Madison Ramirez is a Series 66 licensed financial advisor at Edward Jones with six years of industry experience. Prior to joining Edward Jones, Madison worked at the University of Texas and held positions with Bless Your Heart and the North East Independent School District. Madison is based in San Antonio, TX. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and maintains a large nationwide network of financial advisors and branch offices.

Steven Mitchell is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. His prior roles include positions at Citigroup Global Markets and Cetera Wealth Services, with over a decade at Morgan Stanley Private Bank. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market modeling techniques.

Keifer Guizard is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has worked at firms including SoFi Securities LLC and JPMorgan Chase Bank, N.A. Prior to his financial career, he was involved in entrepreneurial work with Bullseye Pressure Washing. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through non-discretionary advice focused on asset allocation, investment manager searches, and customized performance reporting. The firm employs a centralized due diligence process combining quantitative and qualitative research and offers a range of derivative and commodities capabilities not commonly found in similar advisory programs.

Adam Spencer is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 66 and Series 63 licenses and four years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2022, he spent ten years working at Chester's Hamburgers. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes capabilities in derivatives and commodities.

Taerikk Perry is a financial advisor with Ameriprise in San Antonio, TX, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise since 2019 and previously worked with i9 Sports and Love to Swim School. Perry serves on the Board of Directors for Restore Education, a nonprofit organization. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes a written Recommendation Report and ongoing tax-aware withdrawal strategies focused on dependable income sources.

Justin Temple is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Merrill and Broadway Wealth Solutions. Temple is based in San Antonio, TX. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory program.

John Contreras is a Series 66-licensed financial advisor with eight years of industry experience. He has worked at J.P. Morgan Securities since 2018 and previously spent two years at Capital Group. Based in San Antonio, TX, he provides advisory services through J.P. Morgan Securities. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The program combines quantitative and qualitative research to develop model asset allocations and includes capabilities in derivatives and commodities.

Alan Pearson is a financial advisor at Morgan Stanley with 30 years of industry experience. He has worked at Morgan Stanley since 2009 and previously at Citigroup Global Markets from 1998 to 2009. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Patrick Taylor is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 license and 18 years of industry experience. He has been with Mass Mutual Investors Services since 2007 and with Mass Mutual Financial Group since 2005. Outside of his advisory role, Taylor owns and operates a business coaching and strategic planning firm that provides goal-setting and leadership development services to business owners. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs with a focus on collaborative, goal-oriented strategies.

Elizabeth Hoerl is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 15 years of industry experience. She has been with J.P. Morgan Securities since 2012, following brief roles at Chase Investment Services Corp. and Edward Jones. Based in San Antonio, TX, she provides institutional consulting services within a large team of advisors. J.P. Morgan Securities serves plan sponsors, corporations, endowments, and other institutional clients by offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations, with a focus on utilizing eligible strategies and incorporating ESG criteria.

David Saldana is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. His prior roles include positions at Victory Capital Services, USAA Investment Management, and USAA Financial Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, providing tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee.

Patrick Lane is a financial associate at Cetera with one year of industry experience. He holds a Series 66 designation and has prior experience at Aspect Wealth Management and Cetera Wealth Services. Outside of financial advising, he has worked in various roles including coaching soccer and teaching. Cetera Investment Advisers LLC is a nationwide registered advisor serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers diversified portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with discretionary and non-discretionary options.

Elizabeth Salas is a financial advisor at Primerica Advisors with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has been affiliated with PFS Investments Inc. and Primerica Financial Services since 2007. In addition to her advisory role, she receives compensation for the sale of loan products and referrals of home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-driven strategies managed by third parties. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Samantha Maney is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities LLC since 2016. Based in San Antonio, TX, her work focuses on serving institutional clients. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program. The firm’s approach combines quantitative and qualitative research to develop asset allocation advice, investment manager searches, and customized performance reporting.

Jason Black is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies.

Dylan Pflum is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab, Dylan held various roles in education and event management at institutions including Trinity University, Yale University, Southern Methodist University, Cameron University, and Baylor University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts, supported by a centralized operational structure covering custody, brokerage, and alternative investment platforms.

James Keck is a financial advisor with Equitable Advisors in San Antonio, TX, holding a Series 66 designation and 20 years of industry experience. He has worked with Equitable Advisors and its predecessor, AXA Advisors, since 2006. Keck serves as an endowment board member for Saint George Episcopal School and is the treasurer for the Sons of the Republic of Texas, Chapter #7. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individual and institutional clients. The firm employs a range of advisory programs and third-party asset managers to deliver customized investment solutions.

David Bavero is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has held prior positions at Securities America Advisors, Securian Financial Services, and Valic Financial Advisors. Outside of financial services, he owns and operates a business that breeds and trains British Labradors and serves as vice president of the Alamo Retriever Club. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, and charities. The firm offers a broad range of brokerage and advisory services, utilizing a model-based asset allocation process supported by tools such as risk tolerance questionnaires and portfolio optimization.

Britton Du Bose is a financial advisor at Edward Jones in San Antonio, TX, holding a Series 66 designation. He has one year of industry experience and previously worked at PwC for three years and Greenscape Outdoors for seven years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory strategies and affiliated investment products, managing approximately $1.01 trillion in assets through a large network of advisors and branch offices.

Stephen Willis is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 45 years of industry experience. His prior roles include positions at SPC, Sigma Financial Corporation, Wells Fargo Clearing, and Prudential Equity Group. Outside of advisory work, he owns Willis Ranch, a cattle operation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.