Greg Miner is a CFP®-designated financial advisor with Raymond James Financial in Beverly, MA, with 22 years of industry experience. He has been affiliated with Raymond James Financial and its related entities since 2005 and is also the owner of Cornerstone Financial Partners LLC, where he prepares financial plans, manages client accounts, and supports other advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliated municipal advisor.

Andrew Petralia is a financial advisor at OSAIC with seven years of industry experience. His prior work includes roles at Fidelity Investments, Putnam Investments, Lyft, and Uber. Outside of advising, he has worked as an independent contractor providing rideshare services for Lyft and Uber. Osaic Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory programs supported by a model-based investment approach and multi-advisor platform.

Gregory Mclaughlin is a CFP® with 26 years of industry experience. He is currently affiliated with OSAIC and has worked at Royal Alliance Associates, John Hancock Life Insurance Co., and Signator Investors. Outside of his advisory role, he is also an author. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach focused on model-based asset allocation and portfolio optimization supported by various tools and strategies.

Svetlana Malinovskaya is a Planning Consultant at Fidelity Investments, where she currently works with families, individuals, and business owners to develop customized financial plans. She focuses on understanding clients' goals and aspirations to create plans that are tailored to their unique financial situations. Svetlana aims to provide a clear and comprehensible planning process as part of the wealth management team. Her experience at Fidelity Investments includes roles as a Relationship Manager from 2022 to 2023 and as a Customer Relationship Advocate from 2020 to 2022. Through these positions, she has developed expertise in client relationship management and financial planning support. Svetlana is committed to delivering an exceptional client experience by leveraging the resources available through her team at Fidelity.

Jason Alvarez De Sotomayor is a CFP® professional with 18 years of experience in the financial services industry. He is currently with Edelman Financial Engines, where he has worked since 2025, following prior roles within affiliated entities dating back to 2015. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services for individual investors, retirement-plan participants, and institutional clients. The firm uses a proprietary modeling process combined with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and both discretionary and non-discretionary management options.

Frank Perella is a financial advisor at Osaic Wealth with 29 years of industry experience. He holds the ChFC® designation, as well as Series 63 and Series 65 licenses. Prior to joining Osaic in 2024, he worked at Woodbury Financial Services Inc for six years and SII Investments for seven years. Outside of his advisory role, he operates a sole proprietorship providing business consulting services, selling and servicing fixed insurance products, and also serves as a notary public. Osaic Wealth serves a diverse mix of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning and managed portfolios. The firm emphasizes model-based asset allocation and portfolio optimization, supported by various tools and a network of affiliated entities.

Jason King is a financial advisor at Charles Schwab with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked within various Charles Schwab entities since 2009, including Schwab Trust Bank and Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supplemented by research from the Schwab Center for Financial Research.

Olivia Webb is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she held roles at Operin and the University of South Carolina Office of Undergraduate Admissions. Outside of her advisory work, she has experience in the food and beverage industry through her involvement with Newburyport Brewing Company and Nick's Pizza. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Richard Gayne is a financial advisor at LPL Enterprise with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prudential Insurance Company of America and Pruco Securities, LLC for over 28 years before joining LPL Enterprise. LPL Enterprise, LLC provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and various institutional clients. The firm primarily employs model-driven investment implementation and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Giovanni Baczynski is a financial advisor with LPL Enterprise in Wakefield, MA, holding Series 63 and Series 66 registrations and five years of industry experience. His prior work includes roles at Citizens Bank, Citizens Securities, Brophy Wealth Management, and Fidelity Investments. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers access to financial planning, third-party asset managers, and insurance products through affiliated entities.

Richard Batten is a financial advisor at RBC Capital Markets with 47 years of industry experience. He holds the Series 63 and Series 65 designations and has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Maja Stojanovic is a CFP® professional with 23 years of industry experience, currently associated with OSAIC. Her work history includes roles at Royal Alliance and National Planning Corporation. She also serves as a notary public and holds executive positions at Flagship Wealth Advisors, LLC, and Flagship Financial Advisors, LLC. Osaic Wealth serves a diverse client base including individual investors, retirement plan participants, and corporate clients, offering a variety of brokerage and advisory services supported by a model-based investment process and a broad affiliated network.

Richard Sgroi is a financial advisor at LPL Enterprise with 27 years of industry experience. His prior roles include long-term positions at Prudential Insurance Company of America and Pruco Securities, LLC. He holds Series 63, Series 65, and Series 66 licenses. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by internal and third-party strategists, and offers additional services such as financial planning, third-party asset manager access, and affiliated insurance and trust services.

Scott Breault is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at Miramontes Capital, Balanced Security Planning, and Elite Consulting Partners. Outside of advising, he has been involved with SEB Entertainment since 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and participant-level retirement advice, supported by extensive platforms and technology tools.

Damon Deluties is a CFP® with 28 years of industry experience, currently with Wells Fargo Clearing since 2020. He previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2011 to 2020. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Connor Curran is a financial advisor at LPL Enterprise with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of advisory work, he is involved in selling fixed annuities. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a primarily model-driven investment approach and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Robert Jefferson is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 10 years of experience to his role. Prior to joining LPL in 2021, he worked at JMJ Financial Partners, Inc. and various insurance carriers, as well as Waddell & Reed, Inc. He is also registered as a non-variable insurance agent with Crump. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Samantha Hildebrandt is an Investment Consultant at Fidelity Investments, where she works with clients and their families to develop comprehensive financial planning and wealth enhancement strategies. Her approach involves understanding each client's unique goals and preferences to help them pursue their financial objectives and personal passions. She has been with Fidelity Investments since 2020, progressing through roles from Financial Representative to Relationship Manager before assuming her current position as Investment Consultant in 2022. This experience has provided her with a solid foundation in client relationship management and investment consulting. Details regarding her education, credentials, personal interests, or community involvement have not been provided.

Nicholas Mandracchia is a financial advisor with Ameriprise Financial Services LLC holding Series 65 and Series 63 licenses. He began his advisory career in 2026. Prior to joining Ameriprise, his background includes roles in education and healthcare as well as engineering. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients approaching or in retirement with written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Gino Molettieri is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has 24 years of industry experience. Prior to joining Raymond James in 2025, he spent 11 years with Commonwealth Financial Network. Molettieri is also president of Lumen Wealth Management, a business focused on investment services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and is noted for its municipal advisor affiliation and specialized SIMPLE IRA Employer Advisory & Consulting Services program.