Darren James is a financial advisor with Fidelity Investments based in Rockford, MI, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His prior roles include positions at Pruco Securities, Prudential Insurance Company of America, Fifth Third Bank, and several retirement planning firms. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction. The firm’s services range from discretionary portfolio management to fund advisory, including operations as a commodity pool operator and advisory roles to multiple registered investment companies.

Rachel Mraz is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has spent her entire career. She works with individuals, foundations, and retirement plans to define their financial goals and implement appropriate strategies. Rachel utilizes a comprehensive process that includes goal setting, strategy determination, implementation, and ongoing performance review. She holds a Bachelor's Degree from Cornell University and a Master's Degree from the American College, and has earned several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Chartered Advisor in Philanthropy (CAP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Rachel is involved in the community through board memberships with Davenport University Board of Trustees, Davenport University Foundation, Economic Club of Grand Rapids, Equest Center for Therapeutic Riding, and John Ball Zoo. Outside of work, she enjoys boating, cooking, golfing, skiing, and traveling.

Jody Tuinstra is a financial advisor with Ameriprise in Hudsonville, MI, holding a Series 66 designation and six years of industry experience. Prior to joining Ameriprise in 2017, Jody worked at Jenison Public School for two years. Ameriprise provides a retirement-income planning service targeting individuals near or in retirement who meet certain asset criteria, offering written recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver these services through a centralized consulting team, with an emphasis on managing assets within Ameriprise accounts.

Carmen Solano is a financial advisor at Raymond James & Associates with 10 years of industry experience. She previously worked at Merrill for 11 years before joining her current firm. Solano holds a Series 66 designation and is based in Grand Rapids, MI. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

David Johnson is a Series 66-registered financial advisor with Edward Jones, based in Belmont, MI, and has 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a nationwide network of more than 23,700 financial advisors.

Nathaniel Dostal is a financial advisor with LPL Financial, holding the Series 66 designation and based in Wyoming, Michigan. He has one year of industry experience and previously worked at Wells Fargo. He has also been affiliated with Oakland Community College since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations through a large national network. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches with access to model portfolios and research.

Sara Smith is a financial advisor at Morgan Stanley with 27 years of industry experience. She has held her current role since 2009 with Morgan Stanley Smith Barney and holds Series 63 and Series 66 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

David Veenstra is a financial advisor with Osaic and holds Series 63 and Series 65 licenses. He has 21 years of industry experience, including 20 years at Equity Services, Inc. He is also active as a musician through a sole proprietorship. Osaic Wealth, Inc. serves a wide range of retail and institutional clients, offering brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm uses asset-allocation tools, risk-tolerance assessments, and efficient-frontier analysis to construct diversified portfolios across various asset classes.

Derek Sall is a financial advisor with LPL Financial holding a Series 66 credential and one year of industry experience. His prior work includes roles at H&S Companies, U of M Health West, and Calvin University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Kevin Cusack is a financial advisor with Stifel in Grand Rapids, MI, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Outside of his advisory role, Cusack manages his family’s farming operations, serves on the board of a college foundation, participates in veterans’ event planning, and holds several advisory and board positions related to publishing, education, and community development. Stifel serves a diverse clientele including individuals, institutions, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment guidance is based on proprietary methodologies that incorporate forward-looking market assumptions and probabilistic modeling to support asset allocation and financial planning.

Gregory Bootsma is a financial advisor with Morgan Stanley in Grand Rapids, Michigan, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is the sole proprietor of an equipment rental business in Byron Center, Michigan. Morgan Stanley Wealth Management offers advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides a range of investment and planning services through its Financial Advisors and Estate Planning Strategies Group.

Jonathan Wendt is a CFP® professional with 12 years of industry experience, currently serving at LPL Financial since 2014. He operates in Kentwood, MI. Outside of his advisory role, he is involved with Wendt Financial Services, Inc., a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL Research and third-party subadvisors.

Scott Voltz is a financial advisor with LPL Financial in Kentwood, MI, holding a Series 66 credential and over one year of industry experience. His background includes independent contracting since 2015 and a position at Milken Community Schools. Outside of financial advising, he is actively involved in coaching and refereeing water polo at multiple collegiate and national organizations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management and offering model portfolios supported by in-house and third-party research.

William Zimdar is a financial advisor at LPL Financial based in Grand Rapids, MI. He holds the Series 66 designation and has recently started his advisory career, with work experience including positions at Peacehaven Advisory Group and Dow Jones. During his time as a student, he was affiliated with the University of Michigan. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering discretionary and non-discretionary management supported by various research resources and portfolio management options.

Rebecca Garvey is a financial advisor with Ameriprise in Rockford, MI, holding CFP®, ChFC®, and Series 66 credentials and 16 years of industry experience. She previously worked at Edward Jones Investments from 2009 to 2025. Outside of her advisory role, she is an owner of Fiducia Wealth Partners, managing her Ameriprise business. Ameriprise offers retirement-income planning services tailored to individuals nearing or in retirement with significant investable assets. The firm utilizes a centralized consulting team to provide non-discretionary, research-driven recommendations focused on income sources, tax strategies, and Social Security options.

William Smeda is a financial advisor at Edward Jones with three years of industry experience. He previously worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual from 2022 to 2025. His background also includes roles at Wedgewood Christian and work with Uber Eats, Door Dash, and Shipt. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Tricia O Hearn is a Series 66-licensed financial advisor at Stifel with 19 years of industry experience, having been with the firm since 2005. She is based in Grand Rapids, MI, and also serves as a notary. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations. The firm provides brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Jonathan Hatfield is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in serving business owners, successful professionals, and multi-generational families through comprehensive financial planning, investment management, borrowing, and cash management services. His approach covers personal wealth management, business ownership transitions, and 401(k) plan services, catering to both established high-net-worth clients and emerging wealth clients. Jonathan has over 15 years of experience in wealth management, beginning his career as an analyst at J.P. Morgan's Private Bank in 2009. He moved to Chicago in 2012 to work with high-net-worth families and endowments, focusing on creating actionable plans that integrate advice from legal and tax counsel. He earned the Certified Private Wealth Advisor® certification in 2017 and later helped grow J.P. Morgan's presence in West Michigan. In 2020, he established his practice at Merrill Lynch to serve a broader client base, including younger families and business owners. Jonathan holds a bachelor's degree in Business and Psychology from Hope College. He is certified as a Certified Private Wealth Advisor® (CPWA®), Certified Plan Fiduciary Advisor® (CPFA®), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, he lives in Cascade Township with his wife and two children. He volunteers as a coach for a mountain biking program for children at Cannonsburg Ski Area and serves as president and alumni board member for the Hope College Alumni Association.

Sabrina Szotko is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 66 designation and 17 years of industry experience. She has been with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Eric Christopherson is a financial advisor with Thrivent Investment Management in Morton, IL. He holds a Series 66 designation and has four years of industry experience. Prior to his current role at Thrivent, he worked briefly at Wells Roselieb and Raia Wealth Management and has experience in education at Olivet Nazarene University and Batavia High School. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers goal-based financial planning across a range of topics without discretionary trading authority and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”