Matthew Kulaga is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 65 credential and beginning his advisory career in 2026. He has prior experience with Johnson Brothers of Florida, Jazz Wealth Managers, Inc., and a background in real estate with Keller Williams. Outside of his advisory role, he is involved in real estate sales, showing homes on a part-time basis. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in assets. The firm serves a wide range of clients, including individuals, pension plans, corporations, and charitable organizations, offering various portfolio management and financial planning services.

Zachary Neward is a CFP®, CFA®, and Series 66 credentialed advisor with 19 years of industry experience. He is currently with CIBC Private Wealth Advisors, Inc., having joined from Sanford C. Bernstein where he worked for 17 years. Based in Tampa, FL, Neward brings extensive experience from his prior roles in large wealth management firms. CIBC Private Wealth Advisors offers investment advisory and wealth management services to a diverse client base including individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm’s investment process integrates internal teams, relationship managers, and governance committees to create customized portfolios using proprietary and external strategies, including options and structured notes.

Phillip Krause is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and bringing 20 years of industry experience. His prior roles include positions at Spire Investment Partners, Ringler Associates, Securities America, and Ameriprise. Outside of advisory work, he serves as an instructor at Miami Police College, providing education on pension and retirement benefits, and acts as a FINRA arbitrator and a subject matter expert consultant for the Gerson Lehrman Group. Concurrent Investment Advisors, LLC is a multi-team SEC-registered firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement advisory services, utilizing primarily long-term, customized portfolios with ETFs, mutual funds, and other investment vehicles, supported by a network of approximately 286 advisors.

Haley Power is a financial advisor at Oppenheimer with one year of industry experience. She holds a Series 66 designation and has a background that includes roles at Automatic Data Processing, Inc., and legal positions at two law offices. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services, with advisory portfolios spanning equity, balanced, and fixed-income investments managed on both discretionary and non-discretionary bases.

Richard Crowne is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 63 designation and bringing 39 years of industry experience. His career includes long tenures at Wells Fargo and Raymond James, and he currently maintains leadership roles in related financial services entities. Concurrent Investment Advisors, LLC is an SEC-registered, multi-team advisory firm serving individuals, families, trusts, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other investment vehicles, supported by affiliated sub-advisors and integrated operational tools.

William Mannix is a financial advisor with Principal Financial Services in Tampa, FL, holding a Series 63 designation and over 38 years of industry experience. He has worked at Principal Securities Inc. since 2016 and serves as managing partner of Excalibur Financial Group and Group Benefits, where he is involved in the sales of group life, health, disability, and voluntary benefits. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions.

Erin Morse is a financial advisor at Voya Financial Advisors, Inc. in Tampa, FL, holding a Series 66 license with three years of industry experience. Prior to joining Voya Financial in 2023, she worked for 17 years with Pinellas County Schools. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of services including financial planning, portfolio management, and retirement-plan advisory, utilizing a combination of in-house and external strategists and technology-enabled tools to implement client recommendations.

Michael Cimarik is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and possessing 30 years of industry experience. His background includes long-term roles at Franklin Templeton Financial Services Corp. and Franklin Templeton Distributors, Inc., as well as recent positions within Transamerica Life Insurance Company and Transamerica Investors Securities Corporation. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed and non-discretionary investment advice, leveraging proprietary technology and model portfolios from Morningstar Investment Management. The firm manages a large client base primarily through non-discretionary assets, focusing on asset allocation, contribution guidance, and retirement planning.

Michael Riley is a Certified Financial Planner® at Transamerica Retirement Advisors, LLC with 26 years of industry experience. He has worked at Transamerica Investors Securities Corporation and TransAmerica Retirement Solutions since 2014, and was previously employed by Fidelity from 2007 to 2014. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm uses proprietary technology and third-party expertise to provide asset allocation and retirement guidance for a large client base, focusing primarily on non-discretionary investment solutions.

Andrew Denis is a CFP®-designated financial advisor with 24 years of industry experience. He is currently with Steward Partners Investment Advisory, LLC and its affiliated entities, having joined in 2024. Prior to this, he spent eight years with Cetera and Achieva Credit Union. He serves on the Board of Directors and is Chairman of the Membership Committee for the Rotary Club in Clearwater, FL. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in regulated assets. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory, financial planning, pension consulting, and managed account programs.

Daniel Herrera is a financial advisor at Farther with nine years of industry experience. He holds the Series 63 and Series 65 licenses and has worked previously at Fisher Investments, UBS Financial Services, and The Vanguard Group. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a digital platform and in-person meetings. The firm’s investment approach is based on Modern Portfolio Theory and uses proprietary model portfolios with algorithmic rebalancing, employing a mix of ETFs, mutual funds, individual equities, and fixed income.

Cameron Wrennall is a CFA® charterholder with 16 years of industry experience. He currently works at Creative Planning in Tampa, FL, where he has been since 2023. His prior experience includes roles at Mercer Investments, MMC Securities, LPL Financial, and MGI Funds Distributors. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies supplemented by tax-loss harvesting and private market exposure.

Ronald Ochal is a financial advisor with Oppenheimer, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Oppenheimer since 2021 and previously spent 17 years with Ameriprise Financial and Ameriprise Advisor Services. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a range of programs including asset management, consulting, and financial planning, with advisory services covering equity, balanced, and fixed-income portfolios through both discretionary and non-discretionary approaches.

Jason Biance is a CFP® professional with 11 years of industry experience, currently serving at AE Wealth Management, LLC. His work history includes roles at American Financial Education Alliance and Global Financial Private Capital, and he has managed his own entities such as J Biance Wealth Management, LLC. Biance is involved with nonprofit organizations focused on child welfare and memory-related illnesses, serving on the boards of Change of Pace, Inc. and Champion for Children Foundation of Highlands County, Inc. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm emphasizes model portfolio and direct asset management programs, utilizing a range of investment strategies and supporting third-party RIAs through sub-advisory and model-licensing arrangements.

Stacey Mullin is a financial advisor with Concurrent Investment Advisors, LLC in Tampa, FL, holding a Series 66 designation and 25 years of industry experience. She has previously worked at firms including Raymond James Financial Services Advisors and Transamerica Financial Advisors. She is also a board member of MC Lax Inc., a nonprofit organization focused on growing lacrosse in Manatee County. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, families, trusts, businesses, and retirement plans. The firm offers customized, primarily long-term investment portfolios and financial planning services supported by a network of approximately 286 advisors.

Amber Mac Beth is a financial advisor at Sequoia Financial Group, L.L.C. in Tampa, FL, holding a Series 65 designation with two years of industry experience. She has been with Sequoia Financial Group since 2018 and previously worked as a homemaker. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base including individuals, charitable organizations, corporations, trusts, and family offices. The firm uses a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Shands Greenlee is a CFP® professional with 11 years of industry experience, currently serving at Truist Advisory Services. Prior to joining Truist, Greenlee worked at Ameriprise Financial Services, Inc. from 2015 to 2018. Based in Tampa, FL, Greenlee has been with Truist's affiliated entities since 2018. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and third-party platforms to deliver its AMC Advantage manager-selection program.

Timothy Bailey is a financial advisor at Concurrent Investment Advisors, LLC with eight years of industry experience. He holds a Series 65 designation and has worked at several firms, including Bloomin Brands Inc, Fisher Investments, Carillon Fund Distributors, Inc., and Raymond James and Associates. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios incorporating ETFs, mutual funds, individual securities, bonds, alternative investments, and independent sub-advisers.

Patrick Bay is a financial advisor at Empower Advisory Group with four years of industry experience. He holds a Series 66 designation and has worked at firms including UBS Financial Services, Bank of America, Merrill, and AXA Advisors. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing.

Kyra Bowden is a financial advisor with Sequoia Financial Group, L.L.C. in Tampa, FL. She holds a Series 65 designation and has one year of industry experience, all with Sequoia Financial Group. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and consulting services to a diverse client base including individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm uses a combination of model and custom portfolio management strategies overseen by an Investment Policy Committee and offers a range of investment options including mutual funds, ETFs, individual securities, private and alternative investments.