Maxwell Freed is a Series 66 licensed financial advisor with Vanguard Advisers in Malvern, PA. He has one year of industry experience and has been with Vanguard Advisers, The Vanguard Group, and Vanguard Marketing Corporation since 2026. Prior to joining the financial industry, he held roles at Equitable Advisors, Ameriprise Financial Services, and various nonfinancial positions, including work in education and the food service industry. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering tax-aware features and customization options through a digital platform supported by over 2,200 advisors.

John Zebuski is a financial advisor at Vanguard Advisers with a Series 66 credential and one year of industry experience. His prior work includes positions at Eastern University, Delaware County Community College, and multiple other organizations in various roles. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed largely from Vanguard funds and ETFs.

Melanie Jacyszyn is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 26 years of industry experience. She has been with The Vanguard Group since 2014. Outside of her advisory role, she is involved with The Fuschia Butterfly, a non-investment business. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach, constructing portfolios mainly from Vanguard funds and ETFs, and serves a large client base through its automated platform combined with a team servicing model.

Christina Marie Gutt is a CFP® with 15 years of industry experience, currently serving at Vanguard Advisers since 2017. Prior to Vanguard, she worked at Hillview Capital Advisors for five years. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a broad range of customization options across portfolios constructed mainly from Vanguard funds and ETFs.

Zachary Laidlaw is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at TD Ameritrade. His background also includes a period devoted to traveling. Strategic Advisers LLC, a Fidelity Investments company where he works, provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and it serves multiple registered investment companies and intermediary platforms.

Ian Rykaczewski is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and eight years of industry experience. He has previously worked with Randstad and Movers Specialty Services. Outside of his advisory role, he owns Upstream Fly Guy LLC, a fly fishing sales business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach centered on Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and an extensive advisor network.

Cameron Scully is a financial advisor at Vanguard Advisers with seven years of industry experience. He has worked at The Vanguard Group since 2019 and holds Series 63 and Series 66 licenses. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct personalized portfolios largely composed of Vanguard funds and ETFs.

Randall Hall is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. He has been with The Vanguard Group since 2004. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily invests in Vanguard funds and ETFs, serving a large client base through a combination of digital platforms and advisor teams.

Jennifer Mc Donough is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at Wells Fargo and Charles Schwab. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Nicholas Valerio is a Financial Consultant currently working at Fidelity since 2023. In his role, he engages clients in discussions about their short- and long-term financial goals to develop tailored strategies through a holistic planning approach. Nicholas has experience in various financial advisory positions, including serving as an Investment Consultant at Fidelity from 2021 to 2023, Senior Sales Consultant at Vanguard from 2019 to 2021, Annuity and Retirement Savings Specialist at Vanguard from 2018 to 2019, and as a Licensed Associate at Vanguard from 2017 to 2018. His background encompasses investment consulting, annuities, retirement savings, and financial sales. Using the resources available at Fidelity and collaborating with his team, Nicholas aims to support clients and their families in achieving investment success.

Sean O Donnell is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 designations and approximately four years of combined experience in the financial and educational sectors. His prior work includes roles at Vanguard Marketing Corporation, The Vanguard Group, and positions in academic institutions such as West Chester University of Pennsylvania and Bucks County Community College. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to personalize asset allocations, managing client relationships at scale through a combination of digital platforms and advisor teams.

Jack Towsen is a financial advisor at Vanguard Advisers with Series 66 and Series 63 licenses and two years of industry experience. His work history includes roles at Vanguard Marketing Corporation, The Vanguard Group, Inc., and S-S Bendure & Hartwig. Prior to his financial services career, he has varied experience including positions at Every Level Basketball LLC and Lehigh University. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach incorporating proprietary models to set personalized asset allocations, with portfolios built largely from Vanguard funds and ETFs.

Robert Ramirez is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Vanguard Advisers in 2025, he worked at J.P. Morgan Chase Bank NA and J.P. Morgan Securities LLC. He is also a member of the Pennsylvania Army National Guard. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios mainly from Vanguard funds and ETFs with various customization options.

Andrew Freed is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and three years of industry experience. He has worked at The Vanguard Group and Vanguard Marketing Corporation since 2021, with prior experience at State Street. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs.

Zhi Xi Zhang is a financial advisor with Vanguard Advisers, holding a Series 66 designation and currently in the first year of industry experience. Prior to joining Vanguard, Zhang's work history includes roles at Randstad, Pennsylvania State System of Higher Education, and The Hershey Company, among others. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. Its investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies and largely Vanguard funds and ETFs to deliver personalized portfolios with tax-aware features and customization options.

Geraldine Wardle is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has been with Primerica Advisors since 1987 and Primerica Financial Services since 1991. Outside of advisory services, she is involved in sales of investment-related products and also participates in referrals for home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm uses a curated selection of third-party asset managers and a tiered wrap-fee structure, focusing on retail clients rather than institutional or pension plan management.

Christopher Batastini is a financial advisor at Vanguard Advisers with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at The Vanguard Group since 2021. His prior experience includes eight years at The Prudential Insurance Company of America and PRUCO Securities. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios mainly composed of Vanguard funds and ETFs.

David Messina is a Series 66-licensed financial advisor with 11 years of industry experience, currently affiliated with LPL Financial since 2022. His prior experience includes roles at CUNA Brokerage Services, Inc. and CUNA Mutual Group beginning in 2019, as well as positions at Charles Schwab and other firms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, with both discretionary and non-discretionary management supported by in-house and third-party research.

John Nicholson Jr. is a financial advisor at Vanguard Advisers with seven years of industry experience and holds a Series 66 designation. His prior work includes roles at Equity Services Inc and National Life Group, as well as entrepreneurial experience with Perfectus Painting. He volunteers as a finance committee member for Camphill Village Kimberton Hills, a nonprofit community for adults with developmental disabilities. Vanguard Advisers offers automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and emphasizes portfolios constructed from Vanguard funds and ETFs with various customization and tax-aware features.

Nicholas Lennox is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 designations and having 10 years of industry experience. He has been with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2016 and has a role with Conshohocken Cards & Collectibles since 2026. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed largely from Vanguard funds and ETFs, offering a range of customization options and serving a large client base through digital delivery and a team servicing model.