Theodore Quillen IV is a financial advisor at Commonwealth Financial Network with 19 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at WSFS Bank before joining Commonwealth in 2015. He is also a co-owner of Haven Private Wealth LLC, a private entity established to facilitate securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and back-office support including operations, trading, technology, investment management, compliance, and practice management. The firm offers various investment programs and model portfolios developed by its Investment Management and Research team, supporting advisors who operate under their own brand names.

Christopher Mayer is a financial advisor at OSAIC Institutions, Inc. with four years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Pacer Financial, Inc. for four years and has a background that includes roles in education at Boston College and St. Joseph's Preparatory School. OSAIC Institutions, Inc. serves individual and institutional clients including high-net-worth individuals, ERISA plans, trusts, estates, and corporations. The firm offers customized advisory services, financial planning, and access to alternative investments through a hybrid adviser and broker-dealer model with a network of investment adviser representatives.

Christine Hennigan is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® designation and Series 63 license, with 36 years of industry experience. She has been with Hornor, Townsend & Kent since 1992 and has also been associated with Penn Mutual since 1991. Outside of her advisory role, she is principal of Divorce Wealth Strategies, LLC, where she provides pre-divorce financial planning as a Certified Divorce Financial Analyst, and she engages in speaking activities related to divorce planning and financial awareness for women. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory programs and broker-dealer services, with a notable dual registration and a sizable discretionary asset base.

Casimir Seweryn is a financial advisor at TIAA-CREF with 24 years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes roles at Vanguard and eMoney Advisor before returning to TIAA in 2020. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides customized portfolio management alongside model portfolio options and acts as adviser to the TIAA Donor Advised Fund.

David Skelly is a CFP® professional with 24 years of experience in the financial services industry. He is currently with Commonwealth Financial Network and Vala Wealth Management, having previously worked at OSAIC and Woodbury Financial Services. He is also the owner of Skelly Financial Planning Group, LLC. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides back-office support, technology, investment management, and compliance services, offering various advisory programs including discretionary model portfolios and personalized indexing options.

Kathleen Vasko is a CFP® and ChFC® with eight years of experience, currently advising at Janney Montgomery Scott. She has worked exclusively at Janney Montgomery Scott throughout her financial career and previously spent time at Wirx Pharmacy and Family Support Line. Kathleen serves as a trained advocate for CASA Youth Advocates of Delaware and Chester County and participates on the College and Career Planning Committee for Unionville Chadds Ford School District. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporations, retirement plan sponsors, charitable organizations, and municipal clients, providing brokerage, financial planning, consulting, and wrap/advisory programs with a combination of in-house and third-party portfolio management.

David Berkeihiser is a financial advisor with Private Advisor Group, LLC, holding CFP® and ChFC® designations and over 31 years of industry experience. He has been with Private Advisor Group since 2012 and associated with LPL Financial since 1997. Berkeihiser also works as an independent insurance agent in a limited capacity. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, and retirement plan consulting. The firm utilizes a fiduciary-based advisory model and a variety of technology platforms and third-party managers to provide diversified investment solutions.

Daniel Zajac is a CFP® professional with 21 years of industry experience, currently affiliated with Commonwealth Financial Network and leading the Zajac Group since 2021. His prior experience includes roles at Lincoln Investment and Capital Analysts Incorporated. Outside of his advisory work, he is involved in tax preparation services through Zajac Tax, LLC, writes financial blog content, and co-owns Animate Wealth, a fintech application development company. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a comprehensive platform of advisory programs, technology, investment management, and practice-management support, allowing advisors discretion to construct portfolios and access model portfolios managed by Commonwealth’s Investment Management and Research team.

Thomas Daniels is a CFP® and holds a Series 65 license with eight years of industry experience. He has worked at Creative Planning, LLC since 2023 and previously spent seven years at Daniels + Tansey, LLP. Daniels is based in Greenville, DE. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by direct indexing, tax-loss harvesting, and selective private market exposure.

Joshua Levitus is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and three years of industry experience. He previously worked at OSAIC and New Century Financial Group, among other firms. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm employs a combination of strategic asset allocation and multi-manager portfolios, offering both active and passive investment options through various platforms and third-party programs.

Carl Nadwodny Jr. is a CFP® and CFA® credentialed financial advisor at Focus Partners Wealth, LLC with 11 years of industry experience. He previously worked at Buckingham Strategic Wealth, LLC and Convergent Financial Strategies LLC. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients, offering a broad range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Ian Mac Kinnon is a financial advisor at Focus Partners Wealth, LLC with three years of industry experience. He holds a Series 66 designation and previously worked at WealthBridge Financial and Edmund Optics, Inc. In addition to his advisory role, he owns AtTrainable Real Estate IQ, LLC, a real estate business focused on buying, renovating, and selling or leasing investment properties. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that blends active and passive strategies, third-party managers, and private funds under an enhanced open architecture framework.

Stephanie Maurer is a financial advisor at Commonwealth Financial Network with one year of industry experience. She holds a Series 65 designation and has previously been associated with Independence Wealth Services. Outside of her advisory work, she is a member of Shellenberger Family, LLC, a family business unrelated to investments. Commonwealth Financial Network is a national registered investment adviser that supports approximately 2,950 advisors with a range of advisory programs and services, including wealth management and retirement plan consulting. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors who deliver personalized client portfolios.

Landon Swallow is a financial advisor at Hornor, Townsend & Kent, LLC with five years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Northwestern Mutual and Penn Mutual Life Insurance Company. Swallow is also involved in insurance brokerage businesses, including roles with 1847Financial, Estate Strategies Inc, and Redwood Financial Advisors. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, managing billions in assets through a network of advisors and third-party asset managers.

Daniel Rowles is a CFP® and holds a Series 66 license with 22 years of industry experience. He has worked at Private Advisor Group, LLC and LPL Financial since 2011 and previously held roles at Ridgeway Conger Advisory Services, Merrill, PNC Wealth Management, and Citigroup Global Markets. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based model that incorporates third-party managers and technology platforms to implement diversified investment strategies.

Tyler Foley is a financial advisor with Key Investment Services LLC in Kennett Square, PA, holding Series 63 and Series 66 credentials and nine years of industry experience. His career includes roles at KeyBank, Santander Securities, The Prudential Insurance Company of America, and Branch Banking and Trust. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a broad network of financial professionals. The firm employs a multi-provider model for portfolio implementation and oversight, with significant integration of affiliated services from KeyCorp entities.

Linda Farquhar is a financial advisor with TIAA-CREF and holds a Series 66 designation. She has seven years of industry experience, including prior self-employment and business ownership with Entredonovan Wholesale LLC and Entredonovan LLC. She is active in her community as Co-Chair of the social committee for the Westover Hills Woods Homeowners Association and serves on the board of the University of Pennsylvania Alumni Club of Delaware. TIAA-CREF provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing retirement plan relationships. The firm offers both model portfolio and customized portfolio management under a fiduciary standard.

Michael Kernicky is a CFP® with 43 years of experience in the financial industry. He currently works at Janney Montgomery Scott, where he has been since 2018. His prior experience includes roles at Bank of America and Merrill. Kernicky serves as Secretary and Rear Commodore on the board of the Yacht Club of Sea Isle City in New Jersey. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base through a variety of brokerage, financial planning, and advisory programs, combining in-house portfolio management with third-party managers.

Bernard Audet is a financial advisor at GWN Securities Inc. with 40 years of industry experience and holds a Series 63 designation. His career includes positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, MetLife Securities Inc., and over four decades at Creative Financial Planning Org. GWN Securities provides investment advisory services to individual and corporate clients through a variety of managed account programs and financial planning offerings. The firm utilizes both affiliated and unaffiliated sub-advisers and employs market-timing and momentum-based strategies within certain legacy programs.

Gregg Somerville is a CFP® with over 41 years of experience in the financial industry. He is currently with Independent Financial Partners and has previously worked at Realta Equities, Inc. and Realta Investment Advisors for 11 years. Outside of his advisory role, he owns and operates Somerville Investments, a business focused on portfolio management and financial projections. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm is noted for its decentralized investment approach and formal retirement-plan advisory and pension consulting capabilities.