Marcus Royal is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 66 and Series 63 credentials and having three years of industry experience. He previously worked at OneMain Financial and Citigroup for nine years. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with existing relationships through TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers both point-in-time planning and ongoing portfolio management within a vertically integrated model that includes affiliated funds and donor-advised fund advisory services.

Jasmine Martin is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 66 designations and bringing 11 years of industry experience. Her career includes roles at VALIC Financial Advisors and Wells Fargo Advisors. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations, implementing advice through discretionary and non-discretionary manager relationships and utilizing third-party platforms and manager arrangements to support client portfolios.

Michelene Taylor is a financial advisor at TIAA-CREF with 27 years of industry experience. She holds Series 63 and Series 65 designations and has been with TIAA and TIAA CREF Individual & Institutional Services LLC since 2001. TIAA‑CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates one-time planning services from ongoing portfolio management and serves as adviser to a donor-advised fund.

Alex Humphreville is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has worked at TIAA-CREF since 2019 and was previously with Neuberger Berman for three years. TIAA-CREF’s Advice & Planning Services division provides financial planning and managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm distinguishes between one-time planning services and ongoing discretionary management, offering both model and customized portfolios under a fiduciary standard.

Marty Stamps is a financial advisor at Truist Advisory Services with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo for 11 years and Gess Intl / Cyclum Renewables. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary and non-discretionary management approaches, supported by AI-enabled research tools and inter-affiliate integration with Truist Investment Services and Truist Bank.

Lance Dunlap is a financial advisor at TIAA-CREF with 10 years of industry experience. He holds the Series 66 designation and has worked at TIAA-CREF since 2018, following prior roles at Wells Fargo Advisors. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected through TIAA-administered employer retirement plans, as well as to trusts, estates, and corporate entities. The firm separates point-in-time financial planning from ongoing discretionary portfolio management and acts as adviser to a donor-advised fund.

William Byron is a financial advisor at Corient with 34 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at M HOLDINGS SECURITIES, Inc. and operated Byron Financial, LLC. Outside of his advisory work, he owns Byron Racing, LLC, an auto racing business. Corient provides investment advisory and financial planning services to a diverse client base, employing a goals-based, team investment approach that combines internal strategies with third-party managers and customized asset allocation. The firm offers specialized services through affiliates, including private fund management and trust services.

Ricky Dukes is a financial advisor with Eagle Strategies (NY Life) holding Series 65 and Series 63 licenses and eight years of industry experience. His prior roles include positions at The Legacy Financial Group, NYLIFE Securities LLC, New York Life Insurance Co, and Allstate Insurance Company. Eagle Strategies serves a diverse client base including individuals and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers various advisory programs and emphasizes aligning recommendations with client objectives, managing a majority of assets on a non-discretionary basis.

Kevin South is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes roles at Truist Investment Services, BB&T Securities, and BB&T Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers services such as asset allocation, investment policy analysis, fiduciary support, and a manager-selection program that integrates discretionary and non-discretionary approaches supported by AI-enabled research tools and inter-affiliate resources.

Stephen Watson is a financial advisor at TIAA-CREF with five years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Vanguard Advisers, Inc. and Vanguard Marketing Corporation. TIAA-CREF Individual & Institutional Services, LLC offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with existing TIAA employer retirement plan relationships, as well as trusts, estates, and small retirement plans. The firm provides point-in-time planning and ongoing discretionary management, including customized portfolios managed under client-approved investment policies.

Jonathan Strong is a financial advisor at TIAA-CREF with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TIAA-CREF since 2017, with prior experience at Wells Fargo Clearing Services and MetLife Investors Distribution Company. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as various entities including trusts and small retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management through model-based and customized managed account programs.

Zachary Goreczny is a financial advisor at TIAA-CREF with three years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Clearing Services and several other firms. Outside of his advisory role, he owns a home computer and electronic repair business and serves as an independent AI evaluator for an artificial intelligence service provider. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement relationships. The firm’s advisory model separates one-time planning services from ongoing portfolio management and acts as adviser to a donor-advised fund while operating within a vertically integrated group.

Trevor Whitson is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior roles include positions at Grove Point Advisors, Wells Fargo Clearing Services, and LPL Financial. He is based in Charlotte, NC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, participant advice, and a manager-selection program, utilizing both discretionary and non-discretionary approaches supported by third-party platform arrangements and AI-enabled research tools.

Camille Lubic is a financial advisor at TIAA-CREF with three years of industry experience. She holds the Series 66 designation and previously worked at JP Morgan Securities, LLC, and JP Morgan Chase & Co. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans.

Mitchell Juda is a financial advisor at TIAA-CREF with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Raymond James Financial Services, Wells Fargo Clearing Services, Bank of America, Merrill, and Northwestern Mutual. Outside of his advisory work, he owns Norm's Closet, an online business selling officially licensed UNC Charlotte merchandise and apparel. TIAA-CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals with existing relationships through TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm offers a range of investment management services that include both model and customized portfolios and acts as adviser to a donor-advised fund.

Edward Danser is a CFP® professional affiliated with Truist Advisory Services, based in Charlotte, NC, with 26 years of industry experience. He has worked at SunTrust Advisory Services since 2016 and SunTrust Investment Services, Inc. since 2010. Outside of his advisory role, he is a partner in an LLC formed for investing in a hotel opportunity alongside family members. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers fiduciary support, asset allocation analysis, and a manager-selection program implemented through a combination of discretionary and non-discretionary arrangements, supported by AI-enabled research and integrated inter-affiliate services.

Jaclyn Copeland is a financial advisor at TIAA-CREF with three years of industry experience. She holds a Series 66 designation and has previously worked at Vanguard Advisers, Vanguard Marketing Corporation, Williams & Fudge, Inc., and New York & Company. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected through employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory services separate point-in-time planning from ongoing discretionary management and offer model and customized portfolios under a fiduciary standard.

Thomas Dumas is a CFP® and ChFC® with 24 years of experience in the financial services industry. He is affiliated with Primerica Advisors and has been associated with Park Avenue Securities and Guardian Life Insurance Company since 2001. Outside of his advisory role, he serves as a trustee for his parents' estate. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, utilizing a range of proprietary and third-party investment strategies.

Kristopher Hyland is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with TIAA-CREF and its predecessor entities since 2012, with a brief interval working outside the firm and at Digital Intelligence Systems, LLC in 2021. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected through employer retirement plans. The firm offers a combination of point-in-time financial planning and ongoing portfolio management under a fiduciary standard, and acts as adviser to the TIAA Donor Advised Fund.

James Baker is a financial advisor at Fifth Third Securities, Inc. in Charlotte, NC, holding a Series 66 designation with 19 years of industry experience. He has been with Fifth Third Securities and Fifth Third Bank since 2012. Outside of his advisory role, he is a co-owner of Three Eagle Ventures, LLC. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account options and features such as direct indexing and tax-overlay services, operating as a subsidiary of Fifth Third Bank with integrated banking and advisory functions.