Joseph Ayers is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 20 years of industry experience. His prior work includes roles at Bank of America and Merrill. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing both proprietary and third-party investment strategies tailored to client objectives.

Richard Fletcher is a financial advisor with Wells Fargo Clearing in Henderson, NV, holding Series 63 and Series 66 licenses and seven years of industry experience. He has been associated with Wells Fargo Clearing since 2018 and Wells Fargo Bank, N.A. since 2015. Outside of his advisory role, he serves as a Nevada Notary Public. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical for large institutional advisers.

Nathan Jamieson is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He has worked at Wells Fargo bank since 1997 and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services. Their investment approach is IPS-driven and grounded in modern portfolio theory, with an emphasis on plan objectives, demographics, and risk tolerances.

Malcolm Rose Jr. is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. His prior roles include positions at Truist Investment Services, Prudential Insurance Company of America, and Mutual of Omaha. Outside of his advisory work, Rose has authored a book of poetry and maintains a blog that interprets hip-hop lyrics to discuss mental, physical, and financial fitness. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Nicolas Scamorza is a Financial Advisor at The Cohen Group, a Merrill Lynch Wealth Management team headquartered in Las Vegas, Nevada. Joining the team in 2022, he contributes to business development and works alongside his wife, Jessica Cohen, and father-in-law, Gary Cohen. His role involves helping clients build and preserve their wealth across generations with personalized financial strategies. Prior to his current position, Nicolas spent over 11 years as a Certified Public Accountant at PwC, RSM US LLP, and Deloitte. His areas of client focus include Divorce Transition Planning, Family Wealth Management Strategies, Small Business Strategies, Tax Minimization, and Retirement Income. Although he draws on his accounting background, he does not provide tax advice in his current role. Nicolas holds a Bachelor's Degree from the University of Nevada - Las Vegas and maintains professional designations including Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of work, he enjoys spending time with his wife, hiking, cheering for the Vegas Golden Knights, and cooking.

Crystal Heres is a financial advisor at Charles Schwab with 15 years of industry experience. She holds Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 2014. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary advisory services and discretionary separately managed accounts, supported by integrated brokerage, custody, and alternative investment due diligence.

Daniel Beheshti is a financial professional at Cetera with 14 years of industry experience. He has held previous roles at UBS, Bank of America, and Merrill. Outside of his advisory work, he is also an insurance agent selling fixed insurance products. Cetera is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management services and access to various third-party managers.

Matthew Cooper is a financial advisor at Equitable Advisors with six years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2020. Prior to that, he worked at Florida State University from 2016 to 2020. Equitable Advisors serves individual clients—including both non-high-net-worth and high-net-worth individuals—as well as pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Christine Graham is a financial advisor at Morgan Stanley with a Series 66 designation and six years of industry experience. She has been with Morgan Stanley since 2018 and previously worked at Fidelity Investments from 2015 to 2018. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Kerry Withrow is a financial advisor with Raymond James & Associates in Las Vegas, NV, holding Series 63 and Series 65 licenses and 32 years of industry experience. Prior to joining Raymond James in 2024, he worked at City National Bank and RBC Capital Markets. He is a passive investor in a private equity healthcare fund. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and a range of portfolio management strategies.

Joanne Curry is a financial advisor with Cetera based in Las Vegas, NV, holding a Series 66 designation and over 14 years of industry experience. She has been associated with Cetera and related entities since 2011 and also operates Jonlyn & Associates, Inc., a CPA firm offering tax and accounting services. Additionally, she is involved in residential housing construction and property management through several business ventures. Cetera Investment Advisers LLC is an SEC-registered advisor serving individual, corporate, charitable, and institutional clients through a large network of over 10,000 advisors. The firm offers a variety of portfolio management and retirement services and operates a multi-manager platform allowing advisors to implement model portfolios, select third-party managers, or create custom strategies.

Samer Jawhari is a financial advisor with J.P. Morgan Securities in Las Vegas, NV, holding a Series 66 license and five years of industry experience. Prior to joining J.P. Morgan Securities, he worked at BNY Mellon and Wells Fargo. Outside of financial services, he is involved in several business ventures, including an automotive rental company and investments in real estate and an HVAC business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Lee Mc Neill Jr. is a Senior Financial Advisor with Merrill Lynch Wealth Management. Based in Las Vegas, he serves a diverse clientele including casino executives, contractors, attorneys, physicians, business owners, athletes, and retirees from across the nation. His advisory approach focuses on personalized wealth management strategies tailored to clients' unique financial goals and circumstances. With a background as a former insurance executive, Mc Neill applies a four-pronged strategy centered on preservation of capital, generating income, growth, and legacy planning. He works closely with clients to identify goals and gaps in their financial pictures before developing integrated strategies. He collaborates with Merrill Lynch Wealth Management analysts to customize investment portfolios, acting as an asset allocator across asset classes to align with clients' long-term goals, risk tolerance, timelines, and liquidity needs. Mc Neill earned a high school diploma from Durango High School and attended the University of Nevada - Las Vegas without obtaining a degree. He holds the Personal Investment Advisor (PIA) designation and is a member of the Las Vegas Metro Chamber of Commerce. In his personal time, he enjoys cooking, football, ice hockey, music, and traveling.

Jennifer Ricca is a financial advisor with LPL Financial in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Prior to joining LPL Financial in 2019, she worked at Wells Fargo Clearing and Morgan Stanley Smith Barney. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning and model portfolio programs, combining a broad platform with various operational and research tools.

Alejandro Leon Rodriguez is a Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career in the financial services industry in 2006, Alejandro has held various roles, including community banking and wealth management. Raised in Las Vegas, he is familiar with the local community and focuses on serving its needs. Alejandro specializes in family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. He holds the Personal Investment Advisor (PIA) designation and is fluent in both Spanish and English. Alejandro earned his High School Diploma from Rancho High. Outside of his professional work, Alejandro enjoys billiards, boxing, dancing, golfing, and traveling. His approach centers on understanding what matters most to clients and their families to develop flexible strategies that pursue their financial goals.

Michael Obrien is a financial advisor at Thrivent Investment Management with 10 years of industry experience. He holds Series 63 and Series 66 designations and has been with Thrivent since 2016. Outside of his advisory role, Obrien serves as a board member for Unshakable, a nonprofit supporting women recovering from trauma. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors. The firm offers holistic, goal-based planning across a wide range of topics, with the option to combine planning with managed-account programs under consolidated billing.

Jennifer Incera Jimenez is a financial advisor at Edward Jones in Las Vegas, NV, holding a Series 66 designation. She began her career at First Cash in 2013, where she worked for 11 years, followed by a position at LVMH/Starboard before joining Edward Jones in 2025. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and maintains a large nationwide network of financial advisors and branch offices.

Jason Guttenberg is a financial advisor with Wells Fargo Clearing in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Outside of his advisory role, Guttenberg serves as treasurer for the Malibu Men's Retreat, organizing bi-annual events. Wells Fargo Clearing provides retirement plan consulting services primarily to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

David Charnot is a financial advisor with Cetera in Las Vegas, NV, holding Series 63 and Series 65 registrations and bringing 24 years of industry experience. He has worked with Avantax Investment Services and Advisory Services for a decade and leads Strategize Wealth Management Group Inc. Outside of advising, Charnot owns Strategize Home Solutions LLC, a referral marketing business for mortgages, and serves as president of Strategize Tax LLC, which prepares tax returns for the public. Cetera Investment Advisers LLC is a large SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers both discretionary and non-discretionary portfolio management and operates a multi-manager platform with access to affiliated and third-party managers across various program structures.

Nadine Faulis is a Senior Financial Advisor and Managing Director with Merrill Lynch Wealth Management in Las Vegas. She has been with Merrill since 1995 and has served families, individuals, and businesses since 1989. Nadine works closely with clients to develop tailored financial strategies aimed at achieving their short-, intermediate-, and long-term financial goals, including retirement planning, portfolio management, family wealth management, and wealth strategies for women and those in sports and entertainment. Nadine graduated from the University of Nevada, Las Vegas in 1989 with a dual Bachelor's degree in Finance and Marketing. She holds several professional designations including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Over her career, she has been recognized by Forbes and Barron's as a top financial advisor. In addition to her professional commitments, Nadine is active in her community and church. She is a member of the United Way of Southern Nevada – Women United and Nevada Women's Philanthropy, where she serves on volunteer committees. Nadine is also involved with the Merrill Women's Exchange. She resides in Las Vegas and engages in personal interests such as golfing, music, photography, reading, singing, swimming, traveling, volleyball, watching movies, and spending time with her family.