Marshall Harrison is a Series 66 licensed advisor with Morgan Stanley in San Antonio, TX, and has three years of industry experience. Prior to joining Morgan Stanley, he worked at Airrosti Rehab Centers and Prosperity Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market scenario modeling.

Michael Clark is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 39 years of industry experience. He previously worked at Aspect Wealth Management for 24 years and has been with Cetera since 2013. Clark is involved in several business ventures outside of advising, including partnerships in mining operations, technology distribution, and carbon credit projects. Cetera Investment Advisers LLC serves a broad client base ranging from individuals to institutional accounts, offering portfolio management, financial planning, and retirement services through a nationwide network of independent advisors. The firm provides access to a multi-manager platform with various program options and manages over $256 billion in assets.

Warren Ganues is a financial advisor at Edward Jones in San Antonio, TX, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked at companies including USAA, Johnson Control Inc., Wells Fargo, Chase Bank, and First Citizens Bank. Outside of advisory work, he serves as a creative director for a social media consulting firm and advises clients on self-defense plans through a separate consulting business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment strategies and fiduciary advisory services. The firm is notable for its extensive retail advisor network, affiliated mutual funds, trust company services, and securities-based lending options.

Michael Malchoff is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and seven years of industry experience. He has been with Merrill since 2019 and concurrently affiliated with Bank of America since 2016. Outside of his advisory role, he is a guitarist in a local cover band called Bittersweet Band. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual, corporate, and institutional clients.

Daniel Langella is a financial advisor with Equitable Advisors in San Antonio, TX. He holds Series 63 and Series 66 credentials and has six years of industry experience. Prior to joining Equitable Advisors in 2020, he worked at Flamingo Reys and attended the University of Texas. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm employs a range of advisory programs and works with third-party asset managers and LPL-sponsored programs to deliver investment solutions.

Juan Menchaca Jr. is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Charles Schwab since 2020 and previously spent six years with USAA Investment Management Company. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a range of wealth advisory, brokerage, custody, and financial planning services through its integrated platform and multi-asset model portfolios.

Morgan Edwards Sr. is a financial advisor with Cambridge Investment Research Advisors based in San Antonio, TX, holding a Series 63 designation and bringing 32 years of industry experience. Prior to joining Cambridge in 2024, he worked at Kestra Advisory and Voya Financial Advisors. He serves on several nonprofit and civic boards, including the Texas Lyceum Association and the Alamo Heights ISD School Board. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a wide network of independent professionals who employ a variety of portfolio management strategies tailored to client objectives.

Meliora Rosin is a financial advisor with LPL Financial who holds Series 63 and Series 66 licenses and has six years of industry experience. Prior to joining LPL Financial in 2024, she worked at Ameriprise Financial Services, NYLIFE Securities LLC, New York Life Insurance Co, and Strategic Grouping. Outside of finance, she is involved with the Earl Cobb Dance Studio. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology and a large network of over 22,800 advisors.

Catherine Haffner is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 14 years of industry experience. Her career includes roles at BOK Financial Private Wealth, Kingswood Capital Partners, Merrill, and JP Morgan Securities. In addition to her advisory work, she is an artist who sells acrylic and oil paintings and owns Haffner Group LLC, a business support entity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and organizations. The firm offers tailored, non-discretionary planning and consulting, incorporating risk profiling and analytical modeling, and supports its clients through a broad network of advisors and advisory programs.

Richard Planto is a ChFC® credentialed financial advisor with 40 years of industry experience, currently with OSAIC since 2024. His career includes prior roles at Securities America Advisors and Securian Financial Services. Outside of his advisory work, Planto is active in community fundraising and nonprofit boards, including the Alamo Heights Rotary Club, Jewish Federation of San Antonio, and Mission Heritage Partners. OSAIC serves a diverse client base ranging from individual investors to corporations and charitable organizations, offering brokerage and advisory services through a large network of affiliated advisors. The firm’s investment approach includes asset allocation, risk assessment tools, and access to third-party money managers and managed-account programs.

James Moon serves as a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he and his team assist clients in achieving their financial objectives through a holistic, goals-based approach. Leveraging the full banking resources of Bank of America, James provides clients with comprehensive financial solutions encompassing investments, banking, and lending. He partners with senior financial advisors to address the unique financial needs of multi-generational families, business owners, and professionals. Before joining Merrill, James worked as an analyst with J.P. Morgan’s Private Bank in Houston. There, he provided strategic financial and investment advice to private business owners, corporate executives, and family offices while collaborating with the lending team on securities-based and custom collateral loan portfolios. His client focus includes executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, and portfolio management services. James earned a Bachelor’s degree in Finance from Texas Christian University, graduating Magna Cum Laude. He holds the Certified Investment Management Analyst® (CIMA®) designation awarded by the Investments & Wealth Institute™ in conjunction with the Yale School of Management, as well as the Personal Investment Advisor (PIA) designation. Residing in San Antonio, James is a member of TCU’s Junior Clark Society and the San Antonio Country Club. Outside of work, he enjoys cooking, playing golf, traveling, and spending time with his wife Jillian and their golden retriever Luna.

Jeffrey Marshall is a financial advisor with Equitable Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses and possessing 30 years of industry experience. He has been with Equitable Advisors since 2005, including time with its predecessor, Axa Advisors. His outside business activities include various insurance brokerage contracts. Equitable Advisors serves a diverse client base, including individuals, retirement plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm utilizes a range of third-party advisory models and provides ERISA fiduciary services, without sponsoring its own wrap fee program or advertising hypothetical performance.

Jaqueline Bernal is a Series 66-licensed financial advisor with 14 years of industry experience. She is currently affiliated with Merrill and Bank of America, where she has worked since 2019. Her prior experience includes roles at Mass Mutual Investors Services, AXA Advisors, San Diego Credit Union/LPL, and Northwestern Mutual Investment Management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Lamil Mc Williams is a financial advisor with Thrivent Investment Management based in San Antonio, TX. He holds Series 63 and Series 66 designations and has previous experience working at Capital Group American Funds for ten years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based financial planning that covers a broad range of topics, with options to combine planning and managed-account services under a consolidated billing arrangement.

Austin Burt is a Financial Advisor working within the Merrill Lynch Wealth Management line of business. He contributes to investment decision-making as a member of the investment committee at NWG/VMT & Associates, where he collaborates with colleagues to conduct investment analysis, economic research, and due diligence on private funds. Austin holds a bachelor's degree from Texas A&M University's Mays Business School, where he studied Finance and Entrepreneurship. His professional designation includes Personal Investment Advisor (PIA). He focuses on client areas such as family wealth management strategies, liquidity management, managing new wealth, and portfolio management services. Outside of his professional role, Austin engages in activities including golfing, hunting, reading, running, spending time with family, and tennis.

Steven Zabriskie is a financial advisor at Cambridge Investment Research Advisors in San Antonio, TX, with 16 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Rmdr Advisors, Inc., Coordinated Capital Securities, Inc., and Cambridge Investment Research, Inc. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services. The firm offers a range of investment solutions through various platform arrangements and includes both proprietary and third-party strategies tailored to client needs.

Jacob Schlosser is a financial advisor with Equitable Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Equitable Advisors in 2021, he worked in the education sector for over a decade. Schlosser also serves as a contracted coach and referee for Lonestar Field Hockey and as an NCAA umpire. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm’s approach involves assessing client risk and matching them to proprietary or third-party advisory programs, covering a range of investment products including mutual funds, ETFs, separately managed accounts, and select alternatives.

Emily Sanders is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. She previously worked at Bank of America and Merrill. Outside of advisory work, she serves on the finance committee of the Lone Star Response Team, a community organization in San Antonio, and is involved in search and rescue operations through Black Hat Collective, LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and firm-approved tools but generally does not provide individual security recommendations as part of standalone planning.

Justin Torres is a financial advisor with Equitable Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and having 18 years of industry experience. His prior roles include positions at Victory Capital Services, Inc., and various entities within USAA, where he worked from 2011 to 2019. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives. The firm emphasizes personalized client assessment and employs a range of proprietary and third-party advisory models and investment products.

Tram Garcia is a Financial Advisor at Merrill Lynch Wealth Management based in San Antonio. She works closely with individuals and families to develop personalized financial strategies that align with their short-, mid-, and long-term goals. Her areas of focus include retirement planning, wealth management, college education planning, employee benefits planning, family wealth management strategies, legacy planning, small business strategies, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Tram provides ongoing guidance to help clients stay on track as their financial needs evolve. Tram holds a Bachelor's Degree from the Royal Melbourne Institute of Technology (RMIT) and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She is fluent in English, Vietnamese, and Spanish. In addition to her advising role, she participates in the Bank of America Volunteers Program. Outside of her professional responsibilities, Tram enjoys activities such as billiards, music, pickleball, singing, soccer, spending time with her family, swimming, traveling, volleyball, and watching movies.