Martin Miller is a financial advisor with RBC Capital Markets in Richmond, VA, holding Series 63 and Series 65 licenses and having 27 years of industry experience. His prior roles include positions at City National Bank, Truist Advisory Services, Bb&T Securities, and Scott & Stringfellow. He serves as Treasurer of Jewish Family Services and is a board member of the Midlothian Chesterfield Kiwanis Club. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management and tailors strategies based on clients’ Advisory Risk Profiles.

Daniel Fryer is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Bb&T Securities, LLC and Scott & Stringfellow, Inc. Outside of his advisory role, Fryer serves as president of the Summer Duck Homeowners Association in White Stone, VA, and acts as trustee and power of attorney for several family trusts. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Charise Parham is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to joining Morgan Stanley in 2022, she worked at Wells Fargo Clearing Services and Wells Fargo Advisors in various roles from 2015 to 2022. Outside of her advisory work, she has worked as an independent contractor for Amazon and Instacart. Morgan Stanley Wealth Management provides a range of advisory and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and offering customized financial plans utilizing firm-approved tools and methodologies.

Jeffrey Creech is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Wells Fargo Clearing since 2018 and previously spent seven years at U.S. Bancorp Investments, Inc. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Shawn Doran is a financial advisor with Edward Jones in Midlothian, VA, holding a Series 66 designation and eight years of industry experience. He has been with Edward Jones since 2017, following two years at Provia. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets, offering a range of advisory strategies and affiliated investment products through a nationwide network of more than 23,700 financial advisors.

Anne Bird is a financial advisor with Wells Fargo Clearing in Richmond, VA. She holds a Series 66 designation and has experience working at Bessemer Trust and the University of Virginia. Wells Fargo Advisors is a national securities firm that offers investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from its Investment Institute with third-party data and uses diversification principles and modern portfolio theory in its investment evaluations.

Benee Marshall is a financial advisor with Ameriprise in Richmond, VA, holding Series 63, 65, and 66 licenses and bringing 31 years of industry experience. She has been with Ameriprise and its affiliates since 2005. Outside of her advisory work, she serves on the Trustee Committee at Union Run Baptist Church, where she reviews issues related to the church building and participates in trustee nominations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on written recommendation reports and ongoing retirement-income planning advice that addresses income sources, tax-aware withdrawal strategies, and Social Security options.

Sean Tyll II is a financial advisor with LPL Financial in Richmond, VA, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Outside of advising, he is the owner of Liquid RVA LLC, an indoor fitness facility in Richmond. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Heather Lambert is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding Series 63 and Series 66 credentials and having 25 years of industry experience. She has been with Wells Fargo Advisors since 2009 in various capacities. Outside of her advisory role, she co-owns a home remodeling business with her spouse. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning solutions and integrates advisory services with other financial products and referral channels.

Toni Lee Andrews is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. She holds a Series 66 designation and has been with Cambridge since 2010. Andrews also serves as president of Chesapeake Management Services, which provides accounting, billing, tax preparation, and management services, and she holds board positions at Touchstone Bank and First National Bank. Cambridge Investment Research Advisors is a large SEC-registered firm that serves individuals, retirement plans, charitable organizations, and other clients through a network of independent financial professionals. The firm offers financial planning, investment management, and retirement advisory services using a variety of portfolio management and model-based approaches tailored to client objectives.

Charles Bradshaw is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors in Richmond, VA. He has been with Wells Fargo and its affiliated entities since 2009. Bradshaw is a member of the Elk Hill Foundation committee, where he participates in discussions on investment policy and asset allocation. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutions, providing tailored recommendations supported by Wells Fargo research and planning tools. The firm’s comprehensive planning covers a range of client needs, including specialized services such as business-owner transition and special-needs analysis.

Walter Fisher is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following six years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jesse Lamphere is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and four years of industry experience. He has been with Wells Fargo Bank, N.A. since 2016 and Wells Fargo Clearing since 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Richard Garnett is a financial advisor at UBS Financial Services with a Series 66 designation and two years of industry experience. His prior roles include positions at Pennsylvania State University, Southern Brick, and Collegiate School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and manages a range of services including portfolio management, financial planning, and capital markets activities.

Michael Rafferty is a financial advisor with UBS Financial Services in Richmond, VA. He holds a Series 66 designation and has three years of industry experience. Prior to joining UBS in 2021, he worked at Edelman Financial Engines for five years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to deliver tailored financial planning and portfolio management.

Kelsey Beaulieu is a financial advisor at Morgan Stanley with 13 years of industry experience and holds a Series 66 designation. She has worked at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney LLC since 2015. Outside of her advisory role, she serves on the Finance Committee of Covenant Woods, an elder care organization in Mechanicsville, Virginia. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services that include both direct individual plans and corporate financial planning agreements.

Brian Zirkle is a financial advisor at Stifel with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities. The firm offers both brokerage and investment advisory services supported by a proprietary methodology developed by its Investment Strategy Group for asset allocation and financial planning.

Timothy Poore is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as co-trustee for a family trust and holds powers of attorney for family members related to investment matters. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets through a team of more than 14,000 advisors and employs research-driven strategies grounded in diversification and modern portfolio theory.

Cash Allen is a financial advisor with Ameriprise in Midlothian, VA, holding a Series 66 designation and 3 years of industry experience. Prior to joining Ameriprise, he was involved with Agees Bicycle for four years. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Victoria Cagnon is a financial advisor at RBC Capital Markets with eight years of industry experience. She holds the Series 66 designation and has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs with customized portfolio management and financial planning services, utilizing both in-house and third-party investment managers.