Maxine Morgan is the Vice President and Branch Leader at Fidelity Investments, a position she has held since 2023. She leads a team of associates dedicated to understanding clients' needs and guiding them through the financial planning process. Prior to her current role, Maxine served as Assistant Branch Leader from 2021 to 2022, Senior Relationship Manager from 2014 to 2020, and Financial Representative from 2011 to 2014, all within Fidelity Investments. Maxine holds a California Insurance License. Outside of her professional responsibilities, she enjoys cooking and baking, participating in family activities, and traveling.

Michael Nguyen is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, business owners, and executives to help align their financial decisions with their life goals and the legacies they aim to create. His career spans several disciplines within the financial services industry, including pension consulting, mergers and acquisitions investment banking, insurance, and financial advisory work. Michael also has over a decade of experience as an entrepreneur, having built and operated businesses such as a CrossFit gym and a ballroom dance studio. These roles have given him insight into the financial challenges and opportunities faced by entrepreneurs as well as individuals and institutions. He focuses on helping clients bring clarity, intention, and coordination to their financial lives, emphasizing legacy planning, tax minimization, and retirement income. Michael holds a bachelor's degree from the University of Pennsylvania, where he studied mathematics, finance, and economics. He also holds the Personal Investment Advisor (PIA) designation. Outside of his professional work, Michael has personal interests in dancing, football, and traveling.

Natalya Fikhman is a financial advisor with Morgan Stanley in Sherman Oaks, CA, holding a Series 66 license and bringing 23 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and proprietary tools, emphasizing advisory services without individual security recommendations as part of standalone plans.

Derek Mitsuuchi is a financial advisor at Cetera with four years of industry experience and holds the Series 66 designation. He previously worked at Avantax Investment Services and Avantax Advisory Services, and he also assists with wealth management tasks at Lazar and Company Certified Public Accountants. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers and various program structures.

Sharif Ahmed is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at LOGIX Federal Credit Union, Kinecta Federal Credit Union, Neilson Financial Services, and Parsonex Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a broad range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers diverse investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Linda Mead is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In her role, she works closely with clients to understand their financial priorities and develop strategies to pursue their short-, mid-, and long-term goals. She provides guidance in areas such as investing, retirement planning, and emergency savings while connecting clients with Bank of America specialists for additional banking, credit, home financing, and small business services. Mead brings expertise in a comprehensive approach to financial planning, focusing on aligning strategies with what matters most to her clients and their families. She holds a Bachelor's Degree from the University of Southern California.

Fadwa Dahhan is a financial advisor with LPL Financial in Woodland Hills, CA, holding Series 63 and Series 65 credentials and 27 years of industry experience. She has been with LPL Financial since 1998. Outside of her advisory role, she has worked as a travel agent with America Travel Companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies across discretionary and non-discretionary accounts.

Richard Christensen III is a financial advisor with Wells Fargo Advisors, holding Series 65 and Series 66 licenses and 18 years of industry experience. His prior work includes roles at Morgan Stanley and Midwest Investment Advisors, LLC. He is also involved with RAC Investment Co, LLC, a private investment company he owns. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options tailored to clients’ needs. The firm uses proprietary research and planning tools to develop recommendations, with flexible implementation choices through its brokerage and advisory programs.

James Losey Jr. is a CFP® professional with 35 years of industry experience, currently serving at Osaic Wealth, INC since 2023. His prior experience includes 26 years at Royal Alliance Associates, Inc. and over three decades at New York Life Insurance Company. Outside of financial advising, he owns a company that markets and manages executive suite office leases. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering both brokerage and advisory services. The firm employs a model-based investment process with various portfolio management options and operates a complex affiliate network with private-equity ownership.

Blazy Aldana is a financial advisor at Charles Schwab with four years of industry experience. She holds a Series 66 credential and has worked at Charles Schwab Bank, Charles Schwab & Co., Wells Fargo, Citi Bank, and formerly at Classic Cosmetics. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a centralized operational structure supporting its extensive client coverage.

Gewargis Betjoseph is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked at 21st Century Fox for one year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Albert Adam III is a financial advisor at Wells Fargo Advisors with 46 years of industry experience. He has previously worked at Wells Fargo Clearing and Prudential Equity Group, LLC. Outside of his financial career, he serves as the mayor and a councilmember for the City of Thousand Oaks, California. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialty areas such as business-owner transition and special-needs planning.

Steve Malouf is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 63 designation and 38 years of industry experience. He has been with Morgan Stanley and its affiliates since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individuals and institutional clients, providing a range of advisory programs and tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services directly and through corporate agreements.

Elizabeth Gettinger is a financial advisor with Morgan Stanley, holding a Series 66 designation and 16 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Jonathan Israel is a financial advisor with Raymond James & Associates in Woodland Hills, CA, holding a Series 66 designation and 20 years of industry experience. His prior roles include 14 years with UBS Financial Services Inc. and five years at Edward Jones. Jonathan joined Raymond James & Associates in 2025. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Bradley Newman is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. His prior roles include positions at Merrill and UBS Financial Services. Outside of his advisory work, he is involved in investment-related business activities, including ownership of B L Newman, Inc. and a partial ownership interest in Duncan-Newman Associates LLC. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, using Wells Fargo’s research and planning tools to develop tailored recommendations. The firm offers a broad range of planning services to clients who meet certain net-worth criteria, covering areas such as retirement, education, risk, and business-owner transition planning.

Leah Weiss is a financial advisor at J.P. Morgan Securities with a Series 66 designation. She began her industry career in 2024, including experience at Rimrock Capital Management, LLC and JPMorgan Chase Bank, N.A. Leah attended the University of California from 2022 to 2026. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by centralized due diligence and incorporates an ESG eligibility framework.

Robert Kernochan is a financial advisor at LPL Financial in Westlake Village, CA, holding a Series 66 credential with 17 years of industry experience. He previously worked at Lincoln Financial Advisors and operated Kernochan & Associates, where he provides tax preparation and accounting services as an enrolled agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers diverse advisory and brokerage services, including financial planning and access to third-party asset management, supported by technology tools and a broad range of affiliated financial products.

Robert Arshagouni is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 27 years of industry experience. He is co-partner at Jackson & Arshagouni, a tax and accounting firm, and serves as president of the Marilyn Arshagouni Scholarship Fund, which administers scholarship awards. He also holds leadership roles in a youth soccer volunteer organization and is CFO of a manufacturing business. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.

Renee Mollinedo Nelsen is a Series 66-licensed financial advisor with eight years of industry experience. She has been with Ameriprise Financial Services since 2015, serving clients from Woodland Hills, CA. Ameriprise Financial Services is a large, diversified advisory firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on reliable income sources and tax-aware withdrawal strategies.