Nicholas Azcona is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has worked at Merrill since 2021, as well as at Bank of America, N.A. since 2025. Prior to his career in finance, he was involved in the hospitality and childcare sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Elijah Perry is a financial advisor with Morgan Stanley in Garden City, NY. He holds a Series 66 designation and has experience at Morgan Stanley, New York Life Insurance, and Target Corporation. His background also includes roles in education at several institutions. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support its advisory services.

Babita Trivedi is a CFP® with 12 years of industry experience, currently serving as a financial advisor at OSAIC since 2018. Prior to joining OSAIC, she worked at Sii from 2014 to 2018. Outside of her advisory role, she is involved with Lighthouse Financial Network, LLC as a financial planner and also operates an insurance brokerage as a sole proprietor. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a focus on diversified portfolio construction, utilizing various investment tools and third-party platforms.

Andre Beckles is a financial advisor with LPL Financial, holding a Series 63 designation and over 35 years of industry experience. He has been with LPL Financial since 2013. Outside of his advisory role, Beckles is involved with Harare Asset Management, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, incorporating machine-learning tools to support its large network of advisors.

Jonathan Totillo is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors and Equitable Financial Life Insurance. Outside of his advisory work, he has worked as a mathematics tutor. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Patrick Dowden is a financial advisor with Raymond James & Associates in Garden City, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Raymond James & Associates since 2007. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing roughly $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Gaynell Hunte is a financial advisor at Merrill with 17 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Merrill since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Steven Harty is a CFP® with 41 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he manages an independent advisory business through STJMD Enterprises Inc. Ameriprise provides retirement-income planning services focused on clients approaching or in retirement with substantial investable assets, delivering tailored recommendation reports that incorporate tax-smart strategies and asset management. The firm combines research, modeling, and automation to support its advisory approach while offering a broad range of financial solutions through its institutional platform.

Christopher Liguori is a financial advisor with LPL Financial in Garden City, NY, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has worked at LPL Financial since 2015 and has also been associated with Webster Bank and Sterling National Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, employing a range of investment strategies and technologies to support its network of over 22,800 advisors.

Elana Lundbye is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan, she worked at Fidelity Investments and has held roles in various sectors including hospitality and education. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG framework to recommend approved funds and strategies.

Daniel Saxe is a CFP® professional with 30 years of industry experience, currently serving as an advisor at OSAIC since 2024. Prior to joining OSAIC, he worked at American Portfolios Financial Services for 19 years. Outside of his advisory role, he is president of a tax preparation and bookkeeping business and serves as treasurer for a nonprofit organization related to retired police officers in New York. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, financial planning, and access to multiple investment platforms and third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct client portfolios across various asset classes and supports both discretionary and non-discretionary account management.

Michael Rosenstein is a Senior Financial Advisor and co-head of a wealth management team at Merrill Lynch Wealth Management in Garden City, New York. He leads a disciplined financial planning process that begins with understanding clients' current situations and goals, followed by designing and implementing customized plans with ongoing communication to adapt to changing markets and personal circumstances. Michael's expertise includes portfolio management, individual portfolio construction, and overseeing portfolio performance. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification, the Chartered Retirement Planning Counselor™ (CRPC) designation, and the Personal Investment Advisor (PIA) designation, reflecting his commitment to helping clients set meaningful and attainable financial goals. He has been named to Forbes' "Best-in-State Next-Generation Wealth Advisors" list in 2019, 2022, 2023, and 2024. Michael earned a Bachelor's degree in Finance from the University at Buffalo's School of Management. He is fluent in Russian and English. He lives in Melville with his wife and two children.

Daniel O'Connell is a financial advisor at Merrill with 42 years of industry experience. He holds a Series 63 designation and has been with Merrill since 1983, concurrently working at Bank of America since 2009. Outside of his advisory role, he serves as an officer for the Backus Farm Homeowners Association, overseeing dues collection for property maintenance, and is a member of Pine Neck Realty, LLC, which focuses on liability protection and estate planning. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Angela Saladino is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing 21 years of industry experience. She has worked with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012, and previously served at the NUS Department of State from 2012 to 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support client decision-making.

Dean Gregory is a financial advisor with Morgan Stanley in Garden City, NY, holding a Series 66 designation and 24 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning, managing approximately $2.74 trillion in client assets.

Brandon Hodges is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and having 10 years of industry experience. He has worked at JPMorgan Securities LLC since 2017, following brief tenures at Bank of America and Merrill. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations. The firm’s advisory services are delivered on a non-discretionary basis, allowing clients to retain final decision-making authority.

Anthony Mossa is a financial advisor at Cetera with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Avantax Advisory Services and Avantax Insurance Agency, among other firms. Outside of his advisory role, he owns and operates S. Mossa Agency, providing life, property and casualty, and health insurance to clients. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors, utilizing a multi-manager platform with various program options and custodial relationships.

Augustine Ezechi is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 66 designation and has previously worked at J.P. Morgan Securities and Chase Investment Services Corp. Outside of his advisory role, he is involved in a child care-related human services activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with both discretionary and non-discretionary investment strategies.

Jesse Romano is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has prior experience at Goldman Sachs and several law firms. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Francine Frechter is a financial advisor at Stifel with 42 years of industry experience. She holds Series 63 and Series 65 designations and has been with Stifel since 2014. Outside of her advisory role, she serves as a trustee for the non-profit Yeshive Bachurei Chemed, where she helps oversee fund dispersal to Israel. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.