Michael Oswald is a Series 66 licensed advisor at Charles Schwab with nine years of industry experience. His prior roles include positions at Edward Jones, Pruco Securities LLC, and The Prudential Insurance Company of America. He is currently based in Leesburg, VA. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios, alternative investment due diligence, and integrated custody and brokerage services.

Esterlyn Fernandez is a Vice President and Wealth Planner at Fidelity Investments, a position she has held since 2023. In this role, she partners with clients and their families to develop and maintain financial plans tailored to their unique financial goals, emphasizing a relationship built on trust. Esterlyn's experience spans several roles within Fidelity Investments, including Financial Consultant, Planning Consultant, Relationship Manager, and Central Relationship Manager, dating back to 2016. Prior to joining Fidelity, she worked as a Universal Branch Associate at Capital One Bank from 2014 to 2016. Outside of her professional responsibilities, Esterlyn has interests in cooking and baking, family activities, gardening, parenthood, and softball.

Alexander Bowman is a financial advisor at Cetera with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cetera Wealth Services, LLC and Bowman Gaskins Financial Group, Inc. He is also involved in managing several real estate entities. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform. The firm offers a range of portfolio management, financial planning, and retirement services, with access to both affiliated and third-party money managers.

Brian Arezzo is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill Lynch in 2007 after founding the Arezzo Chirles Team at another financial institution in 2003. Brian holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Planning Counselor™ (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor of Science degree in Finance from Syracuse University. His areas of expertise include college education planning, education planning, personal retirement planning, tax minimization, and retirement income. Brian has served on the Board of Trustees for Loudoun Country Day School in Leesburg, Virginia, from 2014 to 2019 and was a member of the Father Wasson Legacy Endowment Board of Directors from 2009 to 2014. He resides in Arlington, Virginia.

Raymond Scott is currently serving as Vice President Private Wealth Management Advisor at Fidelity Investments. In this role, he partners with clients to develop strategies focused on wealth accumulation, preservation, and legacy planning. He has held various positions within the financial services industry, including Vice President, Wealth Management Advisor at Fidelity Investments since 2025, and prior to that, Vice President, Wealth Planner at Fidelity from 2022 to 2025. His earlier experience includes roles as Institutional Sales Consultant and Client Relationship Advisor at Homestead Funds from 2017 to 2021. Outside of his professional responsibilities, Raymond is interested in fitness, football, social events with friends, and parenthood.

Timothy Richardson is a CFA® charterholder with 12 years of industry experience. He is currently affiliated with Cetera and has held roles at Greenspace Financial, Avantax, Raymond James, and other financial firms. Outside of advisory work, he provides tax preparation services through his own DBA, Greenspace Financial, and volunteers assisting older adults with transportation and civic voting activities in Fairfax County. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and access to third-party managers, supporting both discretionary and non-discretionary investment strategies.

John Faith Jr. is a financial advisor with Raymond James Financial in Fairfax, VA, holding Series 63, 65, and 66 licenses and 27 years of industry experience. He has worked at Raymond James Financial since 2008 and also has experience with Union Bank and Atlantic Union Bank. Outside of his advisory role, he serves as acting trustee for the Faith Family Trust. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored strategies supported by extensive research and a broad affiliate network.

Nicole Kaplan is a financial advisor with Edward Jones in Fairfax, VA, holding a Series 66 designation and eight years of industry experience. Prior to joining Edward Jones in 2017, she worked at Merrifield Garden Center and was involved with the Potomac Environmental Research and Education Center as well as the Prince William County School Board. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering advisory programs that include discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 advisors.

Ben Smith Jr. is a financial advisor with Ameriprise in Falls Church, VA, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he volunteers as a financial educator for the Medical Society of Virginia through virtual presentations. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted recommendations, primarily for clients holding assets in Ameriprise-managed accounts.

Rashad Hames is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Fidelity Investments and Northwestern Mutual in various capacities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and access to alternative investments within an integrated and scalable operational structure.

Julie Gleason is a financial advisor with Raymond James Financial in Reston, VA, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at Ameriprise and LPL Financial. She also works as an associate and registered client service associate at Momentum Capitol Wealth Advisors. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting supported by extensive research and a broad affiliate network.

Rebecca Morello is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized wealth management strategies tailored to clients' unique financial goals. She joined the Steelman Aguirre Wealth Management Group in 2020 and draws on her prior experience at Surveyor Capital, a division of Citadel. Rebecca's expertise includes managing new wealth, executive and equity compensation, retirement planning, tax minimization, and college education planning, with a focus on serving women and supporting retirement income needs. Rebecca earned a dual degree from SUNY Oneonta and the Fashion Institute of Technology in Merchandising Management. She holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). Born and raised in upstate New York, Rebecca now resides in Encinitas, California, where she is active in the community. Her involvement includes volunteer work with Big Brothers Big Sisters of New York City and the Coronado Junior Woman's Club. Outside of her professional work, Rebecca enjoys a variety of personal interests such as reading, dancing, drawing, music, photography, running, skiing, swimming, traveling, and spending time with her family. She is committed to building strong client relationships and helping individuals navigate their financial lives with clarity and confidence.

Simon Hamilton is a financial advisor with Raymond James & Associates in Reston, VA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He previously worked for Robert W. Baird & Co. for 15 years before joining Raymond James in 2022. Outside of his advisory role, he is a director of a London-based property entity used for personal purposes. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through both non-discretionary and discretionary advisory programs, with additional capabilities in public finance and institutional consulting.

Ryan Oh is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His work history includes roles at Merrill since 2021 and Bank of America, N.A. from 2022 to 2024. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Matthew Poteete is a financial advisor with Ameriprise in Herndon, VA, holding a Series 66 designation and 15 years of industry experience. Prior to joining Ameriprise in 2021, he worked at Wells Fargo Clearing and Wells Fargo Bank NA from 2013 to 2021. He is also involved with Certainty of the Uncertainty, LLC, an advisor-owned entity established to manage his practice. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, offering written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver non-discretionary, algorithm-assisted recommendations tailored to clients’ needs.

Alina Pinkard is a financial advisor at Edelman Financial Engines with 16 years of industry experience. She holds Series 63 and Series 66 designations. Her prior roles include twelve years at Merrill and four years at Financial Engines Advisors L.L.C. before joining her current firm in 2026. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment solutions with an emphasis on diversified portfolios, periodic rebalancing, and long-term strategy.

David Rasdolsky is a financial advisor with Morgan Stanley in Reston, VA, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. His career includes roles at Merrill Lynch, Pierce, Fenner & Smith from 1993 to 2017 and Bank of America from 2009 to 2017 before joining Morgan Stanley Private Bank and Morgan Stanley in 2017. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes tools such as Monte Carlo simulations and input from its Global Investment Committee.

Anton Hammock Jr. is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at John Hancock for 19 years before joining OSAIC in 2018. Outside of his advisory role, he is also involved as a financial advisor with Signature Financial Partners, LLC. OSAIC serves a diverse range of clients including individual investors, high-net-worth individuals, pension plans, corporations, and charitable organizations through a large network of advisors. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and various third-party solutions to manage portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Daniel Maner is a financial advisor at Edelman Financial Engines with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at EF Legacy Securities, LLC and Financial Engines Advisors L.L.C. no notable outside activities are reported. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven proprietary modeling process combined with planner delivery and online tools, offering a range of discretionary and non-discretionary management solutions.

Lesia Bowman is a financial advisor with Cetera, holding a Series 66 designation and 20 years of industry experience. She has worked at Cetera and its affiliates since 2013 and has managed Bowman Gaskins Financial Group since 2005. Outside of her advisory role, she is an independent insurance agent specializing in disability, life, accident, and health insurance. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a large network of independent advisors and provides access to multiple program structures and third-party managers.