Jonathan Rowland is a financial advisor with LPL Financial in Draper, Utah, holding Series 63 and Series 65 credentials and 23 years of industry experience. His prior roles include positions at Parkland Securities, LLC and DFPG Investments, LLC. In addition to his advisory work, he has been involved in insurance sales since 1997. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs supported by research and technology, providing both discretionary and non-discretionary management services.

Curtis Willardson is a financial advisor with LPL Financial in Lehi, UT, holding CFP®, Series 63, and Series 65 designations and bringing 38 years of industry experience. He previously worked at Cetera Advisor Networks LLC and Salt Lake Bsi, Inc. Outside of his advisory role, Willardson serves as a trustee for the Willardson Asset Protection Trust. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Jonathan Clegg is a financial advisor with Edward Jones, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory strategies, including tax-efficient services and affiliated investment products, supported by a large national network of financial advisors and branch offices.

Allyn Shaw is a CFP® professional with 22 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. since 2011. Prior to this, he worked at the University of Phoenix for seven years. He is the President of a local Homeowners Association and owns Shaw Financial Services, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through its affiliation with a municipal advisor.

Steven Jackson is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 credentials and having 32 years of industry experience. He has worked at various Fidelity-affiliated firms since 1993 and is involved outside of work providing care for special needs individuals during holidays. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research and quantitative analysis with systematic portfolio construction.

John Nielsen is a CFP® professional with 42 years of experience in the financial services industry. He currently works with Cetera and has held roles at Keystone Wealth Advisors and Retirement Planning Associates, among others. Nielsen is also involved in equipment leasing through RPA Aero LLC, where he manages operational and accounting duties. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with varied discretionary and non-discretionary portfolio management options, financial planning, and access to third-party money managers.

Steven Fullmer is a financial advisor with OSAIC who holds a Series 63 designation and has 39 years of industry experience. He has been associated with Royal Alliance since 2013. Outside of his advisory role, he is a managing member of several entities, including ALISANDRA, LLC, which manages his personal investments. OSAIC serves a diverse clientele ranging from individual and high-net-worth investors to institutional clients such as pension plans and charitable organizations. The firm provides a wide array of services including brokerage, investment advisory, financial planning, and access to various third-party money managers through multiple advisory platforms.

Matthew Fusano is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and nine years of industry experience. He previously worked for Transamerica Financial Advisors, Inc. and World Financial Group Insurance Agency from 2016 to 2026. Fusano has also been associated with the Corporation of the Presiding Bishop since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Michael Graff is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. His prior experience includes roles at Morgan Stanley, E*TRADE Capital Management, and Valic Financial Advisors. Outside of his advisory work, he is co-owner of a family-run rental property business. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Snell is a financial advisor at Charles Schwab with five years of industry experience. He holds a Series 66 designation and has previous experience at Ameriprise and FedEx. Outside of financial advising, he owns a small rental property business. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory and discretionary managed accounts with a multi-asset, model portfolio investment approach.

Quinton Young is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2025. He has been with Fidelity Investments since 2018, progressing through positions including Financial Consultant, Planning Consultant and Relationship Manager, and College Planning Specialist. Prior to joining Fidelity, he worked as an Insurance Agent at State Farm Insurance and as a Banker at Mountain America Credit Union. As a Certified Financial Planner™, Quinton Young focuses on educating and collaborating with his clients to develop comprehensive financial plans tailored to their life goals. He emphasizes a thorough understanding of his clients' priorities as the foundation of his advisory approach. Outside of his professional work, Quinton enjoys activities such as board games, family activities, exploring food, outdoor adventures, and playing table tennis.

Jared Knudsen is a financial advisor at LPL Financial with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked with Securities America Advisors, Wasatch Benefits Group, and KMS Financial Services. His activities include managing insurance products such as Medicare and life insurance plans. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services through a national network of investment advisers, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Calli Shafer is a financial advisor at OSAIC with four years of industry experience. She holds a Series 66 designation and has worked at firms including SagePoint Financial and Lawrence Wealth Management. Outside of her advisory work, she serves as President of the Utah County chapter of the Legs Ladies Executive Golf Society, a membership-based organization focused on golf and community building. OSAIC serves a diverse client base including individual and institutional investors, offering brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools and automated rebalancing to manage portfolios across a variety of investment types.

Brian Ohlwiler is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Fidelity entities since 2008, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and oversee fund advisory services.

Rebecca Spencer is a financial advisor at Osaic with ten years of industry experience and holds the Series 66 designation. She has worked at SagePoint Financial, Inc. since 2018 and has been involved in homemaking activities since 2002. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, and access to multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

David Blaylock is a financial advisor with Raymond James Financial, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Strategic Advisers LLC and Fidelity Personal and Workplace Advisors. Outside of his advisory work, he is involved in construction and property maintenance through Blako Inc and also works as an independent contractor delivering food for DoorDash. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary consulting using risk profiling and analytical tools to guide client investment decisions.

Bradley Wilson is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63 and Series 66 designations and has worked with various Fidelity entities since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative and algorithmic portfolio construction. The firm serves multiple registered investment companies and offers model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Rachel Moss is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 65 credentials and has two years of industry experience. Prior to joining Raymond James, she held various roles including ownership and CEO of First Financial Advisors. Moss has experience in business management outside finance, notably in fitness and entertainment sectors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and supports municipal and public finance work through its unique affiliations and specialized advisory programs.

Spencer Oman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 2006 and joined Merrill Lynch in 2012. Spencer focuses on helping clients grow their assets through detailed wealth strategies and emphasizes personalized financial planning tailored to individual goals. His expertise includes financial planning, budgeting and forecasting, risk management, and optimizing investment portfolios. Spencer holds the Certified Financial Planner (CFP) certification and a Master of Real Estate Development. He earned a Bachelor's degree from Brigham Young University and a Master's degree from the University of Utah. Spencer is committed to client care and values clear communication and personalized engagement. He has been involved in community activities such as Utah Valley Aquatics.

David Carruth is a financial advisor with LPL Financial based in Pleasant Grove, Utah. He holds Series 63 and Series 66 licenses and has 18 years of industry experience, including prior roles at Northwestern Mutual Wealth Management Company and its affiliated entities. Outside of his advisory work, he is involved with Rohrer & Associates, a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement consulting services, with access to model portfolios, third-party research, and technology-driven investment options.