Seth Holt is a financial advisor at Fidelity with Series 65 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity, he worked at Florida Financial Advisors and EY. He serves as Treasurer and a board member of The Justice Coalition of Jacksonville, where he is responsible for preparing GAAP-compliant financial statements and liaising with the media. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its use of model portfolios, oversight of sub-advisers, and advisory roles to multiple registered investment companies.

Patrick Brown is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 66 and Series 63 licenses and has worked within various divisions of Fidelity since 2014. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and model portfolios for intermediary platforms.

Marie Galke is Vice President and Branch Leader at Fidelity Investments. She is responsible for leading branch operations and advancing Fidelity's mission of helping people live their financial dreams. Marie has held several leadership positions at Fidelity Investments, including Vice President and Regional Planning Consultant from 2024 to 2026, and Senior Manager in Workplace Planning and Advice from 2021 to 2024. Her professional focus includes talent development, operational excellence, and delivering meaningful financial outcomes for clients and associates. She is dedicated to inspiring high-performing teams and deepening client engagement.

Paul Orfield is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 63 and Series 66 licenses and two years of industry experience. His prior work includes roles at Accelerate Learning, Step Up for Students, Southpoint Community Church, and Duval County Public Schools. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a variety of clients including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering services such as discretionary portfolio management and fund advisory.

Ariel Montes is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America N.A. since 2010 and 2012, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Katharine Collins is a financial advisor at Fidelity with a Series 66 designation and 10 years of industry experience. Her prior work includes roles at Merrill, Bank of America, Advised Assets Group, and GWFS Equities. She works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a process combining fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services, including management of registered investment companies and fund-of-funds.

Derek Martel is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Fidelity Brokerage Services LLC and WAM Health Technologies, as well as teaching positions at Pellissippi State Community College and St Johns River State College. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to both retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of portfolios, including fund-of-funds and model portfolios delivered to intermediary platforms.

Charles Braziel is a financial advisor with Wells Fargo Advisors, holding Series 66 and Series 63 credentials and 11 years of industry experience. He previously worked at Merrill for 12 years before joining Wells Fargo Clearing and Wells Fargo Advisors Financial Network. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu covering areas such as cash flow, retirement, education, and business-owner transition planning, using proprietary research and tools to develop tailored recommendations.

Will Sackman is a Planning Consultant at Fidelity Investments, where he collaborates with a team to help clients develop clear and comprehensive financial plans. He focuses on understanding clients' goals, family situations, and investments to create tailored plans using Fidelity's resources and expertise. Will has held several positions at Fidelity Investments, including Relationship Manager and Financial Representative, demonstrating experience in client relationship management and financial representation. Prior to joining Fidelity, he completed a Wealth Management internship at Raymond James. He holds insurance licenses in Arkansas and California. Outside of his professional role, Will's personal interests include beach activities, boating, fitness, and golf.

Thomas Ryan is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 34 years of industry experience. His prior roles include positions at AssetMark Brokerage, Fidelity Investments, and Next Financial Group. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management, financial planning, and retirement services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Chase Michael is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 66 and Series 63 credentials and has worked at major firms including Fidelity Brokerage Services LLC and Wells Fargo prior to joining Charles Schwab in 2018. He has also been involved with Florida State College at Jacksonville for six years. Charles Schwab & Co., Inc. serves a large client base consisting primarily of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a primarily non-discretionary client relationship model supplemented by access to discretionary separately managed accounts, delivering investment guidance via multi-asset model portfolios and centralized custody and order-routing arrangements.

Shaun Jacobs is an Investment Consultant who focuses on helping clients develop plans to reach their financial goals. He has experience working at Fidelity Investments, where he served as a Workplace Planning Consultant from 2023 to 2025 and as a Workplace Planning Associate from 2022 to 2023. His professional background involves workplace planning and investment consulting. Outside of work, Shaun enjoys baseball, attending concerts, spending time with pets, and reading.

Nirmal Patel is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and four years of industry experience. He has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2023, and previously worked at Merrill. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to develop customized recommendations.

Lois Bratkovich is a CFP® with 21 years of industry experience, currently affiliated with LPL Financial since 2019. She previously worked at H. Beck, Inc. and FSC Securities Corporation. In addition to her advisory role, she serves as a precinct committeewoman. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

James Williams is a financial advisor with UBS Financial Services in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. Prior to joining UBS in 2019, he worked at Merrill from 2017 to 2019 and has additional experience outside finance at Integrity Transport. He is also involved with the Jacksonville Basketball Academy as a coach and trainer, providing group and private basketball training to youth. Additionally, Williams serves as an assistant basketball coach for the Junior Varsity Men's basketball team at Providence School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Norman Dsilva is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1993. Outside of advisory work, he owns a non-investment related business, DSilva International, based in Franklin, New Hampshire. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Leon Hires is a financial advisor at Fidelity with 22 years of industry experience. He holds a Series 66 designation and has been with Fidelity Investments in various capacities since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves multiple registered investment companies and employs systematic methodologies alongside AI and long-term asset allocation benchmarks.

Gavin Lyter is an Investment Solutions Representative III at Fidelity Investments. In this role, he partners with clients to understand their short- and long-term goals and helps build customized financial plans tailored to their unique needs. Gavin has been with Fidelity Investments since 2021, progressing through several roles including Customer Relationship Advocate, High Net Worth Service Associate, and Investment Solutions Representative I and II before his current position. This experience has enabled him to develop a comprehensive understanding of investment solutions and client services. Outside of his professional work, Gavin has personal interests in golf, movies, music, and traveling.

Lauren Blazejewski is a Financial Advisor at Merrill Lynch Wealth Management. She holds the designation of Chartered Retirement Planning Counselor (CRPC).

Brent Greisinger is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held positions at Kaleris, Wabtec, and GE Transportation. Outside of his advisory work, he participates in selling NFL season tickets through the ticket exchange for Packers home games. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary services, fund advisory, and model portfolios, with notable use of systematic methodologies and AI-driven research.