Melissa Krupa is a financial advisor at RBC Capital Markets with 11 years of industry experience. She holds the Series 66 designation and has worked at several firms, including Wealth Enhancement Advisory Services, LPL Financial, and Investment Centers of America. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutional clients, offering a variety of advisory programs and portfolio management services tailored to clients’ risk profiles. The firm integrates in-house and third-party investment managers and provides features such as tax management, rebalancing options, and responsible investing screens.

Drew Dehnicke is a financial advisor with Cetera who holds Series 63, Series 65, and Series 66 designations and has 24 years of industry experience. His prior roles include positions at LPL Financial and Wells Fargo Advisors. He is also involved in insurance services as an agent and operates a financial services business focused on advising clients. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, financial planning, and consulting services, managing over $256 billion in assets.

Michael Ryan is a financial advisor with Ameriprise in Woodbury, MN, holding the CFP® and ChFC® designations and the Series 66 license. He has 22 years of industry experience, including 17 years with Ameriprise Financial Services, Inc. Outside of advising, he is involved in managing a healthy food and beverage company, Sun & Soil Health Co., LLC, and operates a business, Lucky's P, LLC. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Shawn Walsh is a financial advisor at Cetera with 22 years of industry experience. He holds a Series 66 designation and has worked at firms including Mass Mutual and MetLife Securities. Walsh is a part owner of Vestcore Financial Group, where he manages daily operations and supports clients with brokerage and advisory services. He also serves as president of the Greenhaven Men's Club in Anoka, MN. Cetera Investment Advisers LLC serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, combining affiliated and third-party investment strategies.

Harrison Porter is a Wealth Management Advisor with Merrill Lynch Wealth Management and The Porter Group, where he has been serving clients since 2015. He specializes in comprehensive wealth management strategies, focusing on cash flow development and investment advising for individuals and families. Harrison primarily works with young business professionals and business owners, guiding them through various retirement milestones and providing access to private and commercial banking solutions. Harrison holds a Bachelor's of Science degree from the University of Minnesota Twin Cities and holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation. He also maintains his FINRA Series 7 and 66 registrations, NMLS certification (ID: 1488896), and State Life & Health Insurance licenses. Harrison's approach emphasizes goals-based planning to support clients in achieving their short- and long-term financial objectives. He lives in Minneapolis with his wife, Katie. Harrison welcomes new client relationships and focuses on clear communication to develop long-term financial plans tailored to each client's goals and aspirations.

Derek Kasper is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, he is involved with the MN Basketball Club. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Alexander Pruitt is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior experience includes nearly a decade at Securities America Advisors and Securities America, Inc., as well as over 12 years at Goff, Pruitt & Associates. Outside of advising, he is a consultant for Allcat and Alacrity Claims, assessing property damages, and is a part owner of Goal Kick Sporting Goods. OSAIC serves a broad client base including individual investors, pension plans, corporations, and nonprofits through a large network of affiliated advisers. The firm offers integrated investment and advisory services, utilizing firm-provided tools and third-party platforms to manage diverse portfolios on discretionary or non-discretionary bases.

David Moe is a financial advisor with Primerica Advisors in Oakdale, MN, holding a Series 63 designation and over 32 years of industry experience. He has worked with Primerica Financial Services since 1992 and with Primerica Advisors since 1993. Outside of his advisory role, he operates David R. Moe Tax Services, providing tax-related services since 1998, and is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and utilizes a wrap-fee structure for its services.

Layne Morgan is a financial advisor with Edward Jones in Hudson, WI, holding Series 63, 65, and 66 licenses and one year of industry experience. Prior to joining Edward Jones, Morgan’s background includes roles in music and various self-employed ventures. Outside of advising, Morgan is involved in music as a trumpet player and occasionally gives lessons. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, managed solutions, and affiliated investment products, supported by a nationwide network of financial advisors and branches.

Stephen Papineau is a CFP®-designated financial advisor with 28 years of industry experience. He is currently with LPL Financial, where he has worked since 2024. Prior to LPL, he held roles at OSAIC and Focus Financial Network, Inc. from 2017 to 2024 and at Securian Financial Services and Minnesota Life Insurance Company from 2004 to 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and advanced technologies.

Tracy Berglund is a financial advisor with Thrivent Investment Management in Hudson, WI, holding Series 63 and Series 65 licenses and 14 years of industry experience. She has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2011. Berglund serves as a board member of the Hudson Housing Authority, a government organization focused on housing for lower-income adults and families. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations on a wide range of financial topics. The firm separates planning and managed-account services and typically conducts annual reviews of its recommendations.

Sena Elias Kebede is a financial professional with Cetera and holds Series 63 and Series 66 credentials. She has three years of industry experience, including roles at Cetera Wealth Services, North Star Resource Group, and Securian Financial Services. Outside of her advisory work, she holds a Notary Public commission. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of advisors and features a multi-manager platform with access to third-party managers and various program options.

Brian Macho is a CFP® professional with 35 years of industry experience, currently serving at Thrivent Investment Management since 2002. Based in Minneapolis, MN, he has worked with Thrivent Financial for Lutherans and its investment management division for 24 years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations across various financial topics. The firm combines goal-based planning with managed-account programs through a consolidated billing option, while maintaining separation between planning and portfolio management services.

Mark Kranz is a financial advisor with RBC Capital Markets in Stillwater, MN, holding Series 63 and Series 65 licenses and totaling 30 years of industry experience. He has worked at RBC Capital Markets since 2008 and concurrently with City National Bank since 2016. He serves on the board of directors for the Courage Kenny Foundation, a nonprofit organization. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm provides a range of advisory programs with tailored strategies, utilizing both in-house and third-party investment managers, and offers integrated services including portfolio management, financial planning, and custodial solutions.

Katherine Zobro is a financial advisor at Edward Jones with one year of industry experience. Before joining Edward Jones in 2025, she worked for eight years at Mounds View Public Schools and four years at Roseville Area Public Schools. Outside of her advisory role, she is involved with BioLife Plasma Services as a plasma donor. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and is noted for its extensive retail advisor and branch network as well as affiliated capabilities beyond traditional advisory services.

Todd Utecht is a financial advisor with LPL Financial in Roseville, MN, holding CFP® and CFA® designations and possessing 24 years of industry experience. He has worked at LPL Financial since 2022 and has longstanding roles with Cuna Brokerage Services, Inc. and Affinity Plus Federal Credit Union, where he serves as an advisor. Outside of his advisory work, he is also a business owner of a home-based company called Peiper Properties, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios and retirement plan consulting, supported by extensive research and various investment management approaches.

Mark Tollander is a Certified Financial Planner (CFP®) with 39 years of industry experience. He has been with Ameriprise since 2005, including six years at the current firm location in Shoreview, MN. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing detailed recommendation reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis with a centralized consulting team to deliver tailored, non-discretionary recommendations.

Amanda Hespen is a financial advisor at OSAIC with a Series 66 designation and no prior industry experience. She was previously a partner and attorney at Scott + Hespen Law, PLLC for 19 years, focusing on estate planning and client transition work. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through an extensive network of advisers and offers integrated brokerage and advisory services, including financial planning, retirement consulting, and managed accounts. The firm employs various asset-allocation tools and third-party platforms to construct diversified portfolios tailored to client needs.

Christopher Finden is a financial advisor at Cetera with 10 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Thrivent Financial, Purshe Kaplan Sterling Investments, and Landmark Wealth Management Group. He is also involved with North Star Resource Group as a fixed insurance agent. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options and manages over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Matthew Hanson is a financial advisor at Morgan Stanley in Stillwater, MN, holding a Series 66 credential and having five years of industry experience. His prior roles include positions at JP Morgan Chase Bank and Thrivent Financial. Outside of his advisory work, he is involved with D1 Yraining in Saint Paul, where he provides personal fitness training to a small number of clients. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved planning tools and extensive asset management capabilities.