Boyce Laqua is a financial advisor with Primerica Advisors holding Series 63 and Series 65 licenses. He has less than one year of industry experience and has held roles at PFS Investments Inc., Primerica Financial Services, Kaneka North America LLC, Lubrizol Corporation, TD*X Associates, and Gulfspan Industrial. His background includes a period as a stay-at-home dad. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-driven investment strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Stephen Carmona is a Financial Consultant at Fidelity Investments, a position he has held since 2026. He focuses on deepening new and existing client relationships through financial planning and collaborates with clients to develop strategies tailored to their unique financial needs. Stephen has been with Fidelity Investments since 2020, progressing through several roles including High Net Worth Associate, Workplace Planning Consultant, and Planning Consultant. This experience has provided him with a comprehensive understanding of financial planning services across different client segments. Outside of his professional work, Stephen has interests in baseball, beach activities, football, music, and traveling.

Patrick Condon is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Morgan Stanley since 2009 and is also affiliated with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Homero Guerra is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to his current role, he spent 29 years at the American Bureau of Shipping. Outside of finance, he owns HM Residential Services LLC, a home services business. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and limited separately managed account options primarily for individual and high-net-worth clients. The firm employs an independent due-diligence process to select asset managers and uses a tiered wrap-fee structure for its services.

Daniel Marin is a financial advisor with LPL Financial in Baytown, TX, holding Series 63 and Series 65 licenses and 10 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Bank, NA. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations through a large national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research to support various investment strategies.

Damian Lopez is a financial advisor at J.P. Morgan Securities in Houston, TX, holding a Series 66 designation with one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., he held various roles in the hospitality and education sectors, including positions at Hash Kitchen and Pasadena Independent School District. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that integrates quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Peter De Luna is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 designations and bringing 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. for a combined total of over 20 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs more than 14,000 financial advisors, offering both brokerage and advisory solutions supported by in-house research and third-party data.

Beaumont Boyce Jr. is a financial advisor with LPL Financial in Houston, TX. He holds a Series 66 designation and has nine years of industry experience. His prior experience includes roles at Raymond James & Associates and Hightower Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charities through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and utilizes both discretionary and non-discretionary management supported by research and model portfolios.

Macey Jakubik is a Financial Consultant at Fidelity Investments, where she partners with clients to develop personalized and holistic financial plans aimed at achieving their short-term and long-term financial goals. She focuses on understanding each client's unique situation to implement tailored strategies that provide confidence and peace of mind. Her professional experience includes roles at Fidelity Investments as a Financial Consultant since 2023, Investment Consultant from 2022 to 2023, and Relationship Manager from 2021 to 2022. Prior to that, she worked as a Financial Solutions Advisor at Merrill Lynch from 2019 to 2021, and completed internships at both Fidelity Investments in 2018 and Merrill Lynch in 2017.

Edwin Rivera is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and six years of industry experience. His prior roles include positions at JP Morgan Securities LLC and New York Life Insurance Company. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering investment policy development, performance reporting, participant education, and discretionary investment management. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Frederick Korfeh Tommy is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 65 and Series 63 licenses and with three years of industry experience. His background includes roles at Wells Fargo Bank, Automatic Data Processing (ADP) LLC, and Liberty Tax Service. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, utilizing research and analytics from Wells Fargo Investment Institute alongside third-party data to guide investment decisions.

Jarrid Hicks is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent five years with Wells Fargo Advisors LLC. Outside of his financial advisory role, Hicks owns and operates Gray Shadow, LLC dba Shoot-Ist, a business involved in the sales and transfers of firearms. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through more than 14,000 advisors. The firm combines research-driven investment strategies with a broad range of financial products and services, including consulting and fiduciary solutions for retirement plans.

Robert Devautour III is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has held prior roles at Merrill, Bank of America, Starfox Financial Services, and JPMorgan Chase Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Justin Boudreau is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2012 to 2016, with a total of 15 years associated with Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Walter Sticker is a financial advisor at Primerica Advisors in Killeen, TX, holding Series 63 and Series 65 licenses with three years of industry experience. His prior roles include positions at Primerica Financial Services, Tim Thompson/Farmers Insurance, Combined Insurance, and AFlac. Outside of his advisory work, he serves as a sports official for the Texas State Officials Association, committing approximately 16 hours per month. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which features model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure while maintaining oversight of model selection and implementation.

Gabriela Hernandez is a financial advisor with Morgan Stanley in Houston, TX. She holds Series 65 and Series 66 licenses and has four years of industry experience, including roles at Goldman Sachs and VALIC Financial Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and advisory programs, managing approximately $2.74 trillion in client assets.

Detarius Williams is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. His work history includes roles at Wells Fargo Clearing Services, Bank of America, Merrill, and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

James Whaley Jr. is a financial advisor at OSAIC with 33 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. His prior roles include positions at Woodbury Financial Services, Questar Asset Management, and Questar Capital Corporation. Additionally, he manages life insurance sales and serves as a trustee overseeing agricultural and commercial property investments. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering integrated brokerage, investment advisory services, and access to third-party money managers. The firm employs asset-allocation tools and risk assessments to construct diversified portfolios, and supports both discretionary and non-discretionary account management.

Margaret Kirby is a Wealth Management Advisor at Merrill Lynch Wealth Management in Houston Downtown. She focuses on total wealth management, providing solutions for personal and business finances, as well as foundations and endowments. Margaret works with clients to understand their risk tolerance, time horizon, liquidity needs, investment goals, and associated costs to develop tailored strategies. She meets regularly with clients to review progress and ensure their financial plans align with their current circumstances. Margaret has been with Merrill Lynch Wealth Management since 1997 and holds the Certified Investment Management Analyst (CIMA) designation from The Investments & Wealth Institute, where it was taught in conjunction with The Wharton School of Business. She is also recognized as a CERTIFIED FINANCIAL PLANNER (CFP) professional by the Certified Financial Planner Board of Standards, Inc. Margaret earned her bachelor's degree from the University of Texas. Beyond her professional role, Margaret is active in numerous charitable organizations in the Houston area. She has been involved with organizations such as the Jr League of Houston, the Breakfast Club, and the River Oaks Blossom Club. Outside of work, her personal interests include antiquing, gardening, reading, and tennis.

Mark Cavazos is a financial advisor with Equitable Advisors in Houston, TX, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors since 2007, previously affiliated with Axa Advisors, LLC. Outside of his advisory role, he is a 50% owner and manager of Bay Area Private Wealth Group, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals and risk tolerance.