Joshua Hall is a Series 66-licensed financial advisor at J.P. Morgan Securities with 18 years of industry experience. He has worked at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities since 2023, and previously spent seven years with Bank of America and Merrill. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations. The firm offers these services on a non-discretionary basis, with clients retaining final decision-making authority.

Heath Odom serves as Vice President and Branch Leader at Fidelity Investments in Palm Beach Gardens, Florida. In this role, he leads wealth planning professionals and focuses on delivering a positive client experience through Fidelity's range of guidance tools and investment strategies. Heath has been with Fidelity Investments since 1996, holding positions including Branch Manager and Vice President. Prior to joining Fidelity, he worked as a Stockbroker at Painewebber from 1994 to 1996. His earlier experience includes roles as an Insurance Agent at John Hancock in 1993-1994 and The Equitable in 1993. No additional information regarding education, credentials, personal interests, or community involvement was provided.

Patrick Shea is a financial advisor with Raymond James Financial, holding a Series 66 credential and 18 years of industry experience. Prior to joining Raymond James in 2021, he worked at Ameriprise Financial Services for 14 years. Outside of advising, he is a partner in Uno Vino, Inc., where he assists with marketing and conducts wine tastings. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional entities. The firm provides tailored, non-discretionary planning using analytical tools and supports municipal finance work through a unique affiliation with a municipal advisor.

Zachary Sobel is a financial advisor at UBS Financial Services with 17 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining UBS in 2025, he spent a decade with Morgan Stanley and its affiliated private bank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations in client advisory.

May Ellen Schad is a financial advisor at UBS Financial Services with 15 years of industry experience. She has been with UBS since 2010 and holds Series 63 and Series 66 designations. Outside of her advisory role, she has an association with The Container Store, a publicly traded company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, delivering advisory work through proprietary research and model-based asset allocations.

Lance Longwater is a financial advisor at Raymond James & Associates with 28 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at SunTrust Advisory Services and SunTrust Investment Services. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Thomas Cook is a Senior Financial Advisor at Merrill Lynch Wealth Management based in Short Hills, NJ. With over 30 years of diverse experience in Capital Markets, Tom has held leadership roles that involved working with Investment Banking, Equities, Fixed Income, as well as Fundamental and Technical Analysis teams in the U.S., Singapore, and Hong Kong. He has been a member of the Merrill team for eight years, providing comprehensive wealth management services including managing new wealth, personal retirement planning, portfolio management, and retirement income. Tom's career includes serving as CEO and Owner of Parallax Direct Execution, with a 16-year membership at the New York Stock Exchange. He has also held positions as Head of Trading and Managing Director at Pali International in Singapore, and Head of Cash Equities and Managing Director at Oppenheimer Investments Asia in Hong Kong. He holds FINRA Series 7, 55, 63, and 66 registrations and the Personal Investment Advisor (PIA) designation. Tom earned a Bachelor of Arts degree in Finance from Baldwin Wallace University. In addition to his professional responsibilities, Tom serves on the St. Jude Children's Research Hospital Committee in New York City and advises the St. Jude Teen Warrior Team. He has also been a board member for organizations supporting handicapped children, cancer research hospitals, the Wounded Warrior Project, the Muscular Dystrophy Association, and victims of 9/11. He volunteers over 300 hours annually and is active in his local community in Morristown, where he resides with his two children.

Jeffrey Londeck is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2009. In his role, he partners with clients to provide comprehensive financial planning tailored to their unique circumstances and needs. Jeffrey's approach focuses on working collaboratively with clients to help them pursue a path of financial well-being. He brings over a decade of experience in financial consulting to his work. Outside of his professional activities, Jeffrey enjoys a variety of outdoor and fitness-related interests, including beach activities, biking, boating, fishing, fitness, and scuba diving.

Angelo Schiralli is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 50 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and previously worked at MetLife Securities Inc. from 2015 to 2017. Outside of his advisory role, he is an independent insurance agent specializing in life, disability, long-term care, group benefits, and fixed annuities. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational programs, utilizing collaborative, goal-based planning supported by firm-approved analytical tools.

Collin Meyer is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 designations and bringing 39 years of industry experience. He has been with RBC Capital Markets since 2008 and previously worked at City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to each client’s Advisory Risk Profile.

Joel Josephs is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has been with LPL Financial since 2011 and also worked with Gaines Financial Group for the same period. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, incorporating model portfolios, third-party research, and technology-driven solutions across discretionary and non-discretionary management styles.

Alex Santiuste is a financial advisor at Morgan Stanley with eight years of industry experience. He previously worked at UBS Financial Services and held roles in professional real estate and sales companies before joining Morgan Stanley in 2025. His credentials include Series 63, Series 65, and Series 66 licenses. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery and advanced modeling tools, serving clients through both direct and corporate financial planning agreements.

Paul Feinsinger is a CFP® with 27 years of industry experience, currently affiliated with Cetera Wealth Services, LLC and Cetera Investment Advisers, LLC. He has a background that includes extensive service at Avantax Insurance Agency and Avantax Investment Services, as well as operating his own CPA practice since 1983. Additionally, he serves as a personal representative in estate matters. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors, serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that emphasizes diverse investment strategies and program options.

Christopher Haffey is a CFP® with 26 years of industry experience, currently serving as an advisor at Raymond James & Associates since 2026. Prior to this, he spent 15 years with SunTrust Investment Services and 10 years with SunTrust Advisory Services. Outside of his advisory role, Haffey serves as an Elder and Chair of the Finance Committee at First Presbyterian Church North Palm Beach, where he oversees the church’s financial matters including investment accounts. Raymond James & Associates is a large dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse range of clients, including individuals, institutions, and charitable organizations, and offers financial planning, non-discretionary investment consulting, and institutional advisory services.

Michael Keenan is a financial advisor at Fidelity with 28 years of industry experience. He holds the Series 63 and Series 65 designations and has worked with various Fidelity entities since 2003. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios comprised of mutual funds, ETFs, and ETPs.

Frank Novello is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 designations and has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly to individuals and through corporate financial planning agreements.

Palina Craemer is the Vice President, Wealth Planner at Fidelity Investments, a position she has held since 2015. In this role, she works with clients to develop comprehensive financial plans that align with their personal values and life goals. Prior to joining Fidelity Investments, Palina was a Relationship Banker at JP Morgan Chase from 2011 to 2015. Palina emphasizes the importance of building long-term relationships with her clients to understand their individual and family needs. She focuses on integrating all aspects of a financial plan to support her clients' priorities. Additional details regarding her education, credentials, personal interests, or community involvement were not provided.

Anthony Pirozzi is a financial advisor at Raymond James Financial in Jupiter, FL, with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Raymond James Financial and its related entities since 2000. He serves as a personal representative and power of attorney for his family. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports advisory programs through a large network of advisors.

Richard Stone is a financial advisor at Morgan Stanley in Jupiter, FL, holding Series 63 and Series 66 licenses with 26 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2016, and with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates various analytical tools and models.

Constance Flynn is a financial advisor at Morgan Stanley with 36 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.