Shannon De Lorme is a financial advisor at Morgan Stanley in Rochester, NY, holding a Series 66 credential and with six years of industry experience. Before joining Morgan Stanley in 2019, De Lorme worked at SUNY College at Brockport, Giuseppe's Inc., and Tops Friendly Markets. Outside of advisory work, De Lorme is involved in art and culture as a musician and in musical instrument sales through a sole proprietorship. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and investment management services supported by structured planning tools and a variety of advisory programs.

Gregory Murray is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab and related entities since 2000. He is based in Pittsford, NY. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale, integrated structure combining non-discretionary advisory relationships with access to discretionary separately managed accounts and offers centralized supervisory, custody, and order-routing services.

Julieann Angie is a financial advisor with Mass Mutual Investors Services in Rochester, NY, holding a Series 63 designation and bringing 10 years of industry experience. Her prior roles include positions at Park Avenue Securities, Guardian Life Insurance, and AXA Advisors, LLC. She was involved with the Rochester Animal Shelter in 2018. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools to analyze client goals and deliver written recommendations.

Justen Cruz is a financial advisor with Equitable Advisors, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Opticool Technologies and The Lighting Division. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance services to clients.

Elise Syberg is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds a Series 66 designation and previously worked at Merrill for six years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Jennifer Jones is a Series 66-licensed financial advisor with 11 years of industry experience. She is currently with Cetera and has previously worked at Avantax Advisory Services and 1st Global Capital Corp. In addition to her advisory role, she serves on the advisory board of Canandaigua National Bank and holds multiple positions with UR Thompson Health, including board member, audit committee member, finance committee member, and treasurer. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services with a multi-manager platform that includes affiliated and third-party strategies.

Jeffrey Humbert is a CFP® and holds a Series 66 license with eight years of industry experience. He has been with Cetera and Cetera Investment Services LLC since 2018 and also maintains an affiliation with Canandaigua National Bank & Trust, where he works as a wealth advisor. In this role, he profiles clients and collaborates with team members to determine the most suitable platform for client needs without making investment decisions or handling securities transactions. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary approaches across multiple program and custodial relationships.

James Henry is a financial advisor with Osaic Wealth, Inc. based in Pittsford, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior career includes roles at Cetera and Foresters Financial Services. He is also the owner and president of Atlas Wealth Advisors LLC, an advisory practice and OSJ, and works as an insurance producer focusing on fixed insurance and annuity sales. Osaic Wealth, Inc. serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of financial advisers and multiple advisory platforms. The firm offers a range of integrated brokerage and advisory services and employs various tools and third-party solutions to construct and manage portfolios across asset classes.

Joseph Mynio is a CFP® professional with 21 years of experience in the financial services industry. He is currently with LPL Financial, where he has worked since 2018, and has prior experience at Waddell & Reed, Inc and MassMutual Financial Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by model portfolios and research.

Ricci Elnicki is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Ameriprise Financial Services, LLC since 2016. He co-owns the Elnicki Sutter Group LLC, through which he manages an Ameriprise advisory business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides tailored retirement income planning and tax-aware withdrawal strategies.

Christa Sharkey is a financial advisor with Mass Mutual Investors Services in Rochester, NY, holding a Series 66 license and bringing 11 years of industry experience. She has worked at Mass Mutual since 2016 and previously spent four years at METLIFE SECURITIES Inc. Sharkey is also an individual life insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Michael Valenti is a financial advisor with UBS Financial Services in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Manning and Napier Advisors. Outside of advisory work, he is involved as a member of CBCM Ventures LLLC and holds non-managing partner positions in Pittsford Sports Authority LLC and PSA Opportunities LLC. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management, utilizing proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services and provides a broad platform including custody, underwriting, and capital markets solutions.

Dean Licata is a financial advisor with OSAIC in Pittsford, NY, holding Series 63 and Series 65 licenses and over 41 years of industry experience. He has been with OSAIC since 2024 and previously worked at Securities America Advisors from 2016 to 2024. Licata also operates Dean Licata and Associates, an independent advisory business established in 1994. Outside of advisory services, he has a long-standing role in insurance sales. OSAIC serves a diverse range of clients including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to multiple investment platforms and third-party managers.

Thomas Higgins is a CFP® with 43 years of industry experience and has been with OSAIC since 1993. He is based in Fairport, NY. In addition to his advisory role, Higgins owns and operates an insurance business offering life, disability, group, and long-term care insurance products. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools and multiple advisory platforms to construct portfolios incorporating a wide range of investment vehicles.

Erin Cody is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and has worked at several firms including Bank of America, Merrill Lynch, and Equitable Advisors. Outside of finance, she played on the Oswego Men's Ice Hockey Team for three years while attending SUNY Oswego. Morgan Stanley Wealth Management serves individual and institutional clients by offering tailored financial planning and a broad array of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market modeling in their financial planning process.

Michael Messina is a Series 66 licensed financial advisor with nine years of industry experience. He is currently with UBS Financial Services in Rochester, NY, where he has worked since 2019. His prior experience includes roles at TD Ameritrade and Scottrade. Outside of his financial career, Messina serves as executive director of Lancaster Lacrosse LLC, an organization focused on coaching and growing the game of lacrosse. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and a broad range of capital markets solutions.

Daniel Coccia is a financial advisor with Cetera who holds a Series 63 designation and has 11 years of industry experience. He previously worked for Avantax Insurance Agency, Avantax Advisory Services, and Avantax Investment Services. Outside of his advisory role, he owns an accounting and tax preparation business and serves on the board of the Reh Family Foundation, where he assists with charity selections and tax matters. He also held the position of Immediate Past President at the New York State Society of Enrolled Agents. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing assets across various program structures and custodial relationships.

Stephen Fornarola is a financial advisor at RBC Capital Markets with 40 years of industry experience. He has been with RBC Capital Markets Corporation since 2008 and holds the Series 63 and Series 65 designations. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs tailored to clients' risk profiles and utilizes a combination of in-house and third-party investment managers to implement portfolio strategies.

Russell Martin is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. His prior roles include positions at Paychex Securities Corporation, CUNA Brokerage Services Inc., and M&T Securities. Outside of advising, he works as a front desk associate at World Gym. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management approaches along with various model portfolios and research resources.

Karl Heath Jr is a financial advisor with 22 years of industry experience. He is currently with Mass Mutual Investors Services and holds a Series 63 designation. His previous experience includes roles at Massachusetts Mutual Life Insurance Company and Metlife Securities, Inc. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software to analyze client goals and deliver written recommendations.