Andrew Zeplin is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on creating personalized wealth management strategies that align with his clients' long-term financial goals. Andrew offers expertise in a range of areas including college education planning, family wealth management, philanthropic planning, portfolio management, and tax minimization. He holds a Bachelor's Degree from West Chester University of Pennsylvania and has earned professional designations as a Certified Financial Planner (CFP), Accredited Wealth Management Advisor (AWMA), and Personal Investment Advisor (PIA). Andrew is committed to helping families navigate complex financial topics and to pursuing their goals in a tax-efficient manner. In addition to his professional work, Andrew participates in community volunteer activities. His personal interests include basketball, golfing, running, and spending time with his family.

Trevor Brockwell is a Series 66-licensed advisor at Vanguard Advisers with one year of industry experience. His prior work includes roles at Police and Fire Federal Credit Union and entrepreneurial activities such as operating a business named Sweetly Scooped. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that utilizes proprietary models and Vanguard funds and ETFs.

Marlene Matula is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 credentials and eight years of industry experience. She has been with Vanguard Advisers since 2019 and also maintains roles with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2017. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and largely constructs portfolios from Vanguard funds and ETFs, offering a range of customization options.

Druv Sardana is a CFP® with four years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His career includes roles at The Vanguard Group, Obsidian Planning Solutions, and prior employment during his education at Virginia Tech and James Madison High School. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering a range of customization options and serving a large client base through its digital platform and extensive advisor team.

Matthew Kedash is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and one year of industry experience. His prior roles include positions at Trinity Wealth Advisors and Florida Financial Advisors, LLC. Outside of finance, he has worked in the food service industry, including ownership roles at Bethany Blues BBQ Pit and Gee Bowls Newark LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Shari Morelli is a financial advisor at Vanguard Advisers with a Series 66 credential and three years of industry experience. Her prior work includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside of finance, she has experience in education and nonprofit sectors, including positions with the Lower Merion School District and Mainline Reform Temple. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to develop personalized asset allocations, managing portfolios mainly composed of Vanguard funds and ETFs.

Rachel Anderson is a financial advisor at Vanguard Advisers with three years of industry experience. She holds the Series 66 and Series 63 licenses. Her prior work includes roles at Vanguard Marketing Corporation, The Vanguard Group, Inc., and Aramark. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, using proprietary methodologies to personalize asset allocations, with portfolios largely constructed from Vanguard funds and ETFs.

Nicholas Tittanegro is a financial advisor with Vanguard Advisers holding a Series 66 designation. He has been with Vanguard and its affiliated entities since 2025. Prior to his current role, his experience includes positions at MidCap Financial and various educational and community organizations. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs, offering customization features and serving a large client base through a combination of digital platforms and advisor support.

Ryan Porter is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various Vanguard entities since 2017, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Prior to that, he spent one year at Gordon College. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, incorporating Vanguard funds and ETFs, with options for tax-aware strategies and portfolio customization.

Brian Applestein is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with The Vanguard Group since 2016, following brief positions at J&J Staffing and Colymer Industries. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios mainly composed of Vanguard funds and ETFs.

Sharon Riley is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has been with The Vanguard Group since 2002 and also serves as president of Sew Riley Design LLC, a quilting business. Additionally, she is involved with Media Presbyterian Church as a Banner Elk Youth Coordinator and chaperone for student mission trips. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through digital delivery and a team servicing model, focusing on personalized asset allocation and tax-aware investment strategies.

William Stewart IV is a financial advisor at Raymond James & Associates with nine years of industry experience. He previously worked at Janney Montgomery Scott and Janney Montgomery Scott LLC. He holds the Series 66 designation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by a nationwide adviser force.

Kwame Edwards is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Janney Montgomery Scott, Merrill Lynch, and JPMorganChase Bank. Edwards also served in the Peace Corps. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using a proprietary glide-path methodology and constructs portfolios mainly from Vanguard funds and ETFs, offering customization options including ESG and tax-aware features.

Julie Abbate is a financial advisor with Vanguard Advisers and holds a Series 66 designation. She has two years of industry experience and has worked at Vanguard entities since 2023. Outside of her advisory role, she is involved in retail and service work as a sales associate and bartender at Belladonna Gifts. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs.

Megan Tebay is a financial advisor with Thrivent Investment Management in Exton, PA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping planning and management services separate.

Hannah Desher is a financial advisor at Vanguard Advisers with seven years of industry experience. She has held positions at The Vanguard Group since 2018 and previously worked at Radnor Financial Advisors LLC. Her credentials include the Series 65 and Series 63 licenses. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, offering portfolios mainly composed of Vanguard funds and ETFs with various customization options.

Clifford Hart is a financial advisor at Vanguard Advisers with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Fidelity Investments and Equitable Advisors. Outside of his advisory role, he is employed as a crew member in the food service industry. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, offering various tax-aware and customization features.

Lauren Wybar is a CFP® with 20 years of industry experience, currently working at Vanguard Advisers. She has been with The Vanguard Group since 2006. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through a combination of digital platforms and human advisors.

Timothy Killea is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Fisher Investments. His prior experience includes roles at Charles Schwab, Merrill, Bank of America, Edward Jones, and Nuveen Investments. Fisher Investments serves a global client base including institutional and high-net-worth individuals, offering discretionary portfolio management with a centralized investment approach that incorporates quantitative and qualitative research, tax-aware strategies, and risk management techniques.

Ryan Van Horn is a financial advisor at Vanguard Advisers with nine years of industry experience. He has been with The Vanguard Group since 2017 and previously attended The Pennsylvania State University. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm's approach uses goal-based, algorithm-driven methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs, supported by a large advisor team and digital delivery platform.