Keiron Obrien is a financial advisor with MassMutual Investors Services, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. His background includes roles at Brown Brothers Harriman and Sandy Cove Advisors, LLC. Outside of advising, he also works as an insurance broker specializing in life and disability insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, goal-based planning using firm-approved analytical tools and provides a range of event-driven planning programs.

Karen Dresser Smith is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs and financial planning services using structured tools and committee-based return estimates, managing approximately $2.74 trillion in client assets.

Stacy Poli is a financial advisor at RBC Capital Markets with 16 years of industry experience. She previously worked at Wells Fargo Clearing Services LLC and Morgan Stanley Smith Barney. Poli is certified as a health coach through the Institute for Integrative Nutrition and has been involved in health and wellness coaching. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs, offering portfolio management, financial planning, and brokerage services tailored to each client’s risk profile.

Elizabeth Shanley is a financial advisor with Merrill in Hingham, MA, holding Series 63 and Series 66 credentials and 16 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith since 2018 and previously spent 11 years at Putnam Investments in retail management. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Michael Sexton is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in creating comprehensive financial strategies for high net-worth and highly compensated individuals. He began his career at Fidelity Investments, focusing on financial planning for high net-worth clients and advising on employer-sponsored plans such as 401Ks and 403Bs. Michael joined Merrill Lynch Wealth Management in 2018 and became part of Beagley and Associates at Merrill in 2021. Michael employs a planning-centric approach that involves getting to know each client and their family, understanding their financial situation, and identifying what matters most to them. He develops customized wealth management strategies that can adapt to changing client needs and market conditions. He collaborates with clients' attorneys, accountants, and other advisors to coordinate their financial and legacy planning. Michael holds the CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor® (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Michael earned a Bachelor's Degree from Coastal Carolina University. Committed to community involvement, he follows Merrill's tradition of participation by volunteering with local organizations. His personal interests include boating, golfing, skiing, spending time with his family, and traveling.

Michael Kiziuk is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at several firms including Avantax and Santander Bank, and currently serves as a partner and financial advisor at Peak Advisor Group. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Johanna Arrieta is a financial advisor at Edward Jones with three years of industry experience. She holds a Series 66 designation and has previously worked at Merrill Lynch Pierce Fenner & Smith Inc and Bank of America NA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment strategies supported by a nationwide network of more than 23,000 financial advisors.

Andrew Witherow is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Ameriprise since 2018 and previously at ATEL Securities Corporation. Outside of his advisory role, he serves as a trustee on the Board of Trustees for the Church of the Pilgrimage and provides pro bono financial assistance to veterans through the Coordinated Assistance Network. Ameriprise Financial Services is a large firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides clients approaching or in retirement with written Recommendation Reports and ongoing retirement income planning advice focused on dependable income and tax-aware withdrawal strategies.

Michael Wallander is a CFP® professional with 17 years of experience in financial advisory. He is currently with Ameriprise Financial Services, LLC, having previously worked at LPL Financial, Integrated Wealth Concepts, Mass Mutual Investors Services, and Metlife Securities. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to provide tailored, written Recommendation Reports. The firm serves clients primarily through its institutional platform, emphasizing managed accounts and utilizing algorithmic tools overseen by a specialized consulting team.

Brian Osullivan is a financial advisor with MassMutual Investors Services in Quincy, MA, holding a Series 63 license and having 31 years of industry experience. He has worked with MML Investors Services since 1996 and with Connecticut Mutual Life Insurance Co since 1994. Outside his primary advisory role, he owns a business that refers health insurance and fixed annuity products and advises clients on life settlements. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning using firm-approved analytical tools.

Frederick Hussey is a financial advisor at Morgan Stanley with 39 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and has worked at Morgan Stanley Smith Barney since 2009. He holds a Series 63 license. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets through structured planning tools and a variety of investment services.

Jonathan Eitas is a financial advisor with Cetera and holds the Series 63 and Series 66 designations. He has 20 years of industry experience and has worked at firms including Franklin Templeton and Kovack Advisors. Since 2021, he has been involved with BAKER & EITAS Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party managers across multiple program structures.

Patrick Menton is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 credentials. He began his advisory career in 2025 and previously worked at Sustainable Leaders Investment Management. Outside of his advisory role, he has worked as an independent contractor at J.Crew, assisting with customer service and training. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

Elizabeth Portesi is a financial advisor with Morgan Stanley in Norwell, Massachusetts, holding a Series 66 designation and 17 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she owns and operates Coastal Cookies, LLC, a retail and online cookie business. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, emphasizing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-linked financial planning services.

Marc Perrault is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 66 credentials and 18 years of industry experience. His background includes roles at Morgan Stanley Private Bank and E*TRADE Capital Management. Additionally, he is involved in a family-owned refrigeration and HVAC business where he works as a refrigeration technician. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in assets. The firm utilizes structured planning tools and data-driven models to support its financial planning services.

Derek Gage is a financial advisor at Stifel with 31 years of industry experience. He has been with Stifel since 2007 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves on the board of directors for Wicked Good Cause, a charitable organization, and is a member of the Junior Tennis Committee at the Duxbury Yacht Club. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Sebastian Gonzalez is a financial advisor at Ameriprise with 12 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2006. Outside of his advisory role, he is involved in real estate flipping through House to Home Development, LLC, a business focused on property renovation and resale. Ameriprise serves individuals approaching or in retirement, offering retirement-income planning services that include personalized recommendation reports and tax-smart withdrawal strategies. The firm combines research, modeling, and a centralized consulting team to deliver retirement-income advice, primarily to clients with significant investable assets.

Paul Mcgovern is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Osaic since 2018. He was previously with Signator Investors, Inc. and is a partner at Downey & Company, LLP, a CPA firm providing tax and accounting services since 1986. Mcgovern is also a partner at Downey and McGovern Insurance Brokerage LLC, involved in life insurance sales. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, corporations, and charitable organizations, offering integrated brokerage and advisory services. The firm utilizes advanced portfolio construction tools and supports both discretionary and non-discretionary management, with access to various third-party platforms and managed-account solutions.

Charles Fiske is a financial advisor with Morgan Stanley in Norwell, MA, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Nash CPAs and the New England Patriots. Morgan Stanley Wealth Management serves both individual and institutional clients, offering customized financial planning and a broad range of advisory programs supported by structured planning tools and a variety of investment services.

David Randall is a CFP® professional with 36 years of industry experience, currently affiliated with LPL Financial since 1998. Prior to joining LPL Financial, he was self-employed for 27 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.