Jinette Chiappetta is a financial advisor with Cambridge Investment Research Advisors in Henrico, VA, holding Series 63 and Series 65 credentials and 13 years of industry experience. She has been with Cambridge Investment Research since 2015 and is also a Certified Public Accountant (CPA). In addition to her advisory role, she operates her own financial-related businesses. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals utilizing a variety of portfolio management strategies and platform arrangements.

Isaac Lucier is a financial advisor with Cetera who holds Series 63 and Series 65 certifications and has 10 years of industry experience. He has experience at Cetera Investment Services since 2019 and concurrently runs Richmond Translator LLC, a language services business. He is also active as a public notary and engages in buying and selling trading cards through Ragnarok Cards. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management and financial planning through a multi-manager platform with access to affiliated and third-party managers, supporting various investment strategies and program structures.

Jonah Garner is a financial advisor with Wells Fargo Clearing in Richmond, VA. He holds Series 63 and Series 65 designations and has prior experience at Truist Bank, Movement Mortgage, CarMax, and the Spotsylvania Fire Department. Wells Fargo Advisors is a national firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Patricia Brock is a financial advisor with Edward Jones in Midlothian, VA. She holds Series 63 and Series 65 registrations and has 27 years of industry experience, including 20 years at Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets under management through a network of approximately 23,701 financial advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Jerald Moore Jr. is a CFP® and ChFC® with 38 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020 after 33 years with Ameriprise Financial Services, Inc. He is based in Mechanicsville, VA. Outside of advising, he is involved in a family-owned business, Carmel by the Lake, LLC, and operates Home Transition Specialists, LLC, which provides services related to real estate purchase, renovation, resale, rent, and transition. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to create personalized, non-discretionary recommendations delivered through a centralized consulting team.

Julia Friske is a financial advisor at Cetera with two years of industry experience. She holds a Series 66 designation and has worked at Cetera and Cetera Wealth Services since 2024. Outside of her advisory role, she is involved in fixed insurance sales and operates a commission-based brokerage business through North Star Resource Group. Cetera Investment Advisers LLC serves a broad client base, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party and affiliated money managers.

David Hawkins is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley since 2010, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, employing investment estimates and simulations to model outcomes.

Tyler League is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and four years of industry experience. Prior to joining MassMutual, he worked in public education with Henrico and Hanover County Public Schools for over a decade. He also serves as a junior associate at Clear Water Capital LLC, focusing on prospecting and client service. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and structured annual planning relationships.

Christopher Abbott is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in managing new wealth, personal retirement planning, portfolio management services, special needs planning strategies, and retirement income. Christopher began his career at Bank of America in 1995 as a Management Associate, where he managed large banking centers and loan processing teams. In 2003, he transitioned to the wealth management division of the firm and earned his Portfolio Manager designation in 2015. As a Portfolio Manager, he manages personalized or defined investment strategies on a discretionary basis, utilizing a range of assets including individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He holds a Bachelor of Science degree in Business Administration from Old Dominion University, where he was a member of the International Honor Society in Finance. Christopher has served on the boards of the American Heart Association (Norfolk), the Alzheimer’s Association (Tidewater), and Read to Them (Richmond). He resides in Richmond, Virginia with his wife and two daughters.

Maria Barysevich is a financial advisor at Ameriprise with one year of industry experience. She holds the Series 66 designation and has prior experience with Truist Investment Services and Wells Fargo Bank. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Bonnie Bowling is a financial advisor at RBC Capital Markets with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers, supported by its capital-markets capabilities and affiliated asset management resources.

Kevin Michael Lavery is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses and over 44 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2025, following nine years at Wells Fargo Clearing and seven years at Wells Fargo Advisors. Lavery serves as a board member of the Virginia Tech Alumni Association. Morgan Stanley Wealth Management provides a range of advisory and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and utilizing structured planning tools and investment research in its client offerings.

David Bruce is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Shannon Carter is a CFP® professional with 20 years of industry experience, currently associated with Cambridge Investment Research Advisors. She has been with Cambridge since 2014 and also operates Carter Advisory Services LLC, providing strategy and business finance consulting. Carter serves as a board member for The Owners Club at The Homestead Homeowners Association and works as a divorce planning specialist and expert witness. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing multiple custody platforms and a variety of portfolio strategies tailored to client objectives.

Robert Read is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and with 10 years of industry experience. He previously worked at Oneamerica Securities and has a background with American United Life. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm combines research and analytics with diversification principles to evaluate investment options and offers both brokerage and advisory solutions.

Appaiah Ballachanda is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. He has been with LPL Financial since 2012 and previously worked at Claris Financial, LLC for five years. Outside of his advisory role, he is involved in financial education through Abacus Educational Services, LLC, and owns Abacus Consortium, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from internal and third-party sources.

Andrea Saunders is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2013 to 2016. She holds the Series 66 designation. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Charles Williams Jr. is a financial advisor at LPL Financial with 42 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Williams previously worked at The Main Street Group, LTD from 2015 to 2018. In addition to his advisory role, he is involved with Huguenot Financial Services Co., where he provides fixed insurance products including health, disability, long-term care, and various life insurance policies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning, advisory programs, and retirement consulting services supported by in-house and third-party research, with discretionary and non-discretionary management options.

William Bower is a financial advisor with LPL Financial in Richmond, VA, holding Series 63 and Series 65 credentials and 18 years of industry experience. His prior roles include positions at Fidelity Investments, Charles Schwab and Co., TD Ameritrade, Raymond James Financial Services, and Atlantic Union Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Sarah Neale is a financial advisor with Ameriprise in Chesterfield, VA, holding Series 63 and Series 65 licenses and having 15 years of industry experience. She worked at Ameriprise Financial Services, Inc. from 2006 to 2018. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach and provides a wide range of advisory, brokerage, and insurance solutions through affiliated entities.