William Creesy is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His career includes long tenures at Lexington Financial Planning Group, Inc. and Commonwealth Equity Services, Inc. He is also engaged in fixed insurance sales at his branch location. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts, offering diverse portfolio management and financial planning services through a multi-manager platform.

Ryan Gouveia is the Branch Leader at the Hingham Investor Center, where he leads a team of financial professionals. In this role, he focuses on supporting the aspirations of both clients and associates, emphasizing coaching and personal development. Prior to becoming Branch Leader in 2024, Ryan held several positions at Fidelity Investments, including Planning Consultant from 2023 to 2024, Relationship Manager from 2022 to 2023, and Financial Representative from 2021 to 2022. Throughout his tenure at Fidelity Investments, Ryan has gained experience in client relationship management, financial planning, and team leadership. His career progression within the firm reflects a commitment to advancing his expertise in the financial services industry.

Nathan Carvalho is a financial advisor with Fidelity, holding a Series 66 designation and 15 years of industry experience. He has worked at various Fidelity entities since 2013, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad range of clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.

Mark Kelley is a financial advisor at Ameriprise with four years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2020. Prior to joining Ameriprise, he worked at Granite Telecommunications for eight years. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

John Destefanis is a CFP®-credentialed financial advisor with 38 years of industry experience. He is currently with Cambridge Investment Research Advisors and previously worked for Cantella & Co., Inc. for over a decade. Destefanis is also president of Destefanis Financial Services, where he is involved in insurance and benefits. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and estates. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of discretionary and non-discretionary investment strategies and platforms.

Paul Ouellet is a Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2012, progressing through various roles including Institutional Operations Representative, Inside Sales Representative, Regional Investment Consultant, and Financial Consultant before his current position. In his role, Paul partners with individuals and families to create personalized wealth plans focused on the growth, protection, and distribution of assets. He works collaboratively with clients to navigate important financial decisions aimed at achieving better financial outcomes. Outside of his professional responsibilities, Paul has interests in football, gardening, and golf.

Peter Donovan is a financial advisor with Ameriprise in Duxbury, MA, holding a Series 66 designation and 14 years of industry experience. He has been with Ameriprise and its affiliated entities since 2011. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers services through a centralized consulting team working alongside financial advisors.

Kevin Butler is a Certified Financial Planner (CFP®) with 43 years of industry experience. He is currently with Morgan Stanley, where he has worked since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Prior to joining Morgan Stanley, Butler was at Citigroup Global Markets beginning in 1993. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured financial planning process supported by firm-approved tools and serves clients through both direct and corporate financial planning arrangements.

Mitchell Jones is a financial advisor at Ameriprise with a Series 66 license and two years of industry experience. His prior work includes positions at Santander Securities and Santander Bank, as well as roles outside finance such as participating in the North American Language and Cultural Assistants Program and working at Black Sheep Coal Fired Pizza. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice based on tax-aware withdrawal strategies and dependable income sources.

Christopher Baughan is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. He has been with LPL Financial since 2011. He also operates Baughan Wealth Management as a DBA in Foxboro, MA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management and access to diverse model portfolios and research.

David Sousa is a financial advisor with LPL Financial, holding the ChFC® designation and licenses including Series 63 and 65, with 31 years of industry experience. Prior to joining LPL Financial in 2026, he worked for 27 years at OSAIC. Sousa also operates a sole proprietorship offering health, accident, and life brokerage services alongside his investment advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by model portfolios and research from internal and third-party sources.

Michael Devlin is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked with LPL Financial since 2010 and is also associated with Global Retirement Partners, where he provides investment advisory services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Daniel Horner is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Fidelity Investments since 2013, including a role at Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, providing services such as discretionary portfolio management and fund advisory.

Michael McGrath is a Financial Consultant at Fidelity Investments, where he supports individuals and families in utilizing the full range of resources the firm offers. His focus is on assisting clients in achieving financial peace of mind and confidence in their retirement, financial plans, wealth, and legacy goals. He has been with Fidelity Investments since 2012, progressing through roles including Financial Representative and currently as a Financial Consultant since 2022. Prior to returning to Fidelity, Michael held multiple positions at John Hancock from 2013 to 2022, including Business Development Director, Internal Sales Consultant, and Consolidation Specialist. Outside of his professional career, Michael enjoys activities such as going to the beach, attending concerts, spending time with family and friends, as well as golfing and skiing.

Noah French is a financial advisor with Edelman Financial Engines, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at various affiliates of Edelman Financial Engines since 2014. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven proprietary modeling process combined with planner delivery and online tools, offering diversified model portfolios with a long-term investment orientation.

Eric Merrifield is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2010. He has been with Fidelity Investments since 1999, serving in various roles including Senior Relationship Officer, Relationship Officer, Registered Representative, and Workplace Investments Representative. His work focuses on developing strategic financial plans tailored to all stages of life, helping clients build wealth, generate retirement cash flow, and address legacy and estate planning considerations. He collaborates with clients to set strategic short- and long-term goals based on an analysis of their current financial situation, aiming to create comprehensive plans that reflect their personal priorities, concerns, and aspirations.

Brendan Coleman is a financial advisor at Charles Schwab with 18 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Charles Schwab since 2018, including time at Charles Schwab Investment Advisory, Inc. and Windhaven Investment Management, Inc. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment options supported by multi-asset model portfolios and a centralized operational structure.

Brendan O Sullivan is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and two years of industry experience. Prior to joining MassMutual, he worked at Coca Cola Consolidated Inc. and MacLean Power Systems. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars using firm-approved analytical tools to support collaborative, annual planning engagements.

Stephen Davis is a financial advisor with LPL Financial in Mansfield, MA, holding a Series 63 license and 33 years of industry experience. He has been associated with Linsco/Private Ledger Corp. since 1992. Outside of advisory services, he is involved in insurance sales through his agency, Robert W. Davis Insurance Agency, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and advanced research.

Daniel Leveroni is a financial advisor with LPL Financial based in Braintree, MA. He holds the CFP® designation and a Series 63 license, and has 49 years of industry experience. He has been with LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.