Jennifer Heckart is a Series 66-licensed financial advisor at Edward Jones in Frisco, TX, with 10 years of industry experience. She has been with Edward Jones since 2016. Outside of her advisory role, she owns Easy Breezy Rentals LLC, a rental business based in Frisco. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets and offers a range of investment advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Nathanial Wilk is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he works with Massey, Belville, Samuels & Associates. He specializes in investment advice and strategic goal planning focused on wealth accumulation, preservation, and tax-efficient growth for clients navigating the digital economy. Nathanial focuses on helping business owners and executives grow and preserve their personal wealth. Nathanial has been part of the financial services industry since 2014 and joined Merrill in 2018. Prior to Merrill, he worked at Goldman Sachs in investment fund accounting and at Ernst & Young as a senior auditor serving banking and asset management clients. He holds an active Texas Certified Public Accountant (CPA) license and earned a Bachelor of Arts in Spanish from the University of Wisconsin at Madison as well as a Master in Accountancy from North Dakota State University. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional work, Nathanial enjoys activities such as boating, boxing, camping, football, golfing, skiing, skydiving, spending time with his family, surfing, and traveling. He is also involved in community organizations including the American Corporate Partners (ACP).

Ramon Pizana III is a Series 66-licensed financial advisor at Merrill with one year of industry experience. His prior work includes roles at Bank of America, PNC, Regions Bank, BBVA, and Chase. Outside of finance, he owns and operates an automotive window tint service in Brownsville, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Jordan Fournier is a financial advisor with LPL Financial based in Prosper, TX, holding Series 63 and Series 65 designations and has nine years of industry experience. He has worked with LPL Financial and Thomson Investment Group since 2015. He is involved with Thomson Investment Group, Inc., an entity associated with his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Evan Taylor is a financial advisor with Wells Fargo Clearing in Frisco, TX, holding a Series 66 designation and nine years of industry experience. Prior to joining Wells Fargo in 2026, he spent ten years at UBS Financial Services Inc. and two years at Baylor Surgicare at North Dallas. Outside of his advisory role, he serves as the executor of the David Lawrence Taylor Estate. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and combines brokerage and advisory solutions with research and analytics from Wells Fargo Investment Institute.

Roberto Cespedes is a Financial Advisor at Merrill Lynch Wealth Management. With more than 20 years of experience in the financial services industry, he specializes in wealth management, retirement planning, investment strategies, risk management, and comprehensive financial solutions. Roberto serves clients in both English and Spanish, focusing on international wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. He holds a Bachelor's Degree from the University of North Texas and a Master of Business Administration (MBA) from the University of Texas System. Roberto's professional credentials include the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Throughout his career, he has emphasized personalized guidance and strategic planning to help clients achieve their financial objectives. Outside of his professional work, Roberto enjoys hiking, music, photography, spending time with his family, swimming, tennis, and watching movies.

Christopher Beach is a Senior Financial Advisor with Merrill Lynch Wealth Management. His practice is deeply rooted in family values, reflecting his personal experience of being adopted from an orphanage in Vietnam in 1975. He focuses on helping clients navigate financial decisions to support their families through various life stages. His areas of expertise include college education planning, family wealth management strategies, personal retirement planning, and retirement income. Christopher holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned a Bachelor's degree from Southern Methodist University. Outside of his professional role, Christopher is involved in community organizations such as Serve Hope, Academy 4, and Emprende Global. He enjoys biking, golfing, hiking, spending time with his family, and traveling.

Patrick Malany is a financial advisor with Charles Schwab & Co., Inc. in Denton, TX, holding a Series 66 designation and seven years of industry experience. Prior to joining Charles Schwab in 2019, he worked at Whole Foods Market for five years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a client relationship model that combines non-discretionary advisory services with access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Joseph Cuff is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eric Wynn is a Financial Advisor and Senior Portfolio Advisor with Tarver & Campbell Wealth Partners at Merrill. He helps oversee approximately $7.2 billion in client assets and liabilities as of December 2025. Eric advises high-net-worth individuals, family offices, and business owners across domestic and international markets, delivering purpose-driven wealth strategies aligned with clients' family, business, and philanthropic goals. Eric has a broad and technical background spanning wealth planning, portfolio construction, liability management, and risk oversight, with particular expertise in derivatives-based strategies, including options, structured solutions, and hedging techniques. He began his career at Fidelity Investments in 2012 while attending the University of Texas at Dallas in the evening, later working in oil & gas and insurance compliance before joining Merrill Lynch Wealth Management in 2017. Eric holds professional designations including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Eric serves on the leadership board of Bank of America's Asian Leadership Network and as a board member of the Dallas Market Asian Business Council. He is involved in community programs such as the Dallas Police Department Community Outreach Program and Habitat For Humanity. Eric lives in McKinney, Texas, with his wife Jia and their son Ian. Outside of work, he enjoys playing guitar, running, studying world history, cooking, gardening, music, reading, spending time with his family, traveling, and watching movies.

Taryn Watson is a Financial Advisor with Merrill Lynch Wealth Management. She has dedicated the past 12 years to the financial services industry, developing expertise in personalized wealth management and building strong client relationships. Taryn focuses on understanding her clients' families, financial situations, and priorities to create customized financial strategies that adapt to changing needs and market conditions. Her approach incorporates access to investment insights from Merrill and banking and lending solutions from Bank of America. Taryn’s areas of client focus include college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, women and wealth, and retirement income. She holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA) and earned her bachelor's degree from the Oklahoma State University System. Outside of her professional work, Taryn enjoys golfing, interior decorating, painting, and swimming. She approaches her role with a commitment to accessibility, knowledge, and understanding, working one-on-one with clients to develop financial strategies aimed at achieving their long-term goals.

Kelly Webb is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has 27 years of industry experience. Webb has worked with Raymond James since 2010 and also owns KNL Investments. Outside of finance, he has been a sports official since 2001. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutions. The firm uses analytical tools and risk profiling to tailor recommendations and supports advisory programs alongside institutional consulting and portfolio management.

Richard Ibarra is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Ameriprise Financial Services for seven years. Outside of his advisory role, he is the founder and president of the Richardson Mustang Wrestling Club in Dallas, where he coaches and recruits youth wrestlers. Wells Fargo Advisors serves individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

David Alford is a financial advisor with Raymond James & Associates in Frisco, TX, holding the Series 63 and Series 65 designations and bringing 37 years of industry experience. He previously worked at Bank of America and Merrill Lynch from 2012 to 2020. Outside of finance, he owns a craft beer business. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services, relying on tailored, non-discretionary advice supported by extensive research and a variety of portfolio management options.

Jeremy Silvas is a financial advisor with Raymond James & Associates in Frisco, TX, holding Series 63 and Series 66 licenses and 28 years of industry experience. His prior experience includes roles at Bank of America, Merrill Lynch, UBS Financial Services, Citigroup Global Markets, and Fidelity. Outside of his advisory work, he is involved in managing a household employer arrangement for his disabled son. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individual, institutional, and municipal clients. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services supported by comprehensive research and a range of portfolio management styles.

Aaron Francis is a financial advisor with Merrill in Frisco, TX, holding a Series 66 license and 18 years of industry experience. His prior roles include positions at UBS Financial Services, Scottrade, Inc., and Equitable Advisors. He serves as the executor of an estate and trustee for a living trust, managing assets and disbursing them according to the terms of the estate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of clients including individuals, high-net-worth clients, and institutional investors.

Stephen Nsien is a financial advisor with J.P. Morgan Securities in Frisco, TX. He holds Series 63 and Series 65 designations and has four years of industry experience. His prior roles include positions at Fisher Investments and Ontellus, as well as a decade-long tenure at Digestive Center Associates. Outside of his advisory work, he operates a notary business focusing on notarizing documents in correctional facilities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program offers written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a manager solutions team.

Travis Taylor is a financial advisor at Merrill with 28 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Merrill since 1999, previously associated with Bank of America, N.A. Taylor serves on the Social Enterprise Steering Committee of Grace Avenue United Methodist Church in Frisco, TX. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Suhrob Karimov is a financial advisor with Ameriprise in Frisco, TX, holding a Series 66 designation and eight years of industry experience. He previously worked at Edward Jones for seven years and at Crest Cadillac, part of Berkshire Hathaway Automotive, for two years. Karimov also provides financial advice through RBFCU. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research and modeling to deliver tailored, non-discretionary recommendations focused on income sources, tax efficiency, and withdrawal strategies.

Homer Ramirez is a CFP® professional with 14 years of industry experience, currently serving at Raymond James & Associates since 2024. Prior to this, he worked for nine years at JPMorgan Securities LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and municipal advisory services through a range of portfolio management styles and affiliated research.