John Kirk is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2011. Outside of his advisory role, Kirk owns and manages Clover Club Worldwide LLC, an indoor golf facility. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm uses structured discovery processes and advanced planning tools, supporting clients with investment advisory services alongside diverse investment offerings.

Jeremy Voccia is a CFP® professional with seven years of industry experience. He has worked at Raymond James & Associates since 2021 and previously at GWN SECURITIES, Inc. from 2019 to 2021. Outside of finance, he has experience in the hospitality industry with eight years at Village Tavern. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning and investment consulting with a range of portfolio management styles and specialized municipal advisory services.

Dorian Waserman is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding Series 63 and Series 66 designations and 27 years of industry experience. His career includes roles at UBS Financial Services, Wells Fargo Clearing, Oppenheimer, and Prudential Equity Group. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining model-based asset allocations and proprietary research to tailor investment plans. The firm offers a range of services including fee-based financial planning, portfolio management, and capital markets activities.

Joel Fishkin is a Wealth Management Advisor and the founder of The Fishkin Group at Merrill Lynch Wealth Management in Aventura, Florida. He has more than 20 years of experience guiding clients and their families through integrated wealth management. His expertise includes investment management, retirement income, long-term care, legacy planning, and managing defined benefit plans. Joel takes a holistic approach, engaging clients in discussions about their personal goals and financial situations to create tailored financial strategies. He is a qualified Portfolio Manager and Personal Investment Advisor (PIA), assisting clients with portfolio design and implementation, taking into account risk tolerance, cash flow, wealth accumulation goals, and tax considerations. Joel focuses on areas such as family wealth management, college education planning, liquidity management, and retirement income. He holds a bachelor's degree from Glendale University and participates actively in his community. Joel is involved with organizations including the Mount Sinai Medical Center Young Presidents, United Way as a Pioneer Leader, and the Hollywood Wildcats Teen Soccer League. He also supports the Hollywood YMCA, USPSA Junior Shooting Programs, and the Greater Miami Humane Society HOPE Program. Outside of his professional pursuits, Joel enjoys boating, music, photography, tennis, traveling, and competitive pistol shooting where he is nationally ranked.

Andrea Pfeffer is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 designation and 16 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2016 and with Morgan Stanley Smith Barney LLC since 2015. Outside of her advisory role, she is involved in real estate investing as a director and partner in private real estate-related entities. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individuals and institutions, offering tailored financial planning supported by structured processes and firm‑approved tools. The firm manages approximately $2.74 trillion in client assets and delivers a variety of investment and planning services across retail and institutional segments.

Alina Badretdinova is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2014, including prior roles at JPMORGAN Chase Bank from 2011 to 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence combining quantitative and qualitative research, with a focus on eligible investment strategies that may include ESG criteria.

Wilson Roldan is a financial advisor with Merrill in Miami Beach, FL, holding a Series 66 designation and over 20 years of experience at Merrill. He has also been affiliated with Bank of America, N.A. since 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party managers.

Michael Kahn is a financial advisor at Merrill with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1991 and at Bank of America, NA since 2010. Merrill serves a diverse client base including individuals, retirement plans, corporations, charities, and institutional clients by providing managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm offers multiple investment program strategies and emphasizes tax-efficient implementation, operating with integration across Bank of America affiliates and a comprehensive banking and capital-markets platform.

Anthony Navarro is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors. His prior roles include positions at Wachovia Bank, N.A. and Wells Fargo Clearing. Navarro also serves as Treasurer for the Palm Bay Yacht Club, where he participates in budget review and maintenance discussions. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides a broad range of financial planning and investment services to individuals, trusts, and institutional clients, using proprietary research and planning tools.

Noah Solomon is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Fort Lauderdale, FL. He has been with Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Carla Almeida is a financial advisor at Charles Schwab with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank SSB and Charles Schwab since 2015. Outside of her advisory role, she is a landlord of a residential rental property. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by its research and alternative investments platform.

Juan Carlos Bastida is a Financial Advisor with the GTZ Group at Merrill Lynch Wealth Management. He joined the team in 2019 and serves as a team financial advisor, working with both international and domestic high to ultra-high net worth individuals, their families, and their businesses. Juan Carlos focuses on family wealth management strategies, international wealth management, portfolio management services, individual and corporate investment strategy, and retirement income planning. Juan Carlos earned his bachelor's degree in finance from the University of Arizona, Eller College of Management. He holds the Series 7 and 66 FINRA registrations as well as the Personal Investment Advisor (PIA) designation. He is fluent in both English and Spanish. His approach emphasizes tailoring financial strategies to individual goals and priorities, relying on the combined resources of Merrill Lynch and Bank of America to deliver comprehensive wealth management and banking solutions. Outside of his professional role, Juan Carlos enjoys football, traveling, and spending time with his family.

Maria Oliva is a financial advisor with Morgan Stanley in Aventura, FL, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2014 and 2015, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by structured discovery processes and advanced modeling tools.

Yousef Surmawala is a financial advisor with Mass Mutual Investors Services in Plantation, FL, holding a Series 63 credential and having 42 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and also associated with Massachusetts Mutual Life Insurance Company since 2016. His activities include life, health, group health, disability insurance sales, and service of fixed insurance products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, employing firm-approved software and collaborative planning processes.

Eric Mathes is a Series 66-licensed financial advisor with LPL Financial, bringing 23 years of industry experience. His prior firms include Kestra Financial Services and the FDR Financial Group, where he has maintained a longstanding affiliation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

David Nagel is a financial advisor with Raymond James & Associates holding a Series 66 designation and nine years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank, National Association for six years. Prior to his financial services career, he had roles at Dicks Sporting Goods and Aflac. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Emily La Dow is a financial advisor with Morgan Stanley in Plantation, FL, holding a Series 66 designation and four years of industry experience. She previously worked at Merrill from 2021 to 2025 and has a diverse background including roles at CompHealth and involvement with companies in renewable energy and food sectors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Richard Cahlin is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and 27 years of industry experience. He has worked extensively at LPL Financial in various capacities since 1999 and has also been affiliated with firms such as MF Financial Services, Investacorp Advisory Services Inc, and National Planning Corporation. Cahlin is involved with Cahlin & Associates, Inc., a CPA services business based in Miami, FL. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning and investment management solutions that include model portfolios, third-party asset management, and institutional platforms.

Scott Waldman is a financial advisor with Wells Fargo Advisors in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and 25 years of industry experience. His background includes roles at Wells Fargo Clearing and Prudential Equity Group, LLC. He is the sole owner of Waldman Wealth Management LLC and serves as trustee for its 401(k) plan. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and uses proprietary research and tools to develop tailored recommendations, with clients having flexibility in implementation.

Christopher Iser is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation with 10 years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Wells Fargo Clearing from 2016 to 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers services through direct client relationships and corporate financial planning agreements.