Margaret Sturdy is a financial advisor at LPL Financial with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has been with LPL Financial (formerly LINSCO/Private Ledger) since 2001. Outside of her advisory work, she occasionally sells health insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Moises Macias Jr. is a Series 66 licensed financial advisor with 17 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Bank of America, Merrill, J.P. Morgan Securities, and HomeStreet Bank. Outside of his advisory work, he is also a baseball coach for Ayala High School in the Chino Valley Unified School District. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

John Wende is a financial advisor at Edward Jones in Orange, CA, holding a Series 66 designation with 11 years of industry experience. He previously worked at Ameriprise Financial Services LLC from 2023 to 2025 and has been with Edward Jones since 2014. Outside of finance, he works as a Gameday Compliance Monitor for Major League Baseball, overseeing adherence to league rules during games. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory solutions. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices, offering discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment products.

Laura Schroeder is a Series 66-licensed financial advisor with Edward Jones, working in Yorba Linda, CA. She has 18 years of industry experience, all with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary wrap fee solutions and separately managed accounts. The firm operates under a fiduciary standard and manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Kevin Cheng is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. His career includes roles at Wells Fargo Investments, Morgan Stanley, and Ameriprise. Outside of his advisory work, he has ownership interests in several investment-related businesses. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions.

Edwin Yoon is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has nine years of experience assisting families and businesses with financial planning and management. Edwin focuses on goal setting and planning, utilizing his background in banking, lending, credit, and investments to develop strategies that support his clients in achieving their financial objectives. His client expertise includes corporate benefits, corporate executive services, divorce transition planning, family wealth management strategies, investment consulting for defined contribution plans, liquidity management, personal retirement planning, and retirement income. Edwin holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his bachelor's degree from the University of California system. In addition to his professional work, Edwin participates in community volunteering aligned with Merrill’s tradition of community involvement. His personal interests include adventure sports, basketball, biking, fishing, and photography. Banking and lending services offered through his practice are provided by Bank of America, N.A.

Nicholas Adelizi is a financial advisor with Wells Fargo Advisors in Santa Ana, CA, holding Series 63 and Series 65 registrations and bringing 26 years of industry experience. His career includes prior roles at Wells Fargo Clearing and Prudential Equity Group, LLC. He serves as a trustee for his parent's trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services using proprietary research and tools, with tailored recommendations delivered through meetings and written client summaries.

Matthew Chabot is a financial advisor with Equitable Advisors in Irvine, CA, holding Series 63 and Series 65 credentials and nine years of industry experience. Prior to joining Equitable Advisors in 2025, he worked at Northwestern Mutual in various roles from 2016 to 2025. Outside of his advisory work, he owns a premium activewear business called Chabot Capital LLC, operating under the name Krunkie. Equitable Advisors serves individuals across a broad wealth spectrum, pension and profit-sharing plans, corporations, and charitable organizations by offering financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of third-party advisory models and provides ERISA fiduciary services, avoiding proprietary wrap fee programs and relying on endorsed TAMPs and affiliated asset managers for client solutions.

David Jakl is a financial advisor at OSAIC with six years of industry experience. He holds a Series 66 designation and previously worked at Woodbury Financial Services. Outside of finance, he serves as head coach for a nonprofit swim team, the Manta Rays Parent Association. OSAIC Wealth serves a broad mix of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization and supports a wide array of investment programs delivered via affiliated broker-dealer and RIA relationships.

Nicole Slapak is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. She has 10 years of industry experience, including six years at Morgan Stanley prior to joining J.P. Morgan Securities and J.P. Morgan Chase Bank in 2021. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a forward-looking capital market approach and incorporates ESG considerations where applicable.

John Lewis is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Liberty Capital Management since 1997, OSAIC since 1994, and Lewis & Lack A Financial Services Corp since 1988. Outside of advisory activities, he owns and manages companies focused on accounting services and property management for commercial office buildings. Osaic Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning and portfolio management. The firm emphasizes model-based asset allocation and portfolio optimization, supporting discretionary and third-party investment strategies.

Randolph Schroeder is a financial advisor with Edward Jones in Anaheim Hills, CA, holding Series 63 and Series 66 licenses. He has 22 years of industry experience and has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets through a large network of advisors and branch offices, offering various advisory programs and affiliated investment products under a fiduciary standard.

Jeff Gonzales is a financial advisor at Edelman Financial Engines with 19 years of industry experience. He holds a Series 66 designation and has worked at various affiliates of Edelman Financial Engines since 2015. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified portfolios and both discretionary and non-discretionary advice.

Juan Ortiz is a financial advisor with Charles Schwab in Brea, CA, holding a Series 66 license and six years of industry experience. His prior roles include positions at GWN Securities, Equitable Advisors, and AXA Advisors. There are no notable outside activities reported. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios, written advice policies, and a formal alternative-investment process.

Michael Salazar is a financial advisor at UBS Financial Services with 25 years of industry experience. He holds a Series 66 designation and has been with UBS since 2010. Outside of his advisory role, he serves on the Board of Adjustments for Secaucus, New Jersey, where he reviews and votes on variances related to the town’s aesthetics. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Evelyn Walker is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at multiple firms including JPMorgan Chase Bank, Wells Fargo, and UnionBanc Investment Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory framework.

Christina Bennett is a CFP® with 20 years of industry experience, currently serving as a financial advisor at LPL Financial since 2008. She previously worked at Ameriprise from 2006 to 2008. Outside of her advisory role, she has been employed with Door Dash since 2016 in a non-investment-related capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. Its platform includes financial planning, third-party asset management, and institutional solutions, supported by a large network of investment adviser representatives.

Lisa Lighthipe Hinz is a financial advisor at LPL Financial with 32 years of industry experience. She previously worked at Crown Capital Securities, LP for 21 years before joining LPL Financial in 2024. Hinz holds Series 63 and Series 66 designations and operates out of Orange, California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Avlin Prosa is a financial advisor with Thrivent Investment Management in Irvine, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Thrivent, Prosa worked at Astraios Financial and has additional experience in educational and service roles at Chapman University and other organizations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning across various topics without managing client portfolios directly. Their approach integrates planning with managed-account programs through a consolidated billing option while keeping those services distinct.

Jaswant Brar is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and previously worked at Sagepoint Financial, Inc., and has experience at the Texas School of Law. Brar has been with Morgan Stanley and its Private Bank since 2020. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, though clients are responsible for implementing their plans.