John Zaprzalka is a financial advisor with Commonwealth Financial Network who holds a Series 66 designation and has 24 years of industry experience. He previously worked at LPL Financial for 18 years and has been associated with Apicella, Testa & Co., P.C. for over four decades. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm provides operations, trading, technology, investment management, compliance, and practice-management support while allowing advisors discretion in portfolio construction.

Jennifer Huisking is a CFP® and ChFC® with 14 years of industry experience. She is currently with Goldman Sachs Wealth Services, where she has worked for 10 years, and previously spent three years at United Capital Financial Advisers, LLC. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, corporate participants, and institutional clients. The firm employs strategic and tactical allocation models supported by affiliated Goldman Sachs entities, offering a range of specialized services such as Private Family Office programs, Financial Wellness, and access to Alternative Investments.

Quxing Zhu is a CFA® charterholder with 10 years of industry experience, currently serving as an advisor at HSBC Securities (USA) Inc. Zhu has been with HSBC Securities since 2017 and has worked at HSBC Bank USA, N.A. since 2016. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm uses a combination of strategic and tactical asset allocation with multiple risk profiles, providing both client-directed and fully discretionary investment options.

Donna Goldman is a CFP® with 42 years of industry experience and has been with Oppenheimer since 2009. She holds a Series 63 license and is based in Somers, NY. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides advisory and brokerage services with a focus on strategic and tactical asset allocation, manager selection, and a variety of investment strategies, managing assets through both discretionary and non-discretionary programs.

Mark Vida is a financial advisor with OSAIC Institutions, INC. based in Fairfield, CT. He holds Series 63 and Series 65 licenses and has 38 years of industry experience. His prior work includes roles at United Bank, Infinex Investments, Inc., Investmark Advisory Group, Commonwealth Financial Network, and Fairfield County Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by providing a range of advisory and brokerage services through customized engagements. The firm is notable for its predominantly non-discretionary assets and its integrated approach combining advisory and brokerage solutions with access to alternative investments and lending platforms.

Kathleen Riocci is a financial advisor with Principal Financial Services in Stamford, CT, holding Series 63 and Series 65 credentials and having 10 years of industry experience. She has been with Principal Securities Inc. and Principal Life Insurance Company since 2016. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Eric Young is a financial advisor at Hightower Advisors with 14 years of industry experience. He holds a Series 65 designation and has worked previously at Emissary Wealth and RPM Capital Management LLC. He is based in Westport, CT. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles.

Peter Karadimas is a financial advisor at Focus Partners Wealth, LLC with 12 years of industry experience. He holds a Series 66 designation and has worked at The Colony Group, LLC, GYL Financial Synergies, LLC, and Resnick Investment Advisors, LLC. Outside of his advisory role, he serves as a trustee for an estate planning trust. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, institutions, and businesses. The firm employs a long-term, tax- and fee-sensitive investment approach within an enhanced open architecture framework that combines various active and passive strategies.

James Wallace is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Prior to joining Steward Partners, he worked at Newtown Savings Bank and infinex Investments, Inc. He serves on the boards of two nonprofit organizations focused on youth services and community support in Connecticut. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in assets. The firm serves individuals, pension plans, corporations, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and consulting services through both proprietary and third-party solutions.

Nicole Turosky is a CFP® with nine years of industry experience, currently serving at OSAIC Institutions, Inc. since 2025. Her prior experience includes roles at Wells Fargo Clearing Services LLC for eight years and Northwestern Mutual from 2016 to 2017. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, access to alternative investments, and a hybrid adviser/broker-dealer structure that distinguishes it within the enterprise advisory space.

Alana Mcmillan is a financial advisor at Citigroup Global Markets with 29 years of industry experience. She has been with Citigroup Global Markets since 2007 and holds Series 63 and Series 65 designations. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal standards and oversight committees for manager selection and monitoring, and it combines large institutional scale with specialized market roles and arrangements.

Christopher Tumio is a financial advisor at Mariner with a Series 65 credential and one year of industry experience. His prior work includes roles at Webster Financial Corporation, People's United Bank, and PricewaterhouseCoopers. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and tax services. The firm employs customized portfolios overseen by an Investment Committee and combines in-house research with third-party managers, providing a range of strategies and integrated tax and accounting services.

John Sutfin is a Series 65-licensed advisor at Integrity Alliance, LLC with three years of industry experience. His prior work includes roles at Brokers International Financial Services and Bankers Life. In addition to his advisory work, he is involved with American Senior Benefits, where he works as a fixed insurance agent and provides retirement planning services. Integrity Alliance serves a broad client base including individual investors, corporations, and qualified retirement plans, managing approximately $5.4 billion in client assets through a network of over 300 independent representatives. The firm offers a variety of investment strategies and support services, operating as both an SEC-registered investment adviser and a broker-dealer.

George Keith is a financial advisor at Janney Montgomery Scott with 36 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials and has been with Janney in various capacities since 2012. He serves as a board member of a homeowners association in New Fairfield, CT. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base through a combination of in-house and third-party portfolio management, offering brokerage, financial planning, and advisory services across multiple wrap programs and model portfolios.

Lawrence Cohen is a financial advisor at Oppenheimer with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Oppenheimer since 2006. Cohen also serves as a successor trustee on the Cohen/Stessman Trust, a role he performs without compensation. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as discretionary and non-discretionary investment management, consulting, and financial planning. The firm employs strategic and tactical asset allocation, manager selection, and various investment strategies to develop client solutions, while also acting as a qualified custodian and providing commission-based advisory programs.

Michael Pfeffer is a financial advisor at Oppenheimer with 33 years of industry experience. He holds Series 63 and Series 65 designations and has been with Oppenheimer since 2008. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations, offering advisory and brokerage services such as investment management, consulting, and retirement services. The firm employs strategic and tactical asset allocation and manager selection to construct client solutions, with a notable role as a qualified custodian and a mix of discretionary and non-discretionary management programs.

George Molloy is a financial advisor at Independent Financial Partners with one year of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors and Private Wealth Systems. Prior to his advisory career, he was involved with the Ojai General Store for four years. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with a notable focus on retirement-plan advisory and pension consulting services.

Amber Camargo is a financial advisor at Hightower Advisors with seven years of industry experience. She holds a Series 66 designation and has been with Hightower Securities, LLC since 2015. Based in Westport, CT, her career has been focused at the firm during this period. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, including pension plans, charitable organizations, corporations, and financial institutions. The firm emphasizes multi-manager solutions and proprietary research in portfolio construction, offering discretionary and non-discretionary management alongside access to alternative investments and private funds.

Joshua Scherer is a financial advisor at Oppenheimer & Co., Inc. with 29 years of industry experience. He has been with Oppenheimer since 2003. Outside of his advisory role, he is president and owner of a retail store and is involved in business investments and venture capital through partnerships and a venture capital fund. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation and a variety of investment vehicles to construct client solutions.

Stephen Dennis is a financial advisor at Janney Montgomery Scott with 13 years of industry experience. He holds the Series 66 designation and has been with Janney Montgomery Scott since 2013. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, and multiple advisory programs.