Caroline Sievers is a CFA® charterholder with 14 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities in Houston, TX. She has been with JPMorgan Chase Bank NA and J.P. Morgan Securities since 2013. Outside of her advisory role, she serves as treasurer on the board of the St. John the Divine Episcopalian Church Women, managing budgeting and financial reporting for the group. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Raymond Frierson is a financial advisor with LPL Financial in Houston, TX, holding a Series 63 credential and over 32 years of industry experience. He has been with LPL Financial since 2002 and previously worked at Greenbriar Financial Services and 1st Global Advisors. Outside of advisory work, he is a certified public accountant and provides tax preparation and bookkeeping services through Frierson Sola & Associates, PC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Clarence Grier Jr. is a financial advisor at RBC Capital Markets in Houston, TX, with 29 years of industry experience. He holds a Series 63 designation and has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to client risk profiles and investment preferences.

Lauren Ulloa is a financial advisor with Osaic Wealth, Inc. based in Houston, TX, holding a Series 66 designation and seven years of industry experience. Before joining Osaic in 2021, she worked at Royal Alliance and World Financial Advisors, and prior to her financial services career, she was employed with the Houston Police Department. She is also a manager and owner of WF Advisors Houston, LLC. Osaic Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing firm-provided asset-allocation tools and a variety of investment products to construct portfolios managed on discretionary or non-discretionary bases.

Brittany Guerrero is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds a Series 66 designation and has three years of industry experience. Prior to her current role, she held positions at LPL Financial and worked in corporate roles at Microsoft, Northrop Grumman, and GE Aviation. Outside of finance, she owns an Etsy stationery and sticker business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, and institutions. The firm offers tailored, non-discretionary planning and employs a range of analytical tools to support client goals, with specialized services including municipal and public finance advisory and SIMPLE IRA Employer Advisory programs.

Jennifer Garza is a financial advisor at Fidelity with four years of industry experience. She holds a Series 66 designation and has worked at several firms, including Avantax Advisory Services and Integrated Tax and Wealth Strategies. Her background also includes roles outside finance, such as positions at the University of Houston and Bayou City Wings. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a range of investment vehicles, including model portfolios, registered investment companies, and an IRS-qualified Charitable Gift Fund.

Ashford Fulmer is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has previously worked at firms including Fidelity Investments, td ameritrade, and Merrill. Outside of his advisory role, he is a partner in two real estate ventures, Opulent Oasis Realty Acquisitions LLC and Redwood Realty Acquisitions LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization, offering access to a wide range of investment products and manager searches on a non-discretionary basis.

Nicole Boniface is a financial advisor at Raymond James & Associates with 21 years of industry experience. She previously worked at Morgan Stanley Smith Barney for 10 years before joining Raymond James in 2019. Outside of her advisory role, she is the owner of a photography business and serves as Treasurer and Board Member for the Lake Creek Royals Booster Club. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide network of advisors.

Christian Kubosh is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has two years of industry experience and previously worked with Northwestern Mutual Wealth Management Company and GWN Securities, Inc. Kubosh is also involved with Kubosh Marketing Group L.L.C. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Rodney Dixon is a financial advisor at Edward Jones in Pearland, TX, holding a Series 66 designation. He has a background spanning over 19 years in the financial sector, including positions at Smart Financial Credit Union and First National Bank Texas. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment strategies and affiliated products. The firm manages over $1 trillion in assets with a large national network of advisors and branch offices.

Mamta Rai is a financial advisor at OSAIC with 17 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked with Securities America Advisors and Valic Financial Advisors. Outside of her advisory role, she is a partner in a gas station and convenience store business with her husband. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through an extensive network of affiliated advisers. The firm offers a range of brokerage and advisory services, employing asset allocation tools, risk-tolerance assessments, and multiple investment platforms to manage portfolios.

Kimberly Latimer is a financial advisor with Ameriprise in Chicago, IL, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Her prior roles include positions at Bank of America and Merrill. She serves on the Board of Directors for The Women's Resource of Greater Houston. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm delivers these services through a centralized consulting team and integrates advisory, brokerage, and insurance solutions typical of a large institutional firm.

Patricia Sayyah is a financial advisor with UBS Financial Services in Houston, TX, holding a Series 63 designation and bringing 47 years of industry experience. She has worked with UBS Financial Services Inc. since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations in client planning.

Alain Gardner is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 66 licenses and 23 years of industry experience. His prior experience includes roles at J.P. Morgan Securities and JP Morgan Chase Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research from Wells Fargo Investment Institute with diversified investment approaches.

Benjamin Perry is a financial professional with Cetera and holds a Series 66 designation. He has two years of industry experience, including roles at Quadrant Biosciences and Tradewins Financial. Perry also provides consulting services to technology and biotech companies and sells fixed insurance products as an insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and advisory services, utilizing multiple program platforms and both affiliated and third-party managers.

Heidi Alikpokou is a financial advisor at Morgan Stanley in Houston, TX, with 10 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by firm-approved tools and modeling techniques.

David Alper is a financial advisor with Merrill in Houston, TX, holding Series 63 and Series 65 designations and 25 years of industry experience. He has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Nichols is a financial advisor with Wells Fargo Clearing in Cypress, TX, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services including investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, serving as an ERISA fiduciary and offering both discretionary and non-discretionary services with a notable inclusion of insurance-related vehicles and bank deposit sweep options.

Leonardo Duchini is a financial advisor with Thrivent Investment Management in Houston, TX, holding a Series 66 license and two years of industry experience. His prior roles include positions at Concourse Financial Group Securities Inc and Strategic Financial Advisors, as well as a period with Bradley-Stinson & Associates. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary portfolio management. The firm offers these planning services either as one-time engagements or ongoing relationships, integrating planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Randall Sutton is a CFP® certified financial advisor with 40 years of industry experience. He is currently with Raymond James & Associates and previously worked at Ameriprise Financial Services and Morgan Stanley Smith Barney. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.