Kevin Caffery Jr. is a financial advisor with Equitable Advisors who holds a Series 66 designation and has 16 years of industry experience. He has been with Equitable Advisors since 2009, including time with its predecessor firm, Axa Advisors, LLC. Caffery also serves as an administrator or executor of estates and trustee of trusts for family and non-family members. Equitable Advisors provides financial planning, retirement plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm employs a hybrid referral and implementation model, utilizing third-party asset managers and LPL programs to tailor advisory services based on clients’ goals and risk tolerance.

John Bannister is a financial advisor at Merrill in Buffalo, NY, with eight years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Bank of America, N.A., Prudential Insurance Company of America, Pruco Securities, LLC, and National Income Life Insurance Co. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Randall Clark is a financial advisor at Cetera with 21 years of industry experience. He has held roles at Foresters Financial and Foresters Advisory Services LLC prior to joining Cetera in 2019. Outside of his advisory work, Clark also works as a security guard at Holiday Valley Ski Resort. Cetera Investment Advisers LLC serves individuals across a range of wealth levels, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Kathleen Keefe is a financial advisor at OSAIC with 24 years of industry experience. She holds a Series 63 designation and previously worked for FSC Securities Corporation for 20 years. In addition to her advisory role, she is involved with Northeast Group, where she provides insurance services, and she assists with design work at a local gift shop. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services with access to multiple investment platforms and third-party managers. The firm employs various asset-allocation tools and portfolio management options to meet client needs.

Steven Kopf is a financial advisor at Edward Jones in Williamsville, NY, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm maintains a large network of advisors and branch offices and provides services under a fiduciary standard.

Alexander Bianco is a financial advisor at Equitable Advisors with 15 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2010, previously working at Axa Advisors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.

Linda Suchocki is a Series 63 licensed advisor with 35 years of industry experience, currently serving at Primerica Advisors since 1988. She has been affiliated with Primerica Financial Services since 1987. In addition to her advisory role, she manages rental property on a part-time basis. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, focusing on retail rather than institutional clients.

Sean Hayden is a financial advisor with Cetera and holds a Series 66 designation. He has 17 years of industry experience and previously worked with National Securities Corporation, Gilman Ciocia, Inc, and Abel. Outside of his advisory role, Hayden serves as vice president of Lockport Community Services, Inc. and is a board member of the Historic Lockport Mill Race nonprofit; he is also involved in tax preparation and Medicare insurance sales through other business activities. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. It offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a broad range of program structures and investment approaches.

Rene Baia is a financial advisor at Equitable Advisors with a Series 66 credential and one year of industry experience. Prior to joining Equitable Advisors, he held roles at multiple companies including Northtown Automotive, West Herr, Bunzl, and Lord and Taylor. He is also involved with RJB 11 LLC. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, brokerage services, insurance distribution, and access to third-party asset management programs, working extensively with program sponsors and third-party managers to deliver both advisory and brokerage solutions.

Charles Kreiner Jr. is a financial advisor at UBS Financial Services with 53 years of industry experience. He holds a Series 63 designation and has been with UBS since 1992. Outside of his advisory role, he serves on the boards of several organizations, including a charitable camp for handicapped and underprivileged children, the Foundation for Jewish Philanthropies, and companies in the oil and gas sector. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a broad range of capital markets services.

Elizabeth Sheer is a financial advisor at Wells Fargo Clearing with two years of industry experience. She holds a Series 66 designation and has previously worked at M&T Bank and Hampton Inn Hotels by Hilton. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Eugene O'neill is a financial advisor with UBS Financial Services in Buffalo, NY, holding Series 63 and Series 66 designations and 25 years of industry experience. He has been with UBS Financial Services since 2008. Outside of his advisory role, he serves on the Board of the BYC Foundation, which funds educational sailing programs in the Buffalo area. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a range of capital markets services and proprietary research to support tailored client strategies.

Julie Barr is a financial advisor at LPL Financial with nine years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Raymond James and other financial firms. Outside of advising, she owns The Crossroads Doula, a life coaching business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

James Mcelhinny Jr. is a financial advisor with Osaic Wealth, Inc. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. His prior roles include positions at American Portfolios Financial Services, JMAC Advisors, Inc., Cadaret, Grant & Co., Inc., and S. C. Parker & Co., Inc. He also serves as an insurance agent through Advisors Insurance Brokers, where he occasionally writes life, long-term care, and disability insurance outside of his primary firm. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms. The firm integrates brokerage and investment advisory services using various asset-allocation tools and third-party managed account solutions.

Jeffrey Kilgore is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2021. His prior experience includes roles at Citizens Bank, Citizens Securities, Inc., and several other financial institutions. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Lawrence Mentkowski is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and 10 years of industry experience. He has worked at Equitable Advisors since 2016 and was previously affiliated with Axa Advisors from 2016 to 2020. Outside of his advisory role, he operates a self-defense training and wellness business serving corporations and the public. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Robert Cole is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 63 designation and 35 years of industry experience. He has worked with Raymond James since 2006 and has been affiliated with Scheff Investment Group, LLC and Scheff Liddell Wealth Group since 2012 and 2013, respectively. Outside of his advisory roles, he serves as a trustee for two investment-related trusts. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and public entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored recommendations supported by extensive research and a broad affiliate network.

Michael Skrzypczyk is a CFA® charterholder and financial advisor with five years of industry experience. He is currently affiliated with Raymond James Financial and has previously worked at Nottingham Advisors for nine years. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth investors, pension plans, charitable organizations, and government entities. The firm provides tailored, mostly non-discretionary advisory solutions and supports small businesses through its SIMPLE IRA Employer Advisory & Consulting Services program.

Jacob Wood is a financial advisor at Raymond James Financial with four years of industry experience. He holds a Series 66 designation and has previously worked at Commonwealth Financial Network. Outside of his advisory role, he serves as Vice President of Buffalo Financial, where he provides financial advice and trading services to clients. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth investors, pension plans, and municipal entities. The firm provides tailored, primarily non-discretionary advisory solutions and supports client needs through a broad affiliate network and specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services.

Eugene Jordan is a financial advisor at Cetera with 45 years of industry experience. He holds the CFP® and ChFC® designations and has been involved with firms including Advisors Alliance Group and E.P. Jordan & Associates Inc. Outside of his advisory work, he serves as a committee chairperson at St. John Vianney RC Church, where he engages with parishioners on fundraising activities. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management and planning services, supporting a broad range of investment strategies across discretionary and non-discretionary authorities.