Jacob Kohls is a financial advisor with Fidelity in Covington, KY, holding a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he was involved with JPK Savings LLC, a retail and e-commerce business, where he remains the owner though it is currently inactive. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and operates with oversight controls addressing conflicts of interest.

Bill Unkraut is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2006. He has been with Fidelity Investments for over 30 years, working with a select group of clients to improve their financial outcomes. His work focuses on six critical areas: Investment Planning, Retirement Income Planning, Asset Protection Considerations, Income Protection, Tax Efficient Investing, and Estate Planning Considerations. Throughout his career at Fidelity Investments, Bill has held various roles including 401k Client Relationship Manager, Income Planning Consultant, Retirement Investment Specialist, Private Access Representative, Retirement Counselor, Business Development Leader, Premium Service Representative II, and Brokerage Trader. He holds insurance licenses in Arkansas and California.

Meghan Winstead is a Planning Consultant at Fidelity Investments, where she works closely with individuals and families to develop financial plans tailored to their short- and long-term goals. Her role involves partnering with clients to understand their objectives and assist in building strategies to achieve them. Prior to her current position, Meghan served as a Relationship Manager at Fidelity Investments from 2023 to 2024, and as a Stock Plan Consultant from 2021 to 2023. She holds insurance licenses in Arkansas and California. Outside of her professional work, Meghan's personal interests include cooking and baking, participating in family activities, football, golf, parenthood, and Pilates.

Lucas Elsener is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 66 designation and has worked across several Fidelity entities since 2015, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, as well as registered investment companies and a qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios assembled from mutual funds, ETFs, and ETPs.

Joye Hsiang is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, she held various roles including teaching and tutoring, and she operates a private math tutoring and piano lesson business. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to a broad client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Christina Wadkins is a financial advisor at Fidelity with eight years of industry experience. She holds a Series 66 designation and has worked at firms including Merrill, Bank of America, and Aflac. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios and registered investment companies.

Justin Beerens is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Fidelity, he held various roles outside finance, including positions at Latitude 39 Restaurant and West 82 Food Court. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and utilizes AI-driven methodologies in its research.

Ryan Sims is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Milliman Inc. and FedEx. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is known for its use of systematic methodologies, AI-driven research, and advisory roles with multiple registered investment companies.

Brandon Heringer is a financial advisor at Fidelity with 26 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Fidelity since 2000 in various capacities, including Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary advisory work, fund advisory, and model portfolio delivery. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, including AI methodologies, to serve a diverse client base.

George Schmidt is a financial advisor with Robert Baird & Co. in Fort Wright, KY, holding a Series 63 designation and 39 years of industry experience. He has been with Robert Baird & Co. since 1997. Outside of advisory work, he is an owner of a rental property in Villa Hills, KY. Robert Baird & Co.'s DDK Group, where Schmidt works, serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations with services including financial planning, portfolio management, and custody and brokerage solutions. The firm employs a range of investment strategies supported by in-house research and offers municipal advisory services alongside its other offerings.

Todd Wolff is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Fidelity Brokerage Services LLC since 2016. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment process combining proprietary research, quantitative analysis, and algorithmic portfolio construction, and serves as an adviser to multiple registered investment companies and fund-of-funds.

Sean Lacey is a Planning Consultant at Fidelity Investments, where he partners with Financial Consultants to assist clients in understanding their finances and developing strategies aligned with their goals and values. He has been with Fidelity since 2021, initially serving as a Customer Relationship Advocate before becoming a Workplace Planning Consultant in 2022. In his role, Sean focuses on collaborating with financial professionals to provide comprehensive planning services tailored to client needs. His experience spans client relationship management and financial consultation within the Fidelity environment. Outside of his professional duties, Sean has personal interests that include movies, music, reading, and traveling.

David Spence is a financial advisor with Fidelity in Covington, KY, holding Series 63 and Series 66 designations and 11 years of industry experience. He has been associated with Fidelity Brokerage Services LLC since 2014 and joined Fidelity Investments in 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios constructed from mutual funds, ETFs, and ETPs, and is notable for its use of AI and formal advisory roles to multiple registered investment companies.

Jordan Johnson is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments in 2025, Jordan worked at Diversified Capital Management and engaged in various roles including pet care as a dog walker. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and fund advisory services.

William Harper is a financial advisor at Fidelity with 28 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Fidelity and its affiliates since 2008, with prior experience at Chase Investment Services Corp. from 2006 to 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, overseeing investments across mutual funds, ETFs, and ETPs.

Collin Wrona is a financial advisor at Fidelity with a Series 66 designation and five years of industry experience. Prior to joining Fidelity, he worked in the hospitality sector at Moerlein Lager House, Bravo Cucina Italiana, and Delaware North. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and deliver model portfolios to intermediary platforms.

Logan Taylor is a financial advisor with Fidelity and holds a Series 66 designation. He has one year of industry experience and has previously worked at U.S. Bank, Spectrum, and Freedom Mortgage among other firms. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and offers a range of advisory and fund management services.

Robert Herbert is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has 18 years of industry experience. He has worked with Fidelity Brokerage Services and Fidelity Investments since 2007. Outside of his advisory role, Herbert serves as a preaching minister for Christian Churches, Churches of Christ in Milford, Ohio. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of investment products, including model portfolios for intermediary platforms.

Heather Jackson is a financial advisor at Fidelity with 13 years of industry experience. She holds a Series 66 designation and has worked within various branches of Fidelity Investments since 2012. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios that include mutual funds, ETFs, and ETPs.

Ryan Shouse is a financial advisor at Fidelity with 14 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various Fidelity entities since 2012. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves as an advisor to multiple registered investment companies.