Yue Carol Liao is a Series 66-licensed financial advisor at J.P. Morgan Securities with eight years of industry experience. She has previously worked at Bank of America/Merrill Lynch for over a decade and has been with J.P. Morgan since 2026. Outside of advisory work, she co-owns and manages a family rental property in Dublin, California. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program emphasizes written asset allocation advice and manager searches, supported by centralized due diligence and a combination of quantitative and qualitative research.

Bhavin Mehta is a CFP® with 34 years of industry experience, currently serving at OSAIC since 2024. His prior experience includes roles at Securities America Advisors and Securities America Inc. from 2017 to 2024, as well as over 18 years at Kestra Financial Services, Inc. and Kestra Investment Services, LLC. Outside of his advisory work, he holds a board position with Omkar Rocklin Inc., a motel property business. Osaic Wealth serves a diverse client base ranging from individual investors to institutional clients and offers a multi-advisor platform with brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and a complex affiliate network.

Salma Rasheed is a Financial Consultant at Fidelity Investments, a position she has held since 2016. She has over 17 years of experience in the financial services industry, having previously worked as a Financial Advisor and Investment Associate at Wells Fargo Advisors from 2007 to 2016. Throughout her career, she has assisted clients in developing, implementing, and maintaining personalized financial plans, even in challenging market conditions. Salma holds a California Insurance License and focuses on wealth planning, helping clients work toward their financial goals. She leverages the resources and platforms available at Fidelity to support her clients' financial objectives.

Ian Mc Collam is a financial advisor at UBS Financial Services in Los Gatos, CA, holding a Series 66 designation with five years of industry experience. His prior work includes roles at UBS Group AG, Swenson Builders Inc., Golden State Activewear, and the University of Colorado at Boulder. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm’s advisory network employs proprietary capital market assumptions and research to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Richard Gamboa is a financial advisor at UBS Financial Services with 46 years of industry experience. He has worked at UBS since 2008 and previously spent 11 years with Citigroup Global Markets. Outside of finance, he is a self-employed musician who performs with a band. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and a variety of investment products. The firm combines institutional trading capabilities with wealth management and provides research, custody, underwriting, and capital markets services.

Ismael Macias is a CFP® and Series 66 certified financial advisor with four years of industry experience. He is currently with Charles Schwab and has prior experience at JPMorgan Chase and in hospitality management. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Gregory Kosal is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 designations and 14 years of industry experience. He has been with Wells Fargo Bank and Wells Fargo Clearing since 2014 and 2016, respectively. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 advisors and offers a combination of brokerage and advisory solutions.

Pietersen Sylvester is a Series 66-licensed financial advisor with one year of industry experience. He is currently with J.P. Morgan Securities and previously worked at Morgan Stanley Wealth Management and held roles outside the financial sector, including at Yext and in construction management. J.P. Morgan Securities provides institutional consulting services focusing on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates broader derivatives and commodities capabilities.

Mark Radesic is a financial advisor at Raymond James Financial with 21 years of industry experience and holds a Series 66 designation. He has worked with several entities within the Raymond James network since 2021 and previously with Unionbanc Investment Services. Outside his advisory role, he serves as an officer in a support company, WAMG & Co Inc. Raymond James Financial Services Advisors, Inc. provides comprehensive financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs analytical tools to tailor non-discretionary planning and encourages implementation through its advisory programs while supporting specialized services such as municipal advisory and SIMPLE IRA employer consulting.

Joshua Denton is a Financial Consultant with over 10 years of experience in the financial services industry. He currently focuses on retirement planning, investment planning, tax-efficient investing, retirement income strategies, and comprehensive financial planning. His approach aims to simplify financial planning and provide actionable strategies for individuals and families. Throughout his career, Joshua has held leadership roles at Wells Fargo, including Senior Branch Premier Banker from 2019 to 2024 and Senior Branch Leader from 2014 to 2019. He holds a California Insurance License. Outside of his professional work, Joshua engages in family activities, football, outdoor adventures, and traveling.

Mary Lai is a CFP® with 29 years of industry experience, currently serving at Charles Schwab in Cupertino, CA. She has been with Charles Schwab since 1997 and has worked at Charles Schwab Bank since 2005. Outside of her advisory role, she acts as trustee for a family trust overseeing several rental properties. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary client advisory with access to affiliated discretionary separately managed accounts and conducts due diligence on alternative investments through its Schwab Center for Financial Research.

Andrew Castro is a CFP® and holds a Series 66 license, with 12 years of industry experience. He has been with Edward Jones since 2014, working in their Menlo Park, CA office. Outside of financial advising, he coaches group classes at CrossFit Palo Alto in Mountain View. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets.

Gregory Meyerott is a financial advisor at Wells Fargo Clearing with Series 66 and Series 63 licenses and three years of industry experience. He previously worked at JPMC Bank NA and J.P. Morgan Securities for four years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Brandon Loza is a financial advisor at Morgan Stanley in San Jose, CA, holding Series 65 and Series 66 licenses with eight years of industry experience. His career includes roles at Cetera Advisor Networks, Sageview Advisory Group, Futu Inc, Uber, and E*TRADE. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning that utilizes firm‑approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers financial planning services primarily in an advisory capacity.

Chad Parker is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Ameriprise in San Jose, CA. He has been with Ameriprise and its affiliated entities since 2008. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement, typically with at least $1 million in net investable assets. The firm provides written, research-driven Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies, delivered through a centralized consulting team in collaboration with client advisors.

Nicholas Hoodecheck is a financial advisor at Charles Schwab with four years of industry experience. He holds a Series 66 credential and has worked at Charles Schwab and Charles Schwab Bank since 2021. His prior roles include positions at Thomson Reuters, KMG Consultants Inc, and Minnesota Vikings LLC. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a centralized operational model with extensive resources for alternative investments and cash management.

Alwa Gordon is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has worked with Wells Fargo Bank since 2012 and Wells Fargo Clearing since 2016. Outside of his advisory role, he owns and operates a music production and distribution business called 88 Over Everything. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Molly Newborn is a financial advisor at LPL Financial with 10 years of industry experience. She holds the Series 66 designation and has worked previously at Bank of America, Merrill, and Morgan Stanley. Outside of her advisory role, she works as an independent contractor in editing and also engages in portrait modeling. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions, offering a range of advisory and brokerage services including financial planning, third-party asset management, and institutional platforms.

Mimi Patterson is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 designations and 30 years of industry experience. She previously worked at A. G. Edwards & Sons, Inc. from 2002 to 2008. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Mark Curtis is a financial advisor at Morgan Stanley with 44 years of industry experience. His career includes roles at Citigroup Global Markets from 1993 to 2009, followed by positions within Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. He holds Series 63 and Series 65 licenses and serves as a board member of The Sobrato Foundation, a nonprofit involved in real estate and investments. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.