Aubrey Currington is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in assisting business owners align their business and personal finances. She is a Certified Exit Planning Advisor (CEPA) professional, equipped to help clients navigate various life stages including business growth, retirement planning, and business transitions. With a foundation built on early financial lessons, Aubrey focuses on personalized financial strategies tailored to clients' long-term goals. Her expertise encompasses corporate benefits, employee benefits planning, family wealth management strategies, personal retirement planning, small business strategies, and retirement income. She holds a Bachelor's Degree from California State University Sacramento and maintains several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Beyond her professional role, Aubrey is engaged in community activities through organizations such as 100 Black Men of Sacramento, FBI Citizens Academy Alumni, and the US Attorney's Office Hate Crime Task Force. She is also a member of the California Association for Nurse Practitioners. Her personal interests include cooking, football, soccer, and traveling.

Lindsay Key is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019, following six years at E*Trade Capital Management LLC and E*Trade Securities LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm’s process uses structured discovery and approved planning tools, supporting clients with comprehensive financial strategies without providing individual security recommendations in standalone planning.

Reed Matsko is a financial advisor with OSAIC based in Sacramento, CA, holding a Series 66 license and with one year of industry experience. His prior roles include working as a financial paraplanner at Retirement Security Centers and various positions outside the investment field. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisers. The firm offers a broad range of services including brokerage, investment advisory, financial planning, and access to multiple advisory platforms and third-party money managers.

David Milligan Jr. is a Wealth Management Advisor and principal of The Deelstra Group at Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER™ certification and the Retirement Income Certified Professional® designation. David focuses on helping clients establish and execute a disciplined approach to retirement planning, providing access to Merrill's investment insights and the banking services of Bank of America. David works closely with clients, including business owners, executives, professionals, and multigenerational families, to discern their objectives and design cohesive strategies tailored to their financial goals. His expertise encompasses retirement readiness, cash flow management, aligning investments with time horizons, and mitigating retirement risks. He emphasizes a thorough process and transparent system to match investments to client goals and manages his team's efforts to ensure consistent performance. David earned his Bachelor's degree in Business Administration, Summa Cum Laude, from California State University Monterey Bay. Prior to his current role at Merrill Lynch, he served as the Head Golf Professional at Bayonet Black Horse Golf Course. David enjoys golfing and spends time with his family, including coaching his twin boys in Little League.

Matthew Crowley is a financial advisor at Raymond James Financial with 27 years of industry experience. He holds Series 65 and Series 66 designations and has worked previously at Wells Fargo Advisors and Wells Fargo Clearings Services. Crowley is also an associate at First Northern Advisors in Rancho Cordova, CA. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and charitable organizations. The firm provides financial planning and non-discretionary investment consulting, with a notable emphasis on advisory roles that support client decision-making rather than delegated management.

Daniel Hunter is a Series 66-licensed financial advisor with Edward Jones in Folsom, California, where he has worked since 2010. He has 15 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Erika Davis is a financial advisor with Morgan Stanley in Folsom, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning agreements.

Brandon Fahl is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2020. In this position, he assists clients in achieving their short and long-term financial goals through a structured three-step process involving understanding clients' current situations and goals, developing and reviewing financial plans, and optimizing these plans using Fidelity's resources. Prior to his current role, Brandon gained experience as a Senior Financial Consultant at TD Ameritrade from 2019 to 2020 and as a Financial Adviser at Morgan Stanley from 2016 to 2019. He holds a California Insurance License. Outside of his professional work, Brandon's personal interests include cooking and baking, family activities, running, sailing, scuba diving, and traveling.

Arlene Leon is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley and RBC Capital Markets. Outside of her advisory role, she is a commissioned notary public in California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mario Perez is a financial advisor with Robert W. Baird & Co. in Sacramento, California, holding a Series 66 designation and 17 years of industry experience. He has worked at Robert W. Baird & Co. since 2020 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Mario is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored consulting and portfolio services, including financial planning, discretionary and non-discretionary portfolio management, and employs a range of investment strategies and overlays to meet client goals and risk tolerances.

Thomas Goode is a financial advisor at Morgan Stanley with 46 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and uses structured tools and models in its planning process.

Craig Mcloughlin is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Morgan Stanley and its affiliates since 2009, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He previously worked at Citigroup Global Markets. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured, tools-based planning process.

Terry Ward is a financial advisor with Merrill in Sacramento, CA, holding a Series 66 designation and 15 years of industry experience. He has been with Bank of America, N.A. and Merrill Lynch since 2010 and 2011 respectively. Merrill provides managed account services through its Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm offers a variety of model-based and discretionary investment strategies integrated within Bank of America’s corporate platform.

Artur Bukatar is a financial advisor with Primerica Advisors in Roseville, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been affiliated with PFS Investments Inc. since 2011 and Primerica Financial Services since 2010. Outside of advisory work, he receives compensation for referrals related to home security, automation products, and loan services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed accounts primarily for individual and high-net-worth clients. The firm uses a tiered wrap fee structure and curates third-party asset managers, with trading and execution delegated to BNY Mellon Advisors.

Lena Ronzone is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s advisory process is based on investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Judy Seibold is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management in Roseville, California. With a career beginning at Prudential Securities, she joined Merrill in 1994 and co-founded the Jalli/Seibold Group alongside Leonard Jalli. The team brings more than 60 years of combined financial services experience, focusing on helping high-net-worth individuals and families manage the complexities of their wealth through personalized strategies. Judy's expertise spans college education planning, family wealth management, services for endowments and foundations, and retirement income planning among others. She is also a Merrill Lynch Wealth Management Retirement Benefits Consultant, advising corporate retirement benefit plans across the country. Judy holds a Bachelor of Science degree in financial services from Brigham Young University and maintains several professional designations including CERTIFIED FINANCIAL PLANNER4, Certified Plan Fiduciary Advisor4, and Chartered Retirement Planning Counselor4. Residing in Sacramento with her wife and children, Judy is involved in her community and enjoys endurance sports such as running, swimming, and cycling. She has completed events like IRONMAN Coeur d'Alene and values spending time outdoors with family and friends.

James Apgar is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also has a longstanding role at JPMC BANK NA. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm offers non-discretionary advice through a structured process that includes an ESG eligibility framework and access to a broad range of approved funds and strategies.

Michelle Mccormick is a Series 66-credentialed financial advisor with one year of industry experience, currently affiliated with LPL Enterprise LLC. She has previously worked in marketing through MCORMC Marketing since 2022 and has a background spanning over a decade in a separate professional role prior to entering the financial services industry. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm combines advisory programs with brokerage and insurance product sales on an integrated platform.

John Durham is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at PNC Investments LLC, New York Life Insurance Co, and various Wells Fargo entities. Outside of his advisory work, he co-owns Beauty House Esthetics LLC, a beauty services business based in Stockton, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Babita Samtani is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 11 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously held roles at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. She is based in Rancho Cordova, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.