Sun Kim is a financial advisor at Merrill with a Series 66 designation and 4 years of industry experience. He has been with Merrill since 2014. Outside of his advisory role, Kim works part-time in data entry and administrative tasks for All Asset Property Management. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other institutional investors.

Deborah Brandao is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2021. Prior to her current role, she was employed at Sac State PD and Contra Costa Sheriff's Department. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Reginal Prasad is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016. His prior experience includes roles at Wells Fargo Advisors LLC, Wells Fargo Bank, NA, and Walmart Inc. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Ron Dale is a CFP® with 34 years of experience in the financial industry. He is currently affiliated with OSAIC and has previously worked at Royal Alliance Associates, Inc. and Signator Investors, Inc. Beyond advising, he manages Dale Orchards, LLC, a family walnut farm, and serves as a board member for the Garden Highway Mutual Water Company, a local irrigation water district. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, offering integrated brokerage, advisory services, and access to third-party money managers. The firm utilizes various asset-allocation tools and supports multiple advisory platforms and legacy accounts.

Sam Fakhoury is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and nine years of industry experience. His career includes multiple roles within J.P. Morgan Securities LLC and J.P. Morgan Chase Bank since 2016, as well as a prior position at US Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm integrates advisory services with brokerage, distribution, and investment management capabilities.

Daniel Perez is a Planning Consultant at Fidelity Investments, where he works with individuals and families to develop comprehensive financial plans, focusing on retirement planning and long-term financial goals. He helps clients understand their current financial situation, identify their objectives, and create personalized strategies aimed at achieving those goals. Daniel is dedicated to building lasting client relationships and supporting informed financial decisions throughout every stage of the financial journey. Daniel has been with Fidelity Investments since 2022, progressing from Financial Representative to Relationship Manager before his current role as Planning Consultant. Prior to joining Fidelity, he worked as an Operations Specialist at Newport Group from 2018 to 2022. He holds a California Insurance License. Outside of his professional work, Daniel has interests in camping, fitness, food, golf, and snowboarding.

Edward Auel is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has prior experience managing financial reviews and participating in major decisions as a director at Butte Broadcasting Company, a radio station. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction across a broad investable universe.

Elizabeth Chavez is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2012. Outside of her advisory role, she is the creator and sole proprietor of ShopMy, a fashion and retail business. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Alexis Zenahlik is a financial advisor with Robert W. Baird & Co., holding a Series 66 designation and two years of industry experience. Prior to joining Baird in 2022, Alexis held positions at JPMorgan Chase and the Nevada County Association of Realtors. Alexis is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies and overlay services to meet client goals and risk tolerances.

Ryan Settle is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has worked at J.P. Morgan Securities since 2018 and previously spent nine years at Merrill Lynch, Pierce, Fenner & Smith Inc. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Ryan Andrade is a financial advisor at Merrill in Sacramento, CA, holding a Series 66 designation with three years of industry experience. His prior work history includes roles at Premier Credit Union, Robert Half supporting Viking Cruises and Preferred Long Distance Inc, Uber, Hotel De Anza, and San Jose State University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individual, high-net-worth, pension, charitable, and corporate clients. The firm’s approach integrates Merrill’s Chief Investment Office models with third-party management and leverages Bank of America’s broader platform of financial services.

Robert Taylor Jr. is a financial advisor with Cetera who holds a Series 63 designation and has 32 years of industry experience. He has worked with Cetera Wealth Services, LLC since 1996 and has been associated with Cetera and Financial Network Wealth Advisors LLC since 2023 and 2024, respectively. Outside his advisory role, he is involved in local community activities including coaching and managing safety for the Land Park Pacific Little League. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to a variety of investment platforms including third-party managers and model portfolios.

Garrett Gilardi is a financial advisor with Wells Fargo Clearing in Folsom, CA, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2017 and has also worked at Wells Fargo Bank NA since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Dana Lanzaro is a financial advisor with Ameriprise in Roseville, CA, holding a Series 63 designation and 31 years of industry experience. Prior to joining Ameriprise in 2025, Dana worked at Safe Credit Union and LPL Financial, LLC for 18 years. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning advice through written Recommendation Reports and ongoing annual reviews.

Aubrey Currington is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in assisting business owners align their business and personal finances. She is a Certified Exit Planning Advisor (CEPA) professional, equipped to help clients navigate various life stages including business growth, retirement planning, and business transitions. With a foundation built on early financial lessons, Aubrey focuses on personalized financial strategies tailored to clients' long-term goals. Her expertise encompasses corporate benefits, employee benefits planning, family wealth management strategies, personal retirement planning, small business strategies, and retirement income. She holds a Bachelor's Degree from California State University Sacramento and maintains several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Beyond her professional role, Aubrey is engaged in community activities through organizations such as 100 Black Men of Sacramento, FBI Citizens Academy Alumni, and the US Attorney's Office Hate Crime Task Force. She is also a member of the California Association for Nurse Practitioners. Her personal interests include cooking, football, soccer, and traveling.

Cassandra Heald is a financial advisor at RBC Capital Markets with a Series 66 designation and three years of industry experience. Prior to joining RBC Capital Markets in 2021, she worked at Audacy, Inc. and CBS Radio for a combined ten years. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and planning services, utilizing both in-house and third-party investment managers.

Lindsay Key is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019, following six years at E*Trade Capital Management LLC and E*Trade Securities LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm’s process uses structured discovery and approved planning tools, supporting clients with comprehensive financial strategies without providing individual security recommendations in standalone planning.

Reed Matsko is a financial advisor with OSAIC based in Sacramento, CA, holding a Series 66 license and with one year of industry experience. His prior roles include working as a financial paraplanner at Retirement Security Centers and various positions outside the investment field. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisers. The firm offers a broad range of services including brokerage, investment advisory, financial planning, and access to multiple advisory platforms and third-party money managers.

David Milligan Jr. is a Wealth Management Advisor and principal of The Deelstra Group at Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER™ certification and the Retirement Income Certified Professional® designation. David focuses on helping clients establish and execute a disciplined approach to retirement planning, providing access to Merrill's investment insights and the banking services of Bank of America. David works closely with clients, including business owners, executives, professionals, and multigenerational families, to discern their objectives and design cohesive strategies tailored to their financial goals. His expertise encompasses retirement readiness, cash flow management, aligning investments with time horizons, and mitigating retirement risks. He emphasizes a thorough process and transparent system to match investments to client goals and manages his team's efforts to ensure consistent performance. David earned his Bachelor's degree in Business Administration, Summa Cum Laude, from California State University Monterey Bay. Prior to his current role at Merrill Lynch, he served as the Head Golf Professional at Bayonet Black Horse Golf Course. David enjoys golfing and spends time with his family, including coaching his twin boys in Little League.

Matthew Crowley is a financial advisor at Raymond James Financial with 27 years of industry experience. He holds Series 65 and Series 66 designations and has worked previously at Wells Fargo Advisors and Wells Fargo Clearings Services. Crowley is also an associate at First Northern Advisors in Rancho Cordova, CA. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and charitable organizations. The firm provides financial planning and non-discretionary investment consulting, with a notable emphasis on advisory roles that support client decision-making rather than delegated management.