Lujane Hanna is a CFP® with three years of industry experience. She is currently with CWM, LLC and has held previous positions at Valorem Financial and Bridge Financial. Hanna also worked at the University of Colorado Denver and Dakota Ridge High School in earlier roles. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm uses discretionary model portfolios governed by an internal Investment Committee and offers a range of services including portfolio management, financial planning, and retirement-plan solutions.

Ryan Bohnenkamp is a financial advisor at Empower Advisory Group with four years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Empower Financial Services, he worked at Charles Schwab from 2020 to 2022 and has held roles in various other industries including healthcare and telecommunications. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail brokerage clients. The firm’s integrated approach ties financial planning and managed account solutions to Empower’s recordkeeping and administrative platforms.

Anthony Monraz is a CFA® charterholder and holds a Series 66 license with six years of industry experience. He currently serves as a financial advisor at Schwab Wealth Advisory in Lone Tree, CO. His prior experience includes roles at JP Morgan, ALPS Distributors, Inc., and ArrowMark Partners. He is also an executive committee board member of the CAIA Rocky Mountain Chapter, a volunteer position within a local professional investment organization. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s research tools and standard asset allocation models.

Scott Schleicher is a financial advisor with Empower Advisory Group in Greenwood Village, Colorado. He holds a Series 65 designation and has 18 years of industry experience. Prior to joining Empower Advisory Group in 2023, he worked at Personal Capital Advisors Corporation from 2016 to 2019 and from 2019 onward. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage account holders. The firm’s services include point-in-time financial plans and optional managed account solutions delivered through an integrated model connected to Empower’s recordkeeping and administrative platforms.

Casey Vincent is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 66 licenses with 13 years of industry experience. He has worked at Gwfs Equities, Inc. since 2016. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Kevin Hollis is a CFP®-certified financial advisor with 32 years of experience, currently with First Command Advisory Services since 2015. He has worked extensively within the First Command organization since 1994. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team.

Mark Lande is a financial advisor at Empower Advisory Group with six years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining Empower, he worked at Fidelity Brokerage Services LLC for six years and has experience in other roles including tutoring and technology services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and select retail brokerage clients. The firm emphasizes long-term portfolio returns and annual rebalancing through integrated services linked to Empower’s recordkeeping and administrative platforms.

Thomas Beuerman is a Series 66 licensed advisor with First Command Advisory Services in Aurora, CO, bringing seven years of industry experience. Prior to his advisory role, he served 11 years with the United States Navy and currently holds an officer position in the US Navy Reserves. Outside of his financial advisory work, he owns and operates a business called HouseBuyingTom and manages TB Advisory Group LLC, which supports his First Command activities. First Command Advisory Services is an SEC-registered firm serving individuals, corporations, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing centralized investment management teams to oversee model portfolios and third-party managers within a discretionary framework.

Jake Donahue is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Schwab, he served five years in the United States Army and has experience in various roles including work with the City of Laramie Mosquito Control and Gypsum Floors of Denver. He serves as a trustee for the Stephen Cmar Army ROTC Scholarship Fund, assisting with fundraising and organizational functions. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement planning, and investment recommendations across a range of securities. The firm operates within the Schwab ecosystem and does not exercise discretionary trading authority, focusing instead on client-directed investment decisions.

Crystal Thompson is a financial advisor at Empower Advisory Group with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has been with BenefitsCorp since 2002. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to IRA and retail brokerage clients. The firm’s services integrate with Empower’s administrative platforms and focus on long-term portfolio returns and client savings rates through a point-in-time planning model and optional managed accounts.

Nathaniel Miller is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab and Fidelity in various advisory and brokerage roles. Outside of his advisory work, he owns a real estate business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, utilizing Schwab’s research tools and asset allocation models to support financial planning and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for its advisory services.

Ali Ardehali is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 65 licenses and with 17 years of industry experience. He has worked at GWFS Equities, Inc. since 2022 and previously spent 14 years at TIAA-CREF and Tiaa. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s services are closely integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns, annual rebalancing, and savings rates through point-in-time plans and optional managed accounts.

Nadine Witt is a financial advisor with Empower Advisory Group, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at Personal Capital Advisors Corporation, J.W. Cole Advisors, Morgan Stanley, and Conrad Connect. Outside of her advisory work, she is a co-owner of a marine repair shop and also works as an independent dog sitter. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm offers integrated services combining proprietary financial planning with managed account solutions, emphasizing long-term portfolio returns and annual rebalancing.

Alex Mindemann is a CFP® professional with nine years of experience in the financial services industry. He has worked at Schwab Wealth Advisory Inc. since 2021 and has been affiliated with Charles Schwab & Co., Inc. since 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and delivers advice without discretionary trading authority.

Douglas Gammel is a financial advisor at Empower Advisory Group with 21 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Advised Assets Group, LLC since 2015. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering services through an integrated model connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns, annual rebalancing, and clients’ savings rates in its financial planning approach.

Kimberly Dixon is a financial advisor at Empower Advisory Group with Series 63 and Series 65 licenses and one year of industry experience. Her prior work includes roles as a self-employed real estate agent and life insurance agent, as well as a position at Ascensus. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and participants, with services integrated into Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates in its financial planning approach and serves a large participant base through a high client-to-advisor workload.

Jacob Mc Cloy is a financial advisor with Empower Advisory Group in Greenwood Village, CO. He holds Series 63 and Series 65 licenses and has nine years of industry experience. His prior work includes roles at GWFS Equities, Cetera Advisors, National Planning Corporation, and Prime Financial Strategies. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm offers financial plans that focus on long-term portfolio returns and savings rates, delivered through an integrated model connected to Empower’s administrative platforms.

John Browning III is a financial advisor with Kestra Advisory, holding Series 63 and Series 65 credentials and three years of industry experience. He previously worked at AssetMark Brokerage, LLC and AssetMark Financial Holdings, Inc. Browning also assists partners at his firm with client meetings and financial planning as part of his role with The Browning Group II, LLC. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, offering services including fiduciary consulting, plan design, and employee education, with a focus on large institutional investors and complex investment solutions.

Anthony Englert is a financial advisor at Sanctuary Advisors, LLC in Denver, CO, with 12 years of industry experience. He holds Series 66 and Series 65 licenses and has previously worked at Goldman Sachs, Merrill, United Capital Financial Advisers, LLC, and Cetera Advisor Networks. Sanctuary Advisors, LLC offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports a range of investment approaches and platforms, providing both discretionary and non-discretionary portfolio management through a large network of independent advisor representatives.

Tamara Jean Santos is a financial advisor at Empower Advisory Group with five years of industry experience. She holds Series 65 and Series 63 licenses and has worked at GWFS Equities, Inc. since 2016 before joining Empower Advisory Group in 2025. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns, annual rebalancing, and clients’ savings rates.