Joseph Tecklenburg is a financial advisor at LPL Financial with five years of industry experience. He holds the CFP® and ChFC® designations, as well as a Series 63 license. His prior experience includes roles at Northwestern Mutual Wealth Management Company and Ayco Mercer, a Goldman Sachs company. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary portfolio management supported by in-house and third-party research.

Louis Dahoda is a financial advisor with Edward Jones in Clifton Park, NY, holding a Series 66 designation and over 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he is involved in managing several residential rental properties in Waterford, NY. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory strategies and investment options, supported by a large network of financial advisors and branch offices nationwide.

Kelsey Irwin is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has been providing tailored wealth strategies since joining in 2011. She specializes in helping individuals and families build, manage, and preserve their wealth through personalized financial planning and investment management. Her work focuses on addressing client needs across various areas including college education planning, legacy planning, retirement income, tax minimization, and socially responsible investing. Kelsey holds a Bachelor's Degree from the University of Florida and a Master of Business Administration from Boston College Carroll School of Management. She is certified as a CERTIFIED FINANCIAL PLANNER® (CFP®) and Chartered Retirement Planning Counselor™ (CRPC), and holds FINRA Series 7 and 66 registrations. She works as part of the Franke, Stento, Mohan & Irwin Group, providing practical strategies and detailed planning to help clients simplify wealth complexities. Originally from Florida, Kelsey currently resides in Niskayuna, New York. She is a member of the Junior League of Boston. Outside of work, she enjoys running, including having completed seven marathons and qualified twice for the Boston Marathon, as well as boating, cooking, swimming, traveling, yoga, and spending time with her family.

Thomas Mcdonald Jr. is a Series 66-licensed financial advisor with 13 years of industry experience. He previously worked at Janney Montgomery Scott before joining Raymond James & Associates in Latham, NY. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting through various advisory programs with a focus on non-discretionary relationships.

Jordan West is a financial advisor with LPL Financial in Albany, NY, holding a Series 66 credential and one year of industry experience. Prior to joining LPL Financial, West worked at Broadview Federal Credit Union and has held various roles including employment with the Tri-City ValleyCats and Pop's Pizza. Outside of financial advising, West is involved with bowling as an outside employment activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Thomas Burdick is a CFP®-certified financial advisor with 38 years of industry experience. He has been with LPL Financial since 2018 and previously worked at INVEST Financial Corporation from 2014 to 2018. Outside of his advising role, he founded SoLev, Inc., a corporation focused on purchasing land for use as a solar farm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management along with research-driven model portfolios.

Harvey Bowks is a financial advisor at Cetera with 44 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. Bowks has worked with Cetera since 2013 and is also the owner of Main Street Financial. He serves on the boards of several nonprofit organizations, including Teresian Nursing Home, St. Pius X Church, and the NY State Defenders Justice Fund. Cetera Investment Advisers LLC is an SEC-registered firm that provides a multi-manager platform for over 10,000 advisors nationwide, offering portfolio management, financial planning, and retirement services to individual, corporate, and institutional clients. The firm manages over $256 billion in assets and supports a range of investment programs including discretionary and non-discretionary strategies with access to both affiliated and unaffiliated third-party managers.

John Petersen is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management, serving clients in the Capital Region since 1992. He began his career in financial services in 1986 and focuses on delivering comprehensive wealth management strategies tailored to the needs of high-net-worth individuals and families. John works closely with clients to identify and pursue their primary financial goals, including education funding, tax minimization, retirement planning, and legacy strategies. John holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc. He is a graduate of Providence College with a bachelor's degree in Business Finance. Through his access to Merrill's investment resources and the banking services of Bank of America, he provides disciplined and customized wealth management advice aimed at building, managing, and preserving clients' wealth across generations. In addition to his professional work, John and his family are active in their community in Loudonville. He supports organizations such as Wicklund Warriors, Inc., and is involved with the Lake George Association. His personal interests include boating, cooking, golfing, hiking, music, photography, reading, skiing, tennis, and spending time with his family.

Michael Bonanno is a CFP® with 40 years of industry experience, currently affiliated with Cetera since 2013. He also owns Bonanno Financial Advisors, providing financial planning and investment services. Additionally, he is a fractional owner of The Whiteface Lodge, a hotel rental property in Lake Placid, NY. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Jennifer Franciosa is a financial advisor at Merrill with 28 years of industry experience. She holds the Series 63 and Series 66 licenses and has been with Merrill since 1997. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gilbert Chase is a financial advisor with LPL Financial in Latham, NY, holding Series 63 and Series 65 credentials and having 35 years of industry experience. He previously worked at Invest Financial Corporation before joining LPL Financial in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios and research.

David Massaroni is a financial advisor with LPL Financial in Latham, NY, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Wells Fargo Advisors. Outside of his advisory work, he is involved in consulting through a home-based business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from both internal and third-party sources.

Ronald Bender Jr. is a financial advisor at LPL Financial with 37 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Citizens Securities, Inc. and Broadview Federal Credit Union. He is also associated with Broadview Wealth Management, an investment-related business connected to his work with LPL. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and technology tools.

John Nuzzi is a financial advisor with LPL Financial in Albany, NY, holding a Series 66 license and bringing 16 years of industry experience. His prior roles include positions at Morgan Stanley and Heartland Payment Systems. He is also involved with Broadview Wealth Management, a business related to his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions, offering diverse advisory programs and financial planning through a national network of investment adviser representatives.

Jacqueline Marshall is a financial advisor at LPL Financial with 42 years of industry experience. She holds the Series 66 designation and previously worked at Next Financial Group, Inc. for 23 years. In addition to her advisory role, she is active as a FINRA arbitrator and operates a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management, supported by research from internal and third-party sources.

Steven Warren is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and four years of industry experience. His prior experience includes roles at The Vanguard Group, Inc. and Thrivent Financial. Warren serves on the board of directors for the Joan Nicole Prince Home, a nonprofit providing free bedside care to terminally ill individuals. Thrivent Investment Management serves individuals, families, businesses, and nonprofit clients by offering Dedicated Planning Services that address a wide range of financial planning topics. The firm provides goal-based analyses and combines planning with managed-account programs while maintaining separate service structures.

Matthew Tarullo is a financial advisor with Cetera, holding Series 63 and Series 65 designations and having 10 years of industry experience. He has worked at Cetera and its affiliated entities since 2019 and previously was with Foresters Financial Services for four years. Outside of his advisory work, Tarullo is a physical education teacher at CSD Highschool. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with both affiliated and third-party managers, and manages assets totaling over $256 billion.

Michael Mareno is a financial advisor with LPL Financial, holding a Series 63 designation and bringing eight years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cadaret, Grant & Co., Inc. from 2017 to 2025. Outside of his advisory role, Mareno owns several businesses including Rocsan Recovery Inc. and operates a tax preparation and accounting service. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Casey Mirabile is a financial advisor at LPL Financial with five years of industry experience. He holds Series 65 and Series 63 credentials. Prior to joining LPL Financial in 2025, he worked at UBS Financial Services for five years and has experience in the technology and banking sectors. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Jeffrey Ricchiuti is a CFP® with 10 years of industry experience, currently affiliated with LPL Financial in Albany, NY. His prior roles include seven years at Direct Advisors, LLC. He also serves as Director of Advisory Operations at Broadview Federal Credit Union. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, and retirement plan consulting, providing both discretionary and non-discretionary management along with access to model portfolios and research.