Winky Li is a Planning Consultant at Fidelity Investments, a role she has held since 2022. In this position, she collaborates with financial consultants to help clients leverage Fidelity's resources and planning tools to work towards their financial goals. Prior to this, she served as a Relationship Manager at Fidelity Investments from 2021 to 2022. Her professional experience also includes roles as a Premier Banker at Wells Fargo (2020-2021), a Relationship Manager at Bank of America (2019-2020), and a Lending Officer at East West Bank (2017-2019). Winky holds a California Insurance License, which supports her work in the financial services industry. Outside of her professional career, she enjoys attending concerts, social events with friends, kayaking, photography, theater, and traveling.

Yu Chen is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has prior work experience with Mass Mutual Investors Services and Urumqi TianRong MicroCredit Co., LTD. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates ESG considerations within a non-discretionary program.

Troy Rouleau is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Lincoln Financial Advisors and Scottrade, Inc. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services supported by a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization using tools such as risk-tolerance questionnaires and efficient frontier analysis.

Darrell Pitts is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 47 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent five years with Prudential Equity Group, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

William Fay III is a financial advisor with J.P. Morgan Securities in Oakland, CA, holding Series 63 and Series 66 licenses and having eight years of industry experience. He has worked at various J.P. Morgan entities since 2018 and was previously involved with KHORA Community of Athens. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. Their advisory process integrates quantitative and qualitative research and incorporates ESG criteria, supported by centralized due diligence and implemented through affiliated investment-management entities.

Terry Boldt Degunto is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America prior to joining Morgan Stanley in 2023. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured planning process. The firm manages approximately $2.74 trillion in client assets and provides services that include but are not limited to, financial planning, investment advisory, and brokerage through its extensive network of advisors.

Amber Tamara Nguyen is a Financial Advisor with Merrill Lynch Wealth Management. She joined the Stimpfig Wealth Management Group in 2014 and has over a decade of experience serving clients. Amber helps develop, implement, and track customized wealth management strategies designed to assist clients in pursuing their financial goals while managing investment risk. She works with clients on retirement planning, funding education expenses, and creating legacies for future generations. Amber holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA) designations. She earned her bachelor's degree from the California State University System.

Jessica Tufte is a financial advisor at Cetera with 14 years of industry experience and holds the Series 66 designation. Her prior roles include positions at Ameriprise Financial Services and Craft and Fire Taproom, as well as a registered administrative assistant role at Rosenblatt Advisors. She is also a commissioned notary public. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with both discretionary and non-discretionary program options.

Shiqi Wang is a financial advisor at Morgan Stanley in Oakland, CA, holding a Series 66 designation with 6 years of industry experience. Wang has been with Morgan Stanley since 2011. Outside of financial advising, Wang is involved in a pole and dance studio focused on art, culture, and fitness activities. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning arrangements.

Allison Bordeaux is a financial advisor with Morgan Stanley in Pleasanton, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, she worked at Northrop Grumman and Meta Platforms, Inc. She also has professional experience at Deloitte. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that utilizes firm-approved tools and conservative modeling techniques.

Michael Allard is a financial advisor with LPL Financial in Danville, CA, holding Series 63 and 65 licenses and bringing 33 years of industry experience. He has been with LPL Financial and its predecessor entities since 2005 and previously worked at National Planning Corporation from 2002 to 2005. Outside of his advisory role, he is involved with Calbay Investments, Inc., a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Christina Guzman is a Series 66-licensed financial advisor with Morgan Stanley in Pleasanton, CA, bringing six years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019. Outside of her advisory role, Christina is also a private yoga instructor. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Aracely Flores Chavez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing nine years of industry experience. She has been with Wells Fargo Clearing Services LLC since 2017 and has been associated with Wells Fargo Bank NA since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Donna Lee is currently a Planning Consultant at Fidelity Investments, a position she has held since 2023. Prior to this role, she served as a Financial Consultant and Investment Consultant at Fidelity Investments from 2016 to 2023. Donna has also worked as a Financial Solutions Advisor at Merrill Lynch from 2012 to 2016, and held financial advisor roles at Morgan Stanley Smith Barney and Merrill Lynch between 2008 and 2011. Her areas of focus include retirement planning, income protection, investment strategies, and legacy planning considerations. Donna holds a California Insurance License, supporting her expertise in these areas. Outside of her professional career, Donna enjoys cooking and baking, fitness, exploring food, gardening, and traveling.

Molly Mckenna Redfield is a financial advisor with Morgan Stanley in Oakland, CA, holding a Series 66 designation and nine years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank since 2017. Prior to this, she worked at Groupon and attended the University of Colorado Boulder. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools along with input from its Global Investment Committee to support client financial plans.

Marianah Cecchi is a financial advisor with Wells Fargo Clearing in Oakland, CA, holding a Series 66 designation and two years of industry experience. Her prior work experience includes roles at Bank of America, Merrill, Wells Fargo, and Amazon. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, leveraging research from the Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory in their investment approach.

Kevin Huang is a Financial Consultant at Fidelity Investments, where he has been working since 2021. In this role, he helps clients create clear and personalized retirement plans, offering trusted guidance through life's milestones and supporting informed financial decisions. Prior to his current position, Kevin gained experience as a Private Client Banker at JP Morgan Chase from 2019 to 2021, and as an International Marketing Manager at Bank of the West from 2015 to 2019. He holds a California Insurance License. Outside of his professional work, Kevin enjoys camping, attending concerts, cooking and baking, visiting museums, and snowboarding.

John Pacelli is a CFP® with 48 years of industry experience, currently serving as a financial advisor at OSAIC since 2025. His prior experience includes six years at Lincoln Financial Advisors, three years at Kestra Financial Services, Inc., and 24 years at D/A Financial. In addition to his advisory role, he is licensed to offer disability and traditional life insurance, as well as fixed and fixed indexed annuities. OSAIC serves a diverse clientele, including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach with portfolio optimization and offers a range of advisory and brokerage services through a multi-advisor platform.

Joseph Wang is a financial advisor at Cetera with 15 years of industry experience and holds the Series 66 designation. He has worked at Cetera since 2019 and previously spent four years at Citigroup. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment strategies.

Srivani Ravikumar is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. She has been with Wells Fargo Bank since 2005 and Wells Fargo Clearing since 2016, both located in San Ramon, CA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions across a broad client base.