing Director positions at Prudential Advisors from 2015 to 2018 and Park Avenue Securities from 2012 to 2015. Earlier in his career, he served as Agency Sales Director and National Consultant at MetLife Securities between 2006 and 2012, and as a Financial Planner at Tax and Financial Group from 2002 to 2006. He holds a California Insurance License. Outside of his professional responsibilities, Tim Kao enjoys biking, attending concerts, spending time with family, fitness, and playing football and golf.

Matthew Huerta is a financial advisor at UBS Financial Services with 26 years of experience. He holds Series 63 and Series 65 licenses and has worked at UBS since 2011. His prior experience includes roles at Morgan Stanley, Citigroup Global Markets, and Wells Fargo Clearing. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers research-driven investment strategies tailored to client goals.